Yield45 platforms · sorted by safety
Platform alternatives
Looking for what to replace a specific exchange with? Rate-and-risk comparisons for every platform.
Ranked
Every platform, safest first
1 
Gate.io Earn A 2.32 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 2 
BingX Earn A 1.0 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 3 
Bitvavo Staking A — ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 4 
Coinbase Earn A — ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 5 
Kraken Earn B 4.0 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 6 
OKX Earn B 3.5 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 7 
Binance Earn B 2.43 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 8 
Bitget Earn B 2.29 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 9 
WhiteBIT B 1.94 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 10 
Bitstamp B — ✓ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 11 
Coinbase cbETH B — ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 12 
Gemini B — ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 13 
Lido B — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 14 
Marinade B — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 15 
Nexo B — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 16 
Rocket Pool B — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 17 
Bybit Earn C 5.16 % top USDT ✓ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 18 
Toobit C 3.1 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 19 
Bitunix C 2.39 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 20 
Poloniex C 2.0 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 21 
Backpack Exchange C 1.22 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 22 
CoinW C 0.5 % top USDC ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 23 
MEXC Earn C 0.3 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 24 
BISON C — ✓ Regulation✗ Proof-of-Reserves✗ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 25 
Bitpanda Staking C — ✓ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 26 
Crypto.com C — ✓ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 27 
HTX C — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 28 
Jito C — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 29 
Mantle (mETH) C — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 30 
Frax (sfrxETH) C — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 31 
StakeWise (osETH) C — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 32 
Uphold C — ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 33 
Bitfinex D 8.89 % top USDT ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 34 
Ledn D 5.0 % top USDT ✗ Regulation✓ Proof-of-Reserves✗ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 35 
Nebeus D 4.0 % top USDC ✓ Regulation✗ Proof-of-Reserves✗ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 36 
Bitrue D 3.0 % top USDT ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 37 
LBank D 2.9 % top USDT ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 38 
KuCoin D 1.07 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 39 
CoinEx Earn D — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 40 
Robinhood Crypto D — ✓ Regulation✗ Proof-of-Reserves✗ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 41 
Lune.fi F 18 % top USDT ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 42 
CoinDepo F 17 % top USDT ✗ Regulation✗ Proof-of-Reserves✗ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 43 
YouHodler F 12 % top USDT ✗ Regulation✗ Proof-of-Reserves✗ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 44 
EarnPark F 5.0 % top USDT ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 45 
Telegram Wallet F — ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free)
Gate.io Earn A 2.32 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 2 BingX Earn A 1.0 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 3 Bitvavo Staking A — ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 4 Coinbase Earn A — ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 5 Kraken Earn B 4.0 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 6 OKX Earn B 3.5 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 7 Binance Earn B 2.43 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 8 Bitget Earn B 2.29 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 9 WhiteBIT B 1.94 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 10 Bitstamp B — ✓ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 11 Coinbase cbETH B — ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 12 Gemini B — ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 13 Lido B — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 14 Marinade B — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 15 Nexo B — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 16 Rocket Pool B — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 17 Bybit Earn C 5.16 % top USDT ✓ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 18 Toobit C 3.1 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 19 Bitunix C 2.39 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 20 Poloniex C 2.0 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 21 Backpack Exchange C 1.22 % top USDT ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 22 CoinW C 0.5 % top USDC ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 23 MEXC Earn C 0.3 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 24 BISON C — ✓ Regulation✗ Proof-of-Reserves✗ Flexible withdrawal✓ Insurance Fund✓ Track record (2+ years incident-free) 25 Bitpanda Staking C — ✓ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 26 Crypto.com C — ✓ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 27 HTX C — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 28 Jito C — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 29 Mantle (mETH) C — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 30 Frax (sfrxETH) C — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 31 StakeWise (osETH) C — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✓ Insurance Fund✗ Track record (2+ years incident-free) 32 Uphold C — ✓ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 33 Bitfinex D 8.89 % top USDT ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 34 Ledn D 5.0 % top USDT ✗ Regulation✓ Proof-of-Reserves✗ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 35 Nebeus D 4.0 % top USDC ✓ Regulation✗ Proof-of-Reserves✗ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 36 Bitrue D 3.0 % top USDT ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 37 LBank D 2.9 % top USDT ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 38 KuCoin D 1.07 % top USDT ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 39 CoinEx Earn D — ✗ Regulation✓ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 40 Robinhood Crypto D — ✓ Regulation✗ Proof-of-Reserves✗ Flexible withdrawal✗ Insurance Fund✓ Track record (2+ years incident-free) 41 Lune.fi F 18 % top USDT ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 42 CoinDepo F 17 % top USDT ✗ Regulation✗ Proof-of-Reserves✗ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 43 YouHodler F 12 % top USDT ✗ Regulation✗ Proof-of-Reserves✗ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 44 EarnPark F 5.0 % top USDT ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) 45 Telegram Wallet F — ✗ Regulation✗ Proof-of-Reserves✓ Flexible withdrawal✗ Insurance Fund✗ Track record (2+ years incident-free) Not investment advice. Rates float; crypto assets are not government-insured; check the platform's availability in your country.