YieldEvery crypto rate.
Ranked by who you can trust.
We pull the base rate from every major platform daily — no promo tiers, no paid placements — and grade each venue A–F on five public safety checks.
USDD · Gate.io Earn A USDD · Gate.io Earn A 
USDC · Lune.fi F Today in yield, on one screen
Spike watch. BAT on Bybit Earn dropped from 40.0% to 0.8% — promo pools reset fast. We log every spike so you don't learn this with your own money.
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MARSCOINBest stablecoin interest rates right now
Highest base rate on a venue passing at least four of our five safety checks is 5.09 % on USDD at Gate.io Earn, grade A. Withdraw-anytime rates only — no promo tiers, no lock-ups. 6 venues qualify.
- Gate.io EarnAUSDD5.09 %
- Kraken EarnBUSDG4.25 %
- Bitget EarnBUSDGO4.0 %
- OKX EarnBUSDC3.51 %
- Binance EarnBUSD13.48 %
- WhiteBITBUSDC2.06 %
Where to earn interest on Bitcoin
Bitcoin pays far less than dollars almost everywhere. The best base rate among venues passing four or more checks is 1.38 % at WhiteBIT, grade B.
- WhiteBITBBTC1.38 %
- NexoBBTC1.2 %
- OKX EarnBBTC0.5 %
- Bitget EarnBBTC0.12 %
- BingX EarnABTC0.1 %
Highest APY on Ethereum
Best base Ethereum rate on a venue passing four or more of the five checks is 3.1 % at Bitstamp, grade B. Staking rewards, withdraw-anytime.
- BitstampBETH3.1 %
- Coinbase cbETHBETH2.28 %
- LidoBETH2.26 %
- GeminiBETH2.0 %
- NexoBETH2.0 %
Every figure is a base withdraw-anytime rate, refreshed daily, taken from the venue's own page. Rates float and change without notice. Not financial advice.
How we make money — and what we never do
One email on Monday. The whole week's yield, graded.
Best safe rates, biggest movers, every spike that died. No spam, unsubscribe anytime.
Built to be checked, not believed
Verified daily, timestamped
Every platform page shows when its rate was last confirmed and from which source. Data older than 48h triggers our own alarm before you ever see it.
Grades you can re-derive
A–F comes from five binary checks with linked sources — regulation, reserves, withdrawals, insurance, track record. The formula is public. Platforms can't pay to change it.
Base rates only
"Up to 13%" headlines need locked tokens and loyalty tiers. We publish the rate you actually get on any amount, day one — and we log every promo spike that collapses.
🛡 How we evaluate platform risk five checks, five sources, one grade — tap to see exactly how ▾
Active license from a financial regulator (VARA, MAS, NYDFS, SEC, etc.)
Public Merkle-tree PoR or annual Big Four audit
All main products allow withdrawal at any time
Public insurance fund of $100M or more
At least 2 years without serious asset incidents
All five criteria passed. Platform is transparent, regulated, and has no major incidents in its history.
Four of five passed — one yellow flag, but a solid, well-run platform.
Some criteria failed — there are yellow flags, but the platform generally operates fine.
Only two of five passed — real gaps; use smaller amounts and extra caution.
Most criteria failed. Either the platform is young, or there were serious incidents.