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MORPHO · Morpho

Where MORPHO earns the most — safely.

Morpho — lending optimizer and platform

The highest MORPHO rate on YieldScope right now is 8.38 % APY on OKX Earn — safety grade B, Flexible. The best MORPHO rate on a platform that passes all five of our safety checks is 1.0 % APY on Bitget Earn (Flexible). Across 6 venues we track, MORPHO averages 2.33 % APY. Rates float and are refreshed daily; last updated 2026-08-31.

Best rate right now
8.38 %
OKX Earn B
Flexible · withdraw anytime · base rate
Visit site
Best on an A-grade platform
1.0 %
Bitget Earn A
Passes all 5 safety checks · flexible
Open
Rank
#51
Market cap
$1.7B
24h volume
$35M
From ATH
-38%
1y change
+29%
Price · 1 year
$2.60+34.9% · 1Y

ATH $4.17 on Jan 2025·upd. Aug 31

The spread

One coin, 6 prices for your trust

Rate range

0.08 %
low
2.33 %
avg
8.38 %
high
Rate history

How MORPHO yields moved across exchanges

Best rate over time
8.38 %

from 2026-05-25 to 2026-08-31

Source: daily snapshots via exchange APIs

All venues

All platforms for MORPHO

Platform Best ↓ Type Platf. risk
OKX Earn 8.38 % flexible B Open →
Binance Earn 2.17 % flexible C Open →
Gate.io Earn 1.53 % flexible B Open →
Bitget Earn 1.0 % flexible A Open →
Bybit Earn 0.8 % flexible C Open →
Bitvavo Staking 0.08 % flexible A Open →

How much will you earn?

MORPHO
PlatformInterestTotal
OKX Earn+0.870910.8709
Binance Earn+0.219210.2192
Gate.io Earn+0.154110.1541
Bitget Earn+0.100510.1005
Bybit Earn+0.080310.0803
Bitvavo Staking+0.008010.0080
On OKX Earn:+0.0024per day·+0.0698per month·+0.8709per year
🏦 A bank at 0.5% would pay just +0.0501 MORPHO over this period.The top rate here pays 17× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#51
Platforms with offers6
Best flexible8.38 %
Best overall8.38 %
Average2.33 %
Rate moves

MORPHO rates on the move

Coin signals

What to watch on MORPHO

💧 Modest liquidity: $35M / 24h
FAQ

MORPHO yield FAQ

What's the best MORPHO interest rate right now?

The highest MORPHO rate we currently track is 8.38% APY on OKX Earn, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on MORPHO safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these MORPHO rates promotional?

No. We track 6 platforms for MORPHO and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

MORPHO

What is MORPHO

Morpho (MORPHO) is DeFi lending with peer-to-peer matching on top of Aave/Compound, plus Morpho Blue — an isolated lending protocol. One of the fastest-growing DeFi projects of 2024. MORPHO is governance.

Known risks

  • Complexity of protocol-on-protocol architecture
  • Competition with Aave, Spark, Euler V2

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