Why this grade
- ✗ Regulation
Decentralized protocol, not a licensed entity — there is no regulator or custodian to appeal to. Legitimacy rests on audits and on-chain transparency instead of regulation. Source →
- ✓ Proof-of-Reserves
Fully on-chain. Staked ETH and every validator position are publicly verifiable; an oracle reports balances every 24 hours. Source →
- ✓ Flexible withdrawal
stETH is the most liquid LST — exit instantly on the open market, or unstake natively via the withdrawal queue (typically 1–5 days). Source →
- ✓ Insurance Fund
Internal slashing insurance fund (protocol fees held in stETH), with optional external cover via Nexus Mutual / Unslashed. Source →
- ✓ Track record (2+ years incident-free)
No smart-contract exploit since 2020. The June 2022 stETH discount was a liquidity event (it recovered), and minor slashing incidents were covered — cumulative losses under 0.01% of TVL. Source →
Incidents we count
Known incidents
No known incidents in the past 2 years
All Lido products
Yield products
as of Jul 17, 2026| Product | Rate | Type | Lock | |
|---|---|---|---|---|
| ETH | 2.2 % | liquid staking | — | Open Lido → |
What would Lido pay you?
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
How yields have moved
Source: daily snapshots via exchange API · accumulating since YieldScope launch
This is not an affiliate link. Price for you doesn't change.
Compare Lido with others
Asset-by-asset rates and risk grades