Yield
BingX Earn
BingX is unusually transparent for an offshore venue: monthly Merkle-tree proof-of-reserves (with an open-source verifier on GitHub), a publicly-sized Shield Fund (reported around $400M), and, since 15 October 2026, a MiCA licence…
Is BingX Earn safe? It scores A on our five safety checks, passing 5 of 5 — Regulation, Proof-of-Reserves, Flexible withdrawal, Insurance Fund, Track record (2+ years incident-free). Every check below cites the evidence behind it and links its source. See how it ranks against the other 44 venues we grade →
Why this grade
- ✓
Regulation
A MiCA licence for its EU company, MEGE zweite GmbH ("BingX EU"), from Austria's Financial Market Authority (FMA) — listed in the FMA register as a crypto-asset service provider (CASP); announced on 15 October 2026, with EEA services subject to passporting. Outside the EU BingX has only anti-money-laundering registrations — FinCEN (US), FINTRAC (Canada), AUSTRAC (Australia) — which are not licences. Source 1 → Source 2 →
- ✓
Proof-of-Reserves
Monthly Merkle-tree PoR with an open-source verifier on GitHub. Oct 2025: BTC 134%, ETH 137%, USDT 152%, USDC 127% — all above 100%. Source →
- ✓
Flexible withdrawal
Flexible Earn redemption is typically credited in real time (per the official Wealth FAQ). Note: newly subscribed flexible positions can be redeemed only from the day after purchase. Source →
- ✓
Insurance Fund
Shield Fund of public size (1000 BTC + 4000 ETH + 40M USDT, ~$400M+), audited, protects all users automatically. Source →
- ✓
Track record (2+ years incident-free)
Operating since 2018. In September 2024 a hot-wallet hack took about $44–52M; BingX froze withdrawals, pledged to cover the loss from its own reserves and resumed operations. In the two years since we found no hack, withdrawal freeze or loss of client funds, so it passes our two-year rule. On 13 October 2026 South Korea ordered its website blocked there, along with other exchanges not registered in the country — a market-access measure, not a freeze of client funds. Source 1 → Source 2 →
Incidents we count
Known incidents
1- September 2024 Hot-wallet hack of ~$44-52M via multiple exploit addresses. Withdrawals frozen within ~1 hour; the exchange pledged full compensation from reserves and restored operations by October 2024. Source →
All BingX Earn products
Yield products
as of Oct 18, 2026| Product | Rate | Type | Lock | |
|---|---|---|---|---|
| USDT | 1.0 % | flexible | — | Open BingX Earn → |
| USDC | 0.4 % | flexible | — | Open BingX Earn → |
| ETH | 0.3 % | flexible | — | Open BingX Earn → |
| SOL | 0.3 % | flexible | — | Open BingX Earn → |
| BTC | 0.1 % | flexible | — | Open BingX Earn → |
| SUI | 0.05 % | flexible | — | Open BingX Earn → |
| ADA | 0.01 % | flexible | — | Open BingX Earn → |
| AVAX | 0.01 % | flexible | — | Open BingX Earn → |
| BCH | 0.01 % | flexible | — | Open BingX Earn → |
| BNB | 0.01 % | flexible | — | Open BingX Earn → |
| DOGE | 0.01 % | flexible | — | Open BingX Earn → |
| KAS | 0.01 % | flexible | — | Open BingX Earn → |
| LINK | 0.01 % | flexible | — | Open BingX Earn → |
| LTC | 0.01 % | flexible | — | Open BingX Earn → |
| NEAR | 0.01 % | flexible | — | Open BingX Earn → |
| ONDO | 0.01 % | flexible | — | Open BingX Earn → |
| PEPE | 0.01 % | flexible | — | Open BingX Earn → |
| SHIB | 0.01 % | flexible | — | Open BingX Earn → |
| XRP | 0.01 % | flexible | — | Open BingX Earn → |
What would BingX Earn pay you?
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
How yields have moved
Source: daily snapshots via exchange API · accumulating since YieldScope launch
Affiliate link · price for you doesn't change · we earn a commission from BingX Earn
BingX review: what this platform is
BingX is unusually transparent for an offshore venue: monthly Merkle-tree proof-of-reserves (with an open-source verifier on GitHub), a publicly-sized Shield Fund (reported around $400M), and, since 15 October 2026, a MiCA licence for its EU company from Austria's FMA (elsewhere it holds anti-money-laundering registrations only). That's why it grades A.
Its one serious incident is now two years old: in September 2024 BingX suffered a hot-wallet hack of roughly $44–52M (tactics resembling the Lazarus group). It froze withdrawals during the response, and its Shield Fund is sized to absorb exactly this kind of event. With no new incident since, it passes our track-record check — the two-year rule is the same for every venue. A grade measures custody risk, not a promise: on 13 October 2026 South Korea blocked its website there as an exchange not registered in the country.
One honesty note that matters more here than anywhere: BingX's eye-catching yields are promos. The flexible USDT product pays its headline rate only on the first ~$300; above that the base is about 1%. The double-digit banners are one-time fixed-term offers for new or VIP users with deposit caps. Our table shows the base rates on the main balance. This review is not investment advice.
How Earn works on BingX
BingX Earn is flexible from $1, but read the tiers: flexible USDT pays its promo rate on roughly the first $300 and about 1% above that; USDC, BTC and ETH bases are a fraction of a percent. The double-digit offers (we've seen 13–50%+) are 7-day fixed terms for new or VIP users, one-time and capped.
Our table shows the base flexible rate on the main balance — the number your real deposit would earn, not the teaser tier. Verify the current rate on BingX before depositing.
How to start on BingX, step by step
- 01Open a BingX account and complete verification.
- 02Go to Wealth → Earn and pick a flexible product (USDT for the top rate).
- 03Deposit only what you can afford to lose; rewards accrue daily and flexible balances withdraw anytime.
Should you park money here?
- +Real transparency: monthly Merkle-tree PoR with an open-source verifier; Shield Fund (~$400M)
- +MiCA licence for BingX EU from Austria's FMA (October 2026)
- +Flexible products with a $1 minimum
- −Headline yields are promos: flexible USDT pays the teaser rate only on ~the first $300, then ~1% base; double-digit offers are one-time new-user/VIP fixed terms with caps
- −September 2024 hot-wallet hack (~$44-52M); withdrawals frozen during the response
- −Not available in the US, UK, Canada, Singapore, Japan or Korea
- −Earning yield means lending — counterparty risk remains
Compare BingX Earn with others
Asset-by-asset rates and risk grades
Frequently asked questions
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Show this grade on your site
BingX Earn passes 5 of 5 of our safety checks. If you run BingX Earn, you can show the grade with this badge — it links to this page and updates itself whenever the grade changes, up or down. Free and without sign-up; we never sell or adjust grades.
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