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ADA · Cardano

Where ADA earns the most — safely.

PoS Layer-1 blockchain with a research-driven approach

Best rate right now
12 %
CoinDepo F
Flexible · withdraw anytime · base rate
Real reward: +8.50%
Visit site
Best on an A-grade platform
1.01 %
Bitget Earn A
Passes all 5 safety checks · flexible
Open
Rank
#20
Market cap
$6.0B
24h volume
$227M
From ATH
-95%
1y change
-80%
Price · 1 year
$0.1597-80.6% · 1Y

ATH $3.09 on Sep 2021·upd. Jul 17

The spread

One coin, 15 prices for your trust

Rate history

How ADA yields moved across exchanges

Best rate over time
12 %

from 2026-05-25 to 2026-07-17

Source: daily snapshots via exchange APIs

How much will you earn?

ADA
PlatformInterestTotal
CoinDepo+1.268311.2683
WhiteBITLock+1.148311.1483
Bitfinex+1.099811.0998
Nexo+0.355710.3557
Kraken Earn+0.271310.2713
CoinEx Earn+0.236510.2365
Bybit Earn+0.181510.1815
Bitget Earn+0.101510.1015
Bitpanda Staking+0.100510.1005
Bitstamp+0.100510.1005
OKX Earn+0.100510.1005
KuCoin+0.050110.0501
Gate.io Earn+0.026010.0260
Binance Earn+0.021010.0210
BingX Earn+0.001010.0010
On CoinDepo:+0.0035per day·+0.1000per month·+1.2683per year
🏦 A bank at 0.5% would pay just +0.0501 ADA over this period.The top rate here pays 25× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#20
Platforms with offers15
Best flexible12 %
Best overall12 %
Average3.25 %
Rate moves

ADA rates on the move

Coin signals

What to watch on ADA

📉 Price -95% below ATH. Peak: Sep 2021
📅 Down over the year (-80%)
FAQ

ADA yield FAQ

What's the best ADA interest rate right now?

The highest ADA rate we currently track is 12% APY on CoinDepo, which we grade F for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on ADA safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these ADA rates promotional?

No. We track 15 platforms for ADA and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

ADA

What is ADA

Cardano (ADA) is a Proof-of-Stake Layer-1 blockchain (Ouroboros consensus) known for its peer-reviewed, research-driven development. The ecosystem is split between the Cardano Foundation, IOHK and Emurgo. It was founded by Charles Hoskinson, an Ethereum co-founder. ADA is used for staking, transaction fees and on-chain voting via Project Catalyst.

Known risks

  • Slow development pace and late smart-contract rollout
  • Smaller DeFi ecosystem compared with Ethereum and Solana
  • Heavy reliance on the public persona of founder Charles Hoskinson
  • Drawdown of more than 90% from the all-time high
  • Competition from other PoS Layer-1s (Solana, Avalanche, Sui, Aptos)

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