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NEAR · NEAR Protocol

Where NEAR earns the most — safely.

NEAR — L1 with sharding and human-readable account names

The highest NEAR rate on YieldScope right now is 10.4 % APY on WhiteBIT — safety grade B, 30d lock. The best NEAR rate on a platform that passes all five of our safety checks is 2.11 % APY on Bitget Earn (Flexible). Across 14 venues we track, NEAR averages 3.24 % APY. Rates float and are refreshed daily; last updated 2026-08-31.

Best rate right now
10.4 %
WhiteBIT B
30-day lock · base rate
Real reward: +5.39%
Visit site
Best on an A-grade platform
2.11 %
Bitget Earn A
Passes all 5 safety checks · flexible
Open
Rank
#40
Market cap
$2.4B
24h volume
$222M
From ATH
-91%
1y change
-25%
Price · 1 year
$1.85-21.9% · 1Y

ATH $20.44 on Jan 2022·upd. Aug 31

The spread

One coin, 14 prices for your trust

Rate history

How NEAR yields moved across exchanges

Best rate over time
12 %

from 2026-05-25 to 2026-08-31

Source: daily snapshots via exchange APIs

How much will you earn?

NEAR
PlatformInterestTotal
CoinDepo+1.268311.2683
WhiteBITLock+1.089911.0899
Bybit Earn+0.444810.4448
Nexo+0.329910.3299
OKX Earn+0.314410.3144
Bitpanda Staking+0.304210.3042
Kraken Earn+0.252910.2529
Bitget Earn+0.213110.2131
Gate.io Earn+0.193710.1937
Uphold+0.132810.1328
CoinEx Earn+0.110610.1106
Binance Earn+0.024010.0240
BingX Earn+0.001010.0010
KuCoin+0.001010.0010
On CoinDepo:+0.0035per day·+0.1000per month·+1.2683per year
🏦 A bank at 0.5% would pay just +0.0501 NEAR over this period.The top rate here pays 25× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#40
Platforms with offers14
Best flexible12 %
Best overall10.4 %
Average3.24 %
Rate moves

NEAR rates on the move

Coin signals

What to watch on NEAR

📉 Price -91% below ATH. Peak: Jan 2022
FAQ

NEAR yield FAQ

What's the best NEAR interest rate right now?

The highest NEAR rate we currently track is 10.39% APY on WhiteBIT, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on NEAR safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these NEAR rates promotional?

No. We track 14 platforms for NEAR and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

NEAR

What is NEAR

NEAR Protocol is a PoS Layer-1 with sharding (Nightshade), low fees, and accounts named like alice.near. Previously known for gaming/dApps; now focused on AI and chain abstraction. NEAR is delegated for staking (~9-11% APR).

Known risks

  • Sharding is complex to operate and maintain
  • Weak DeFi ecosystem
  • High inflation in the early years

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