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Live · verified today · 34 platforms

Every crypto rate.
Ranked by who you can trust.

We pull the base rate from every major platform daily — no promo tiers, no paid placements — and grade each venue A–F on five public safety checks.

Highest safe yield right now
+$550
per year on your amount
5.5 %
USDT · Kraken Earn B
flexible · withdraw anytime · base rate, not promo
Safest place for dollars
+$500
per year on your amount
5.0 %
USDS · Bitget Earn A
A-grade · passes all 5 safety checks
I have $
your bank at 0.5%: +$50
While this page has been open, a 0.5% savings account cost you $0.000000 vs the best safe rate · that's /day, every day
updated 2026-07-17 tracking 336 coins · 537 DeFi pools methodology open & reproducible → we never sell rankings
The daily board

Today in yield, on one screen

weekly recap →
💵 Stablecoins safest & highest
Safest
5.0 %USDS · Bitget EarnA
Highest
17 %DAI · CoinDepoF
🌐 Top DeFi vault
31.4 %SUSDAT · saturn
stablecoin vaults · smart-contract risk
🏦 Cheapest to borrow
CeFi
0.0 %BTC · Bitfinex
DeFi
0.36 %WBTC · aave-v3
📊 24h movers The spike graveyard
+40.5ppMOVE · Bitget Earn41.5 % now
+33.5ppRAVE · Bitget Earn34.5 % now
+28.0ppBONK · Bitget Earn29 % now
-43.5ppSUN · Bitget Earn1.0 % now
-40.9ppEGLD · OKX Earn17.1 % now
-29.0ppBABY · Bitget Earn1.0 % now

Spike watch. SUN on Bitget Earn dropped from 44.5% to 1.0% — promo pools reset fast. We log every spike so you don't learn this with your own money.

