YieldEvery crypto rate.
Ranked by who you can trust.
We pull the base rate from every major platform daily — no promo tiers, no paid placements — and grade each venue A–F on five public safety checks.
USDT · Kraken Earn B 
USDS · Bitget Earn A 
USDC · Lune.fi F Today in yield, on one screen
Spike watch. NIGHT on Bitget Earn dropped from 36.0% to 1.0% — promo pools reset fast. We log every spike so you don't learn this with your own money.
The full table — filter, sort, verify
USDT
USDC
DAI
CoinDepo
USDE
Gate.io Earn
USDTB
Bybit Earn
TUSD
Binance Earn
PYUSD
FDUSD
SKR
HNT
ZIG
AXL
JST
ONT
OKX Earn
BEAM
ONG
GWEI
KAITO
GAS
SAND
ZETA
SPK
MINA
KMNO
ZIL
JTO
STX
GALA
BAT
KAVA
IO
EGLD
ETH
BTC
TIA
DOS
TSLAX
MEXC Earn
CRCLX
PROM
ZK
MET
BLUR
XLM
ETC
Bitfinex
THETA
ALGO
ATH
BABY
SNX
BONK
W
XAUT
PAXG
ATOM
ESP
BERA
CELO
BARD
XTZ
NOT
BOME
QTUM
CHZ
CVX
GRAM
2Z
NIGHT
LPT
AVAX
RSR
PUMP
JUP
MANA
IOTA
TRUMP
AXS
1INCH
INJ
RVN
OP
ORCA
LIT
YFI
ETHFI
DGAI
ZEC
DOGE
SOL
BNB
TRX
BCH
ENA
NEAR
ONDO
LTC
AAVE
FIL
ADA
PEPE
XRP
SHIB
LINK
PNUT
XPL
CRV
S
PENGU
ALLO
STRK
CHIP
RAVE
SEI
HOLO
BIO
CRO
GRT
A
WhiteBIT
POL
APE
UNI
ARB
DOT
ENJ
MON
NEO
DATA
RE
DYDX
COW
EIGEN
TURBO
WAL
TRB
GNO
SUSHI
GMX
O
APT
KSM
SUN
ORDI
RED
WIF
MORPHO
ONE
Bitpanda Staking
FLOW
COMP
CASHCAT
RENDER
ZRO
CFX
PYTH
ZAMA
ARKM
USDG
Robinhood Crypto
ASTR
FLOKI
USDS
DEXE
STABLE
IMX
DASH
ZEN
LINEA
SAFE
PRL
CTC
MEME
BR
龙虾
WLFI
LDO
FRAX
KAIA
Bitvavo Staking
BANANAS31
UAI
TAO
USDD
SUI
SKY
PEOPLE
GENIUS
NEXO
RIF
ENS
LAB
USDGO
VIRTUAL
Uphold
AR
AERO
TFUEL
RAY
TOSHI
KITE
CSPR
NXPC
SUPER
AWE
DCR
VVV
FET
AKT
VSN
PONS
XMR
PI
TWT
ZRX
PEAQ
ICP
M
XUSD
SPYON
DRV
HYPE
SPYX
CAKE
CoinEx Earn
GLM
USD1
PLUME
JASMY
POPCAT
HBAR
RUNE
RLUSD
CHEEMS
OMI
XEC
FF
U
XNO
XCN
CKB
BILL
NMR
VET
SENT
ALT
EDGE
PENDLE
SFP
XVS
BTT
AIOZ
ROSE
WLD
XDC
SYRUP
MAGMA
GPS
FORM
QNT
ASTER
LUNC
BGB
GRASS
AB
PROS
H
SKYAI
CC
QUBIC
BRETT
NEX
COAI
BSV
BTW
CYS
US
BAN
OKB
MOVE
DBR
KAS
FLR
SPX
Q
UB
FLUID
GT
FARTCOIN
SOSO
MSTRX
MELANIA
HOT
XPR
DGB
KuCoin
HTX
DOG
SQD
MNT
ZBCN
PIEVERSE
XPIN
BABYDOGE
VELO
TAG
MEGA
NFT
CROSS
B
LEO
ARC
XYO
SOON
CRCLON
WEMIX
GUSD
JELLYJELLY
DUSK
MOG
TRAC
CFGBest stablecoin interest rates right now
Highest base rate on a venue passing at least four of our five safety checks is 5.5 % at Kraken Earn, grade B. Withdraw-anytime rates only — no promo tiers, no lock-ups. 6 venues qualify.
- Kraken EarnBUSDT5.5 %
- Bitget EarnAUSDS5.0 %
- Gate.io EarnBUSDE4.75 %
- OKX EarnBUSDT3.5 %
- WhiteBITBUSDC2.06 %
- BingX EarnBUSDT1.0 %
Where to earn interest on Bitcoin
Bitcoin pays far less than dollars almost everywhere. The best base rate among venues passing four or more checks is 1.38 % at WhiteBIT, grade B.
- WhiteBITBBTC1.38 %
- OKX EarnBBTC0.5 %
- Bitget EarnABTC0.12 %
- BingX EarnBBTC0.1 %
- Gate.io EarnBBTC0.1 %
Highest APY on Ethereum
Best base Ethereum rate on a venue passing four or more of the five checks is 2.32 % at Coinbase cbETH, grade B. Staking rewards, withdraw-anytime.
- Coinbase cbETHBETH2.32 %
- LidoBETH2.21 %
- Rocket PoolBETH2.16 %
- GeminiBETH2.0 %
- Gate.io EarnBETH1.83 %
Every figure is a base withdraw-anytime rate, refreshed daily, taken from the venue's own page. Rates float and change without notice. Not financial advice.
How we make money — and what we never do
One email on Monday. The whole week's yield, graded.
Best safe rates, biggest movers, every spike that died. No spam, unsubscribe anytime.
Built to be checked, not believed
Verified daily, timestamped
Every platform page shows when its rate was last confirmed and from which source. Data older than 48h triggers our own alarm before you ever see it.
Grades you can re-derive
A–F comes from five binary checks with linked sources — regulation, reserves, withdrawals, insurance, track record. The formula is public. Platforms can't pay to change it.
Base rates only
"Up to 13%" headlines need locked tokens and loyalty tiers. We publish the rate you actually get on any amount, day one — and we log every promo spike that collapses.
🛡 How we evaluate platform risk five checks, five sources, one grade — tap to see exactly how ▾
Active license from a financial regulator (VARA, MAS, NYDFS, SEC, etc.)
Public Merkle-tree PoR or annual Big Four audit
All main products allow withdrawal at any time
Public insurance fund of $100M or more
At least 2 years without serious asset incidents
All five criteria passed. Platform is transparent, regulated, and has no major incidents in its history.
Four of five passed — one yellow flag, but a solid, well-run platform.
Some criteria failed — there are yellow flags, but the platform generally operates fine.
Only two of five passed — real gaps; use smaller amounts and extra caution.
Most criteria failed. Either the platform is young, or there were serious incidents.