YieldYour first crypto yield,
the safe way
Five steps from "I have some USDT" to "it pays me every day" — with the two traps that cost beginners real money flagged on the way.
What this site is for
Crypto exchanges pay interest on deposits — often 10× what a bank pays. The problem: 34 platforms, hundreds of coins, rates that change daily, promo numbers designed to mislead, and real risks buried in the terms. YieldScope reads all of it every day and turns it into one board: every rate, next to a safety grade, sorted for you. You never deposit here and we never touch your money — we just show where it earns most for the risk you accept.
Track base rates on 34 exchanges plus hundreds of DeFi pools daily, grade every platform A–F on five public safety checks, and flag promo spikes before they collapse.
The answer to one question — "where should my $X earn?" — in about 10 seconds instead of an evening of tabs, terms and forum threads.
No financial advice, no custody of funds, no pay-for-placement. Some "Open platform" links earn us a commission — rankings never change because of it.
The A–F grade, decoded
One point for each check a platform passes — five public, verifiable criteria. Here's every check, and what each letter means for your money.
A verifiable license from a recognized regulator (VARA, FCA, MiCA CASP, FinCEN MSB), checked in the official register — not the press release.
Regular public attestations that customer assets exist 1:1, with a link to the latest report.
You can exit the base flexible product any time — no forced lockups on the flexible tier.
A dedicated protection fund or insurance policy covering user assets, with a public size.
At least two years with no hacks, freezes or bail-ins. Incidents are listed with dates and sources.
Safest tier. Passes every check — where boring money belongs.
Solid. One check failed — read which one on the platform page.
Medium. Fine for active use; think twice before parking savings.
Risky. High rates here are compensation for risk, not generosity.
Avoid for meaningful amounts. Listed for transparency only.
Your first deposit, step by step
Stablecoins (USDT, USDC) are the beginner default: pegged to $1, so the yield isn't eaten by price swings. BTC/ETH also earn, but the rate is lower and the price risk is yours.
Every platform carries an A–F safety grade from 5 public checks. Rule of thumb for a first deposit: A or B only. The grade is clickable everywhere — see exactly which check failed.
Flexible earn = withdraw any time. Fixed = higher rate but your money is locked 30–120 days — and if the platform wobbles, you're the last one out. Start flexible.
Triple-digit APYs are new-listing promos with tiny caps. They collapse to ~1–8% within 24–72 hours, usually right after the pool fills. If you see 51% today, assume 1% tomorrow.
"Earn 5.41%!" often means 5.41% on your first $100 for 30 days, then 1.4% base. We list base rates only, so what you see is what the money actually earns.
If you remember three numbers
Not financial advice. We compare products and show the risks; the decision — and the risk — stays yours.