YieldCrypto earn rates this week
How the top platforms' earn rates moved this week — top yield, USDT and BTC side by side, each platform graded A–F on safety. Built from our own daily rate history: we're the only place tracking these weekly swings across platforms.
How the best rates of two months ago have held up
We have kept a daily snapshot of every rate since 25 May. 60 days ago, 158 withdraw-anytime products were paying over 10 % a year. Today 113 of them — 72 % still pay at least half of what they did.
Steepest fall: LIT on Bitget Earn, 46.6 % → 1.0 %, down -97.9 %.
Platform by platform
How to read it: Safety is our A–F grade. Highest rate is the single best yield a platform advertises right now — any coin, often a volatile promo. USDT, BTC and ETH are what you'd actually get on the three staples; the small figure under each rate is its 7-day change.
| Platform | Safety | Highest rate (any coin) | USDT 7-day | BTC 7-day | ETH 7-day |
|---|---|---|---|---|---|
 Gate.io Earn | A | 23.6 % RLC | 2.32 % ▼0.1 | 0.1 % ±0 | 1.83 % ±0 |
 BingX Earn | A | 1.0 % USDT | 1.0 % ±0 | 0.1 % ±0 | 0.3 % ±0 |
 Kraken Earn | B | 4.25 % USDG | 4.0 % ±0 | 0.1 % ±0 | — ▲0.1 |
 OKX Earn | B | 249.6 % RSR | 3.5 % ±0 | 0.5 % ±0 | 1.0 % ±0 |
 Binance Earn | B | 15.1 % ESP | 2.43 % ▲0.1 | 0.02 % ±0 | 1.19 % ±0 |
 Bitget Earn | B | 213.2 % ICNT | 2.29 % ±0 | 0.12 % ±0 | 1.3 % ±0 |
 Nexo | B | 8.0 % DOT | — ±0 | 1.2 % ▼0.2 | 2.0 % ▼0.3 |
 MEXC Earn | C | 10 % TRX | 0.3 % ±0 | 0.3 % ▲0.1 | 1.0 % ±0 |
 Bybit Earn | C | 34 % AXL | — ▼1.1 | — ±0 | — ±0 |
 KuCoin | D | 6.0 % USDG | 1.07 % ▼0.1 | 0.02 % ±0 | 0.14 % ±0 |
 Lune.fi | F | 18 % USDC | 18 % ±0 | 14 % ±0 | 14 % ±0 |
Top-earn figures are floating, promotional-style rates on smaller tokens and can change daily — that's why we show the 7-day move and grade the platform. Base flexible rates only.
This week in three answers
How often do crypto earn rates change?
All the time. Over the last 7 days, 510 of the 1468 withdraw-anytime rates we track changed by at least 0.05 percentage points: 270 went up and 240 went down. Exchange rates float daily, so every figure on this page is a snapshot as of 2026-10-18.
Do double-digit crypto APYs last?
Most don't hold for long. 60 days ago, 158 withdraw-anytime products paid more than 10 % a year; today 113 of them (72 %) still pay at least half of that. The steepest fall: LIT on Bitget Earn, from 46.6 % to 1.0 %.
Where is the best USDT rate this week, and how safe is it?
The highest withdraw-anytime USDT rate we track is 18 % on Lune.fi, safety grade F. Among platforms graded A or B, the best is 4.0 % on Kraken Earn (grade B). A higher rate usually comes with more risk, so compare the grade, not just the number. Not financial advice.