All rates

The full table — filter, sort, verify

Coin Best rate Platform Type Safety 7d
USDTTether 17 % CoinDepo flexible F Open →
USDCUSD Coin 17 % CoinDepo flexible F Open →
DAIDai 17 % CoinDepo flexible F Open →
USDEEthena USDe 9.0 % Telegram Wallet flexible F Open →
USDTBUSDtb 4.0 % Bybit Earn staking C Open →
TUSDTrueUSD 0.5 % Bitget Earn flexible A Open →
PYUSDPayPal USD 0.5 % Bitget Earn flexible A Open →
FDUSDFirst Digital USD 0.47 % Binance Earn flexible C Open →
GWEIETHGas 365 % Bitget Earn flexible A Open →
DATAData Network 332.8 % Bitget Earn flexible A Open →
BONKBonk 173 % OKX Earn flexible B Open →
STABLE​​Stable 158.6 % Bitget Earn flexible A Open →
BARDLombard 133.6 % OKX Earn flexible B Open →
ENSEthereum Name Service 126.9 % Bitget Earn flexible A Open →
ALLOAllora 115 % Bitget Earn flexible A Open →
JSTJUST 112 % Bitget Earn flexible A Open →
PAXGPAX Gold 100 % Bitget Earn flexible A Open →
GENIUSGenius 95.5 % Bitget Earn flexible A Open →
RERE 64.7 % Bitget Earn flexible A Open →
KAITOKAITO 43.4 % OKX Earn flexible B Open →
MOVEMovement 41.5 % Bitget Earn flexible A Open →
NIGHTMidnight 36 % Bitget Earn flexible A Open →
RAVERaveDAO 34.5 % Bitget Earn flexible A Open →
TThreshold Network 33.1 % Binance Earn flexible C Open →
BLURBlur 32.1 % OKX Earn flexible B Open →
2ZDoubleZero 31.9 % OKX Earn flexible B Open →
ATHAethir 31.8 % OKX Earn flexible B Open →
SENTSentient 31.4 % Bybit Earn flexible C Open →
ONTOntology 31.2 % OKX Earn flexible B Open →
CELOCelo 30.5 % OKX Earn flexible B Open →
AXLAxelar 30 % Bitget Earn flexible A Open →
BIOBio Protocol 30 % Bitget Earn flexible A Open →
TRXTRON 29.7 % OKX Earn flexible B Open →
KMNOKamino 28.3 % OKX Earn flexible B Open →
BATBasic Attention 27.6 % OKX Earn flexible B Open →
ZILZilliqa 26.9 % OKX Earn flexible B Open →
JTOJito 25 % OKX Earn flexible B Open →
ALGOAlgorand 24.5 % OKX Earn flexible B Open →
RSRReserve Rights 23 % OKX Earn flexible B Open →
LITLighter 22.4 % OKX Earn flexible B Open →
GASGas 21.9 % OKX Earn flexible B Open →
METMeteora 21 % OKX Earn flexible B Open →
SYNSynapse 20.7 % Binance Earn flexible C Open →
ATOMCosmos Hub 20.3 % OKX Earn flexible B Open →
AEROAerodrome Finance 20.1 % Bitget Earn flexible A Open →
Oo1.exchange 19.8 % Gate.io Earn flexible B Open →
XTZTezos 19.5 % OKX Earn flexible B Open →
BABYBabylon 19.5 % OKX Earn flexible B Open →
IOTAIOTA 19.4 % OKX Earn flexible B Open →
ORCAOrca 19.3 % Binance Earn flexible C Open →
LPTLivepeer 18.9 % OKX Earn flexible B Open →
ENJEnjin Coin 18.4 % OKX Earn flexible B Open →
WALWalrus 18.3 % Bybit Earn flexible C Open →
THETATheta Network 18.3 % OKX Earn flexible B Open →
PROSPharos 17.9 % Bitget Earn flexible A Open →
TRUMPOfficial Trump 17.8 % OKX Earn flexible B Open →
MONMonad 17.3 % Telegram Wallet flexible F Open →
EGLDMultiversX 17.1 % OKX Earn flexible B Open →
GMXGMX 17.1 % OKX Earn flexible B Open →
XAUTTether Gold 17 % CoinDepo flexible F Open →
YFIyearn.finance 17 % OKX Earn flexible B Open →
SNXSynthetix 16.9 % OKX Earn flexible B Open →
GRTThe Graph 16.7 % OKX Earn flexible B Open →
XPLPlasma 16.3 % OKX Earn flexible B Open →
TIACelestia 16.3 % OKX Earn flexible B Open →
BERABerachain 16.2 % OKX Earn flexible B Open →
SOLSolana 16 % Telegram Wallet flexible F Open →
SPKSpark 16 % OKX Earn flexible B Open →
ZETAZetaChain 15.8 % OKX Earn flexible B Open →
GRAMGram (prev. Toncoin) 15.6 % Bybit Earn staking C Open →
CROCronos 15.6 % OKX Earn flexible B Open →
MINAMina Protocol 15.5 % OKX Earn flexible B Open →
ESPEspresso 15.3 % Binance Earn flexible C Open →
AVAXAvalanche 15.3 % Bitfinex lending D Open →
PUMPPump.fun 15.1 % OKX Earn flexible B Open →
