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NEAR · NEAR Protocol

Where NEAR earns the most — safely.

NEAR — L1 with sharding and human-readable account names

Best rate right now
12 %
CoinDepo F
Flexible · withdraw anytime · base rate
Real reward: +7.00%
Visit site
Best on an A-grade platform
1.9 %
Bitget Earn A
Passes all 5 safety checks · flexible
Open
Rank
#36
Market cap
$2.5B
24h volume
$188M
From ATH
-91%
1y change
-32%
Price · 1 year
$1.91-32.5% · 1Y

ATH $20.44 on Jan 2022·upd. Jul 17

The spread

One coin, 11 prices for your trust

Rate history

How NEAR yields moved across exchanges

Best rate over time
12 %

from 2026-05-25 to 2026-07-17

Source: daily snapshots via exchange APIs

All venues

All platforms for NEAR

How much will you earn?

NEAR
PlatformInterestTotal
CoinDepo+1.268311.2683
WhiteBITLock+1.148311.1483
Bybit Earn+0.470910.4709
Bitpanda Staking+0.304210.3042
Kraken Earn+0.252910.2529
Gate.io Earn+0.213110.2131
Bitget Earn+0.191710.1917
OKX Earn+0.176410.1764
KuCoin+0.100510.1005
Binance Earn+0.037110.0371
BingX Earn+0.001010.0010
On CoinDepo:+0.0035per day·+0.1000per month·+1.2683per year
🏦 A bank at 0.5% would pay just +0.0501 NEAR over this period.The top rate here pays 25× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#36
Platforms with offers11
Best flexible12 %
Best overall12 %
Average3.65 %
Rate moves

NEAR rates on the move

Coin signals

What to watch on NEAR

📉 Price -91% below ATH. Peak: Jan 2022
FAQ

NEAR yield FAQ

What's the best NEAR interest rate right now?

The highest NEAR rate we currently track is 12% APY on CoinDepo, which we grade F for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on NEAR safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these NEAR rates promotional?

No. We track 11 platforms for NEAR and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

NEAR

What is NEAR

NEAR Protocol is a PoS Layer-1 with sharding (Nightshade), low fees, and accounts named like alice.near. Previously known for gaming/dApps; now focused on AI and chain abstraction. NEAR is delegated for staking (~9-11% APR).

Known risks

  • Sharding is complex to operate and maintain
  • Weak DeFi ecosystem
  • High inflation in the early years

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