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MORPHO · Morpho

Where MORPHO earns the most — safely.

Morpho — lending optimizer and platform

The highest MORPHO rate on YieldScope right now is 7.92 % APY on OKX Earn — safety grade B, Flexible. The best MORPHO rate on a platform that passes all five of our safety checks is 1.36 % APY on Gate.io Earn (Flexible). Across 6 venues we track, MORPHO averages 2.31 % APY. Rates float and are refreshed daily; last updated 2026-10-18.

Best rate right now
7.92 %
OKX Earn B
Flexible · withdraw anytime · base rate
Visit site →
Best on an A-grade platform
1.36 %
Gate.io Earn A
Passes all 5 safety checks · flexible
Open →
Rank
#60
Market cap
$1.6B
24h volume
$18M
From ATH
-44%
1y change
+27%
Price · 1 year
$2.38+34.7% · 1Y

ATH $4.17 on Jan 2025·upd. Oct 18

The spread

One coin, 6 prices for your trust

Rate range

0.06 %
low
2.31 %
avg
7.92 %
high
Rate history

How MORPHO yields moved across exchanges

Best rate over time
7.92 %

from 2026-05-25 to 2026-10-18

Source: daily snapshots via exchange APIs

All venues

All platforms for MORPHO

Platform Best ↓ Type Platf. risk
OKX Earn 7.92 % flexible B Open →
Binance Earn 2.3 % flexible B Open →
Gate.io Earn 1.36 % flexible A Open →
Bybit Earn 1.2 % flexible C Open →
Bitget Earn 1.0 % flexible B Open →
Bitvavo Staking 0.06 % flexible A Open →

How much will you earn?

MORPHO
PlatformInterestTotal
★OKX Earn+0.821410.8214
Binance Earn+0.232410.2324
Gate.io Earn+0.136910.1369
Bybit Earn+0.120710.1207
Bitget Earn+0.100510.1005
Bitvavo Staking+0.006010.0060
On OKX Earn:+0.0023per day·+0.0660per month·+0.8214per year
🏦 A bank at 0.5% would pay just +0.0501 MORPHO over this period.The top rate here pays 16× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#60
Platforms with offers6
Best flexible7.92 %
Best overall7.92 %
Average2.31 %
Rate moves

MORPHO rates on the move

Coin signals

What to watch on MORPHO

💧 Modest liquidity: $18M / 24h
FAQ

MORPHO yield FAQ

What's the best MORPHO interest rate right now?

The highest MORPHO rate we currently track is 7.92% APY on OKX Earn, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on MORPHO safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these MORPHO rates promotional?

No. We track 6 platforms for MORPHO and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

MORPHO

What is MORPHO

Morpho (MORPHO) is DeFi lending with peer-to-peer matching on top of Aave/Compound, plus Morpho Blue — an isolated lending protocol. One of the fastest-growing DeFi projects of 2024. MORPHO is governance.

Known risks

  • ⚠Complexity of protocol-on-protocol architecture
  • ⚠Competition with Aave, Spark, Euler V2

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