Yield
BingX Earn
BingX is unusually transparent for an offshore venue: monthly Merkle-tree proof-of-reserves (with an open-source verifier on GitHub), a publicly-sized Shield Fund (reported around $400M), and registrations including AUSTRAC, Lithu…
Why this grade
- ✓ Regulation
Registered with AUSTRAC (Australia), FCIS (Lithuania, moving under MiCA), FinCEN MSB (US), FINTRAC (Canada). No Tier-1 licenses (FCA/MAS/SEC). Source →
- ✓ Proof-of-Reserves
Monthly Merkle-tree PoR with an open-source verifier on GitHub. Oct 2025: BTC 134%, ETH 137%, USDT 152%, USDC 127% — all above 100%. Source →
- ✓ Flexible withdrawal
Flexible Earn redemption is typically credited in real time (per the official Wealth FAQ). Note: newly subscribed flexible positions can be redeemed only from the day after purchase. Source →
- ✓ Insurance Fund
Shield Fund of public size (1000 BTC + 4000 ETH + 40M USDT, ~$400M+), audited, protects all users automatically. Source →
- ✗ Track record (2+ years incident-free)
September 2024 hot-wallet hack of ~$44-52M (tactics resembling Lazarus). The exchange froze withdrawals, pledged compensation from reserves, and resumed operations. Some account-freeze complaints exist. Source →
Incidents we count
Known incidents
1- September 2024 Hot-wallet hack of ~$44-52M via multiple exploit addresses. Withdrawals frozen within ~1 hour; the exchange pledged full compensation from reserves and restored operations by October 2024. Source →
All BingX Earn products
Yield products
as of Jul 17, 2026| Product | Rate | Type | Lock | |
|---|---|---|---|---|
| USDT | 1.0 % | flexible | — | Open BingX Earn → |
| USDC | 0.4 % | flexible | — | Open BingX Earn → |
| ETH | 0.3 % | flexible | — | Open BingX Earn → |
| SOL | 0.3 % | flexible | — | Open BingX Earn → |
| BTC | 0.1 % | flexible | — | Open BingX Earn → |
| SUI | 0.05 % | flexible | — | Open BingX Earn → |
| ADA | 0.01 % | flexible | — | Open BingX Earn → |
| AVAX | 0.01 % | flexible | — | Open BingX Earn → |
| BCH | 0.01 % | flexible | — | Open BingX Earn → |
| BNB | 0.01 % | flexible | — | Open BingX Earn → |
| DOGE | 0.01 % | flexible | — | Open BingX Earn → |
| KAS | 0.01 % | flexible | — | Open BingX Earn → |
| LINK | 0.01 % | flexible | — | Open BingX Earn → |
| LTC | 0.01 % | flexible | — | Open BingX Earn → |
| NEAR | 0.01 % | flexible | — | Open BingX Earn → |
| ONDO | 0.01 % | flexible | — | Open BingX Earn → |
| PEPE | 0.01 % | flexible | — | Open BingX Earn → |
| SHIB | 0.01 % | flexible | — | Open BingX Earn → |
| XRP | 0.01 % | flexible | — | Open BingX Earn → |
What would BingX Earn pay you?
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
How yields have moved
Source: daily snapshots via exchange API · accumulating since YieldScope launch
Affiliate link · price for you doesn't change · we earn a commission from BingX Earn
BingX review: what this platform is
BingX is unusually transparent for an offshore venue: monthly Merkle-tree proof-of-reserves (with an open-source verifier on GitHub), a publicly-sized Shield Fund (reported around $400M), and registrations including AUSTRAC, Lithuania (FCIS) and a US FinCEN MSB. That's why it grades B.
It isn't an A for one concrete reason: in September 2024 BingX suffered a hot-wallet hack of roughly $44–52M (tactics resembling the Lazarus group). It froze withdrawals during the response, and its Shield Fund is sized to absorb exactly this kind of event — but a breach this recent is precisely what our track-record check is meant to flag.
One honesty note that matters more here than anywhere: BingX's eye-catching yields are promos. The flexible USDT product pays its headline rate only on the first ~$300; above that the base is about 1%. The double-digit banners are one-time fixed-term offers for new or VIP users with deposit caps. Our table shows the base rates on the main balance. This review is not investment advice.
How Earn works on BingX
BingX Earn is flexible from $1, but read the tiers: flexible USDT pays its promo rate on roughly the first $300 and about 1% above that; USDC, BTC and ETH bases are a fraction of a percent. The double-digit offers (we've seen 13–50%+) are 7-day fixed terms for new or VIP users, one-time and capped.
Our table shows the base flexible rate on the main balance — the number your real deposit would earn, not the teaser tier. Verify the current rate on BingX before depositing.
How to start on BingX, step by step
- 01Open a BingX account and complete verification.
- 02Go to Wealth → Earn and pick a flexible product (USDT for the top rate).
- 03Deposit only what you can afford to lose; rewards accrue daily and flexible balances withdraw anytime.
Should you park money here?
- +Real transparency: monthly Merkle-tree PoR with an open-source verifier; Shield Fund (~$400M)
- +Registered with AUSTRAC, Lithuania (FCIS) and US FinCEN MSB
- +Flexible products with a $1 minimum
- −Headline yields are promos: flexible USDT pays the teaser rate only on ~the first $300, then ~1% base; double-digit offers are one-time new-user/VIP fixed terms with caps
- −September 2024 hot-wallet hack (~$44-52M); withdrawals frozen during the response — the reason it's B, not A
- −Not available in the US, UK, Canada, Singapore, Japan or Korea
- −Earning yield means lending — counterparty risk remains
Compare BingX Earn with others
Asset-by-asset rates and risk grades