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BTC · Bitcoin

Where BTC earns the most — safely.

The first and largest cryptocurrency. Digital gold.

Best rate right now
12 %
CoinDepo F
Flexible · withdraw anytime · base rate
Visit site
Best on an A-grade platform
0.15 %
Bitget Earn A
Passes all 5 safety checks · flexible
Open
Rank
#1
Market cap
$1264.8B
24h volume
$25.1B
From ATH
-50%
1y change
-47%
Price · 1 year
$63,069-47.2% · 1Y

ATH $126,080 on Oct 2025·upd. Jul 17

The spread

One coin, 15 prices for your trust

Rate history

How BTC yields moved across exchanges

Best rate over time
12 %

from 2026-05-25 to 2026-07-17

Source: daily snapshots via exchange APIs

How much will you earn?

BTC
PlatformInterestTotal
CoinDepo+0.01270.1127
WhiteBITLock+0.01150.1115
Nexo+0.00200.1020
Bybit Earn+0.00080.1008
CoinEx Earn+0.00050.1005
OKX Earn+0.00050.1005
Crypto.com+0.00020.1002
Bitget Earn+0.00020.1002
BingX Earn+0.00010.1001
Gate.io Earn+0.00010.1001
MEXC Earn+0.00010.1001
Backpack Exchange+0.00000.1000
Binance Earn+0.00000.1000
Bitvavo Staking+0.00000.1000
Kraken Earn+0.00000.1000
On CoinDepo:+0.0000per day·+0.0010per month·+0.0127per year
🏦 A bank at 0.5% would pay just +0.0005 BTC over this period.The top rate here pays 25× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#1
Platforms with offers15
Best flexible12 %
Best overall12 %
Average1.83 %
Rate moves

BTC rates on the move

Recently decreased
Coin signals

What to watch on BTC

🏆 Top 10 by market cap (#1)
💧 High liquidity: $25.1B / 24h
FAQ

BTC yield FAQ

What's the best BTC interest rate right now?

The highest BTC rate we currently track is 12% APY on CoinDepo, which we grade F for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on BTC safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these BTC rates promotional?

No. We track 15 platforms for BTC and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

BTC

What is BTC

Bitcoin is the first cryptocurrency, created by Satoshi Nakamoto in 2009. It runs on its own proof-of-work blockchain. The most liquid and recognized cryptocurrency with the largest market capitalization. Yields are lower than on stablecoins (typically 0.5-3% APY) because BTC has no built-in staking mechanism — interest is paid from crypto-lending or exchange arbitrage. Often used as a long-term store of value ("digital gold").

Known risks

  • High price volatility (-50% or more during bear phases)
  • Yields of 0.5-3% are significantly lower than stablecoin yields
  • Counterparty risk when holding BTC on an exchange
  • Regulatory risks — some countries restrict or ban it

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