Earn on your XRP
Where XRP actually earns yield — exchange savings, ranked by risk. No staking myths, just the real rates.
Exchanges (CeFi)
custodialCan you stake XRP?
No — the XRP Ledger has no native proof-of-stake, so there's no protocol staking reward. Anything sold as 'XRP staking' is really lending: depositing XRP into an exchange savings product. It pays yield but adds counterparty risk that holding your own XRP does not.
What's a realistic XRP yield?
Low and custodial. With no native staking, the only common way to earn is exchange savings — usually low single digits. If an 'XRP yield' looks unusually high, it's a promo, a lock-up, or extra risk. Check the grade next to each rate.
Is my XRP safe while earning?
Earning means an exchange holds or lends your XRP, so it can be hacked, default, or freeze withdrawals. Prefer flexible, higher-graded products, never deposit XRP you can't afford to lose, and treat every rate as a snapshot. Not financial advice.
Rates are snapshots and change constantly. Earning yield means lending — every platform carries counterparty or smart-contract risk. Not financial advice.