CHZChiliz 13.9 % OKX Earn flexible B Open →
PLUMEPlume 13.8 % Gate.io Earn flexible B Open →
1INCH1INCH 13.8 % OKX Earn flexible B Open →
WWormhole 13.7 % OKX Earn flexible B Open →
AXSAxie Infinity 13.5 % OKX Earn flexible B Open →
GALAGALA 13.5 % OKX Earn flexible B Open →
PENGUPudgy Penguins 13.2 % OKX Earn flexible B Open →
NEONEO 13 % OKX Earn flexible B Open →
TRBTellor Tributes 13 % OKX Earn flexible B Open →
KSMKusama 12.9 % OKX Earn flexible B Open →
XLMStellar 12.5 % Bitfinex lending D Open →
MEGAMegaETH 12.4 % Binance Earn flexible C Open →
REDRedStone 12.2 % Binance Earn flexible C Open →
GNOGnosis 12.2 % Binance Earn flexible C Open →
SANDThe Sandbox 12 % OKX Earn flexible B Open →
DOGEDogecoin 12 % CoinDepo flexible F Open →
ETHEthereum 12 % CoinDepo flexible F Open →
BNBBNB 12 % CoinDepo flexible F Open →
BTCBitcoin 12 % CoinDepo flexible F Open →
XRPXRP 12 % CoinDepo flexible F Open →
BCHBitcoin Cash 12 % CoinDepo flexible F Open →
ONDOOndo 12 % CoinDepo flexible F Open →
AAVEAave 12 % CoinDepo flexible F Open →
NEARNEAR Protocol 12 % CoinDepo flexible F Open →
LTCLitecoin 12 % CoinDepo flexible F Open →
ADACardano 12 % CoinDepo flexible F Open →
FILFilecoin 12 % CoinDepo flexible F Open →
PEPEPepe 12 % CoinDepo flexible F Open →
ETCEthereum Classic 12 % CoinDepo flexible F Open →
SHIBShiba Inu 12 % CoinDepo flexible F Open →
LINKChainlink 12 % CoinDepo flexible F Open →
QTUMQtum 11.9 % OKX Earn flexible B Open →
IMXImmutable 11.6 % OKX Earn flexible B Open →
JUPJupiter 11.3 % OKX Earn flexible B Open →
CHIPUSD.AI 11.3 % Binance Earn flexible C Open →
SEISei 11.3 % OKX Earn flexible B Open →
PNUTPeanut the Squirrel 11.2 % OKX Earn flexible B Open →
KITEKite 11 % Binance Earn flexible C Open →
DOTPolkadot 10.9 % WhiteBIT locked · 30d B Open →
POLPOL (ex-MATIC) 10.9 % WhiteBIT locked · 30d B Open →
AVaulta 10.9 % WhiteBIT locked · 30d B Open →
APEApeCoin 10.9 % WhiteBIT locked · 30d B Open →
UNIUniswap 10.9 % WhiteBIT locked · 30d B Open →
OPOptimism 10.9 % WhiteBIT locked · 30d B Open →
ARBArbitrum 10.9 % WhiteBIT locked · 30d B Open →
SUSHISushi 10.9 % OKX Earn flexible B Open →
AWEAWE Network 10.9 % Binance Earn flexible C Open →
HOLOHoloworld 10.8 % Binance Earn flexible C Open →
MANADecentraland 10.7 % OKX Earn flexible B Open →
SSonic 10.5 % OKX Earn flexible B Open →
ZKZKsync 10.5 % OKX Earn flexible B Open →
COMPCompound 10.1 % OKX Earn flexible B Open →
DEXEDeXe 9.48 % Binance Earn flexible C Open →
SPYONSPDR S&P 500 ETF (Ondo Tokenized ETF) 9.44 % Gate.io Earn flexible B Open →
NEXNexus 9.42 % Bitget Earn flexible A Open →
ETHFIEther.fi 9.27 % OKX Earn flexible B Open →
STRKStarknet 9.25 % OKX Earn flexible B Open →
PIPi Network 9.19 % OKX Earn flexible B Open →
VIRTUALVirtuals Protocol 9.06 % Gate.io Earn flexible B Open →
USTalus 9.01 % Gate.io Earn flexible B Open →
ARKMArkham 8.87 % OKX Earn flexible B Open →
DYDXdYdX 8.82 % OKX Earn flexible B Open →
ZENHorizen 8.8 % OKX Earn flexible B Open →
STXStacks 8.65 % OKX Earn flexible B Open →
POLYXPolymesh 8.29 % Binance Earn flexible C Open →
ORDIORDI 8.1 % OKX Earn flexible B Open →
TURBOTurbo 8.01 % Gate.io Earn flexible B Open →
APTAptos 7.99 % OKX Earn flexible B Open →
MAGMAMagma Finance 7.8 % Gate.io Earn flexible B Open →
EIGENEigenCloud (prev. EigenLayer) 7.65 % OKX Earn flexible B Open →
LABLAB 7.58 % Gate.io Earn flexible B Open →
LDOLido DAO 7.32 % OKX Earn flexible B Open →
INJInjective 7.29 % OKX Earn flexible B Open →
PYTHPyth Network 7.13 % OKX Earn flexible B Open →
CFXConflux 7.1 % OKX Earn flexible B Open →
KAVAKava 7.08 % WhiteBIT locked · 30d B Open →
ASTRAstar 7.08 % WhiteBIT locked · 30d B Open →
ENAEthena 7.08 % WhiteBIT locked · 30d B Open →
FLOKIFLOKI 7.08 % WhiteBIT locked · 30d B Open →
USDSUSDS 7.08 % WhiteBIT locked · 30d B Open →
CRVCurve DAO 7.05 % OKX Earn flexible B Open →
SKYSky 7.02 % OKX Earn flexible B Open →
USDGOUSDGO 7.02 % Bitget Earn flexible A Open →
AKTAkash Network 7.0 % Bitpanda Staking staking C Open →
USDGGlobal Dollar 7.0 % Robinhood Crypto flexible D Open →
RENDERRender 6.85 % OKX Earn flexible B Open →
DASHDash 6.76 % Bitfinex lending D Open →
CFGCentrifuge 6.73 % Binance Earn flexible C Open →
SUNSun Token 6.31 % Gate.io Earn flexible B Open →
MORPHOMorpho 6.22 % OKX Earn flexible B Open →
ZAMAZama 6.21 % Binance Earn flexible C Open →
BANANAS31Banana For Scale 6.14 % Binance Earn flexible C Open →
XECeCash 6.05 % Binance Earn flexible C Open →
CVXConvex Finance 6.05 % OKX Earn flexible B Open →
TAOBittensor 6.0 % Bitpanda Staking staking C Open →
ZECZcash 5.91 % Bitfinex lending D Open →
WIFdogwifhat 5.85 % OKX Earn flexible B Open →
LINEALinea 5.71 % OKX Earn flexible B Open →
RAYRaydium 5.6 % OKX Earn flexible B Open →
DOGDog (Bitcoin) 5.55 % CoinEx Earn flexible D Open →
IOio.net 5.52 % WhiteBIT locked · 30d B Open →
FLOWFlow 5.52 % WhiteBIT locked · 30d B Open →
PRIMEPRIME 5.49 % Gate.io Earn flexible B Open →
SAFESafe 5.39 % Bitget Earn flexible A Open →
ARArweave 5.35 % OKX Earn flexible B Open →
USDDUSDD 5.09 % Gate.io Earn flexible B Open →
RIFRootstock Infrastructure Framework 5.02 % Binance Earn flexible C Open →
SUISui 5.0 % Bitfinex lending D Open →
FRAXLegacy Frax Dollar 4.89 % Binance Earn flexible C Open →
ZROLayerZero 4.86 % OKX Earn flexible B Open →
MMemeCore 4.85 % Bitget Earn flexible A Open →
GLMGolem 4.6 % Binance Earn flexible C Open →
COWCoW Protocol 4.57 % Binance Earn flexible C Open →
TFUELTheta Fuel 4.41 % Binance Earn flexible C Open →
UAIUnifAI Network 4.37 % Gate.io Earn flexible B Open →
RVNRavencoin 4.25 % Gate.io Earn flexible B Open →
WLFIWorld Liberty Financial 4.15 % OKX Earn flexible B Open →
NEXONEXO 3.98 % Gate.io Earn flexible B Open →
ZRX0x Protocol 3.95 % Gate.io Earn flexible B Open →
RUNETHORChain 3.77 % Gate.io Earn flexible B Open →
DCRDecred 3.72 % Binance Earn flexible C Open →
XCNOnyxcoin 3.71 % Gate.io Earn flexible B Open →
ALTAltLayer 3.22 % Binance Earn flexible C Open →
OMIECOMI 3.2 % Gate.io Earn flexible B Open →
FETArtificial Superintelligence Alliance 3.0 % Bitpanda Staking staking C Open →
VSNVision 3.0 % Bitpanda Staking staking C Open →
AIOZAIOZ Network 2.99 % Gate.io Earn flexible B Open →
GRASSGrass 2.95 % Bitget Earn flexible A Open →
JASMYJasmyCoin 2.89 % Bitget Earn flexible A Open →
ICPInternet Computer 2.76 % WhiteBIT locked · 30d B Open →
KAIAKaia 2.75 % Bitvavo Staking flexible A Open →
TWTTrust Wallet 2.69 % Bitvavo Staking flexible A Open →
PRLPearl 2.68 % Gate.io Earn flexible B Open →
SKRSeeker 2.65 % Gate.io Earn flexible B Open →
ROSEOasis 2.41 % Gate.io Earn flexible B Open →
TOSHIToshi 2.29 % Gate.io Earn flexible B Open →
BBUILDon 2.26 % Gate.io Earn flexible B Open →
NXPCNexpace 2.22 % Gate.io Earn flexible B Open →
HYPEHyperliquid 2.13 % Bybit Earn staking C Open →
FLRFlare 2.09 % Gate.io Earn flexible B Open →
FFFalcon Finance 2.05 % Binance Earn flexible C Open →
XMRMonero 2.05 % Bitfinex lending D Open →
USD1USD1 2.0 % MEXC Earn flexible C Open →
HHumanity 1.98 % Gate.io Earn flexible B Open →
SUPERSuperVerse 1.94 % Gate.io Earn flexible B Open →
HBARHedera 1.92 % WhiteBIT locked · 30d B Open →
SPXSPX6900 1.86 % Gate.io Earn flexible B Open →
VVVVenice Token 1.81 % Gate.io Earn flexible B Open →
DBRdeBridge 1.74 % Bitvavo Staking flexible A Open →
SYRUPMaple Finance 1.7 % Binance Earn flexible C Open →
FLUIDFluid 1.66 % Gate.io Earn flexible B Open →
ZBCNZebec Network 1.64 % Gate.io Earn flexible B Open →
XYOXYO Network 1.62 % Gate.io Earn flexible B Open →
BEATAudiera 1.62 % Gate.io Earn flexible B Open →
XNONano 1.51 % Binance Earn flexible C Open →
POPCATPopcat 1.4 % Bitvavo Staking flexible A Open →
NMRNumeraire 1.37 % Binance Earn flexible C Open →
CHEEMSCheems Token 1.27 % Gate.io Earn flexible B Open →
BRETTBrett 1.23 % Gate.io Earn flexible B Open →
PENDLEPendle 1.2 % WhiteBIT locked · 30d B Open →
DRVDerive 1.17 % Gate.io Earn flexible B Open →
SOONSOON 1.16 % Bitvavo Staking flexible A Open →
DEGENDegen 1.15 % Gate.io Earn flexible B Open →
DUSKDUSK 1.14 % Binance Earn flexible C Open →
BRBedrock 1.14 % Gate.io Earn flexible B Open →
QQuack AI 1.1 % Gate.io Earn flexible B Open →
DEEPDeepBook 1.09 % Bybit Earn flexible C Open →
FORMFour 1.06 % Gate.io Earn flexible B Open →
UBUnibase 1.04 % Gate.io Earn flexible B Open →
WLDWorldcoin 1.0 % OKX Earn flexible B Open →
QNTQuant 1.0 % Bitget Earn flexible A Open →
ASTERAster 1.0 % OKX Earn flexible B Open →
CAKEPancakeSwap 1.0 % Bitget Earn flexible A Open →
VETVeChain 1.0 % Bitget Earn flexible A Open →
RLUSDRipple USD 1.0 % Bitget Earn flexible A Open →
LUNCTerra Luna Classic 1.0 % Bitget Earn flexible A Open →
BGBBitget Token 1.0 % Bitget Earn flexible A Open →
ABAB 1.0 % Bitget Earn flexible A Open →
BSVBitcoin SV 1.0 % Bitget Earn flexible A Open →
ICNTImpossible Cloud Network Token 1.0 % Bitget Earn flexible A Open →
VELVETVelvet 1.0 % Bitget Earn flexible A Open →
CCCanton 1.0 % Bitget Earn flexible A Open →
QUBICQubic 1.0 % Bitget Earn flexible A Open →
XDCXDC Network 1.0 % Bitget Earn flexible A Open →
ZIGZIGChain 1.0 % Bitget Earn flexible A Open →
COAIChainOpera AI 1.0 % Bitget Earn flexible A Open →
BEAMBeam 1.0 % Bitget Earn flexible A Open →
BANComedian 1.0 % Bitget Earn flexible A Open →
OKBOKB 1.0 % OKX Earn flexible B Open →
XVSVenus 0.99 % Binance Earn flexible C Open →
CKBNervos Network 0.96 % Binance Earn flexible C Open →
SPYXSP500 xStock 0.96 % Gate.io Earn flexible B Open →
SFPSafePal 0.86 % Binance Earn flexible C Open →
TAGTAGGER 0.85 % Gate.io Earn flexible B Open →
KASKaspa 0.8 % Bybit Earn flexible C Open →
BTTBitTorrent 0.8 % Bybit Earn flexible C Open →
XPRXPR Network 0.79 % Gate.io Earn flexible B Open →
FARTCOINFartcoin 0.73 % Gate.io Earn flexible B Open →
GTGate 0.67 % Gate.io Earn flexible B Open →
PIEVERSEPieverse 0.66 % Gate.io Earn flexible B Open →
UUnited Stables 0.54 % Binance Earn flexible C Open →
DGBDigiByte 0.54 % Binance Earn flexible C Open →
BABYDOGEBaby Doge Coin 0.54 % Gate.io Earn flexible B Open →
HTXHTX DAO 0.5 % Bitget Earn flexible A Open →
VELOVelo 0.46 % Gate.io Earn flexible B Open →
CRCLONCircle Internet Group (Ondo Tokenized Stock) 0.44 % Gate.io Earn flexible B Open →
CTCCreditcoin 0.39 % Bitvavo Staking flexible A Open →
SOSOSoSoValue 0.33 % Bitvavo Staking flexible A Open →
MNTMantle 0.3 % Bybit Earn flexible C Open →
TSLAXTesla xStock 0.29 % Gate.io Earn flexible B Open →
LEOLEO Token 0.29 % Gate.io Earn flexible B Open →
NFTAINFT 0.22 % Gate.io Earn flexible B Open →
MELANIAMelania Meme 0.21 % Gate.io Earn flexible B Open →
HOTHolo 0.19 % Binance Earn flexible C Open →
JELLYJELLYJelly-My-Jelly 0.18 % Gate.io Earn flexible B Open →
ARCAI Rig Complex 0.16 % Gate.io Earn flexible B Open →
NOTNotcoin 0.14 % CoinEx Earn flexible D Open →
CRCLXCircle xStock 0.12 % Gate.io Earn flexible B Open →
GUSDGUSD 0.1 % Gate.io Earn flexible B Open →
WEMIXWEMIX 0.1 % Gate.io Earn flexible B Open →
TRACOriginTrail 0.01 % Bitvavo Staking flexible A Open →
No secrets

How we make money — and what we never do

💚 Referral links
Some platforms pay us a commission when you open an account through our link. It costs you nothing and never moves a ranking.
🚫 What we don't do
No paid placements, no "sponsored" rows, no selling your data, no promo rates dressed up as base rates.
📊 Proof
Several top-ranked platforms pay us nothing. The grade formula is public. Recompute any grade yourself →

One email on Monday. The whole week's yield, graded.

Best safe rates, biggest movers, every spike that died. No spam, unsubscribe anytime.

Why believe a rate site

Built to be checked, not believed

Verified daily, timestamped

Every platform page shows when its rate was last confirmed and from which source. Data older than 48h triggers our own alarm before you ever see it.

Grades you can re-derive

A–F comes from five binary checks with linked sources — regulation, reserves, withdrawals, insurance, track record. The formula is public. Platforms can't pay to change it.

Base rates only

"Up to 13%" headlines need locked tokens and loyalty tiers. We publish the rate you actually get on any amount, day one — and we log every promo spike that collapses.

🛡 How we evaluate platform risk five checks, five sources, one grade — tap to see exactly how
01
Regulation

Active license from a financial regulator (VARA, MAS, NYDFS, SEC, etc.)

02
Proof-of-Reserves

Public Merkle-tree PoR or annual Big Four audit

03
Flexible withdrawal

All main products allow withdrawal at any time

04
Insurance Fund

Public insurance fund of $100M or more

05
Track record (2+ years incident-free)

At least 2 years without serious asset incidents

A 5 / 5

All five criteria passed. Platform is transparent, regulated, and has no major incidents in its history.

B 4 / 5

Four of five passed — one yellow flag, but a solid, well-run platform.

C 3 / 5

Some criteria failed — there are yellow flags, but the platform generally operates fine.

D 2 / 5

Only two of five passed — real gaps; use smaller amounts and extra caution.

F 0–1 / 5

Most criteria failed. Either the platform is young, or there were serious incidents.

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