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ZEC · Zcash

Where ZEC earns the most — safely.

Zcash — privacy coin with zk-SNARK shielded transactions

The highest ZEC rate on YieldScope right now is 5.15 % APY on WhiteBIT — safety grade B, 30d lock. Across 10 venues we track, ZEC averages 1.84 % APY. Rates float and are refreshed daily; last updated 2026-10-18.

Best rate right now
5.15 %
WhiteBIT B
30-day lock · base rate
Visit site →
Average
1.84 %
Average 1.84 % across 10 platforms
Rank
#10
Market cap
$18.6B
24h volume
$720M
From ATH
-66%
1y change
+405%
Price · 1 year
$1,121+416.2% · 1Y

ATH $3,192 on Oct 2016·upd. Oct 18

The spread

One coin, 10 prices for your trust

Rate history

How ZEC yields moved across exchanges

