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FDUSD · First Digital USD

Where FDUSD earns the most — safely.

USD stablecoin from Hong Kong-based First Digital

The highest FDUSD rate on YieldScope right now is 0.37 % APY on Binance Earn — safety grade B, Flexible. The best FDUSD rate on a platform that passes all five of our safety checks is 0.1 % APY on Gate.io Earn (Flexible). Across 2 venues we track, FDUSD averages 0.24 % APY. Rates float and are refreshed daily; last updated 2026-10-18.

Best rate right now
0.37 %
Binance Earn B
Flexible · withdraw anytime · base rate
Visit site →
Best on an A-grade platform
0.1 %
Gate.io Earn A
Passes all 5 safety checks · flexible
Open →
Rank
#140
Market cap
$315M
24h volume
$61M
1y change
-0%
Price · 1 year
$0.9974-0.1% · 1Y
The spread

One coin, 2 prices for your trust

Rate range

0.1 %
low
0.24 %
avg
0.37 %
high
Rate history

How FDUSD yields moved across exchanges

Best rate over time
0.37 %

from 2026-06-09 to 2026-10-18

Source: daily snapshots via exchange APIs

All venues

All platforms for FDUSD

Platform Best ↓ Type Platf. risk
Binance Earn 0.37 % flexible B Open →
Gate.io Earn 0.1 % flexible A Open →

How much will you earn?

FDUSD
PlatformInterestTotal
★Binance Earn+3.711,003.71
Gate.io Earn+1.001,001.00
On Binance Earn:+0.01per day·+0.31per month·+3.71per year
🏦 A bank at 0.5% would pay just +5.01 FDUSD over this period.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#140
Platforms with offers2
Best flexible0.37 %
Best overall0.37 %
Average0.24 %
Coin signals

What to watch on FDUSD

🪙 Small market cap: $315M
📊 Low market cap rank (#140)
🔗 FDUSD is a non-USDC/USDT stablecoin — check the issuer's terms
FAQ

FDUSD yield FAQ

What's the best FDUSD interest rate right now?

The highest FDUSD rate we currently track is 0.37% APY on Binance Earn, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on FDUSD safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these FDUSD rates promotional?

No. We track 2 platforms for FDUSD and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

FDUSD

What is FDUSD

First Digital USD (FDUSD) is a US-dollar stablecoin issued by Hong Kong-based First Digital, launched in 2023 and traded mostly on Binance. In April 2025 it briefly fell to around $0.87 after public allegations about the issuer's solvency, then recovered its peg.

Known risks

  • ⚠Depeg risk: the token can temporarily lose its USD peg
  • ⚠Regulatory uncertainty in some jurisdictions
  • ⚠Smart contract / chain-specific risks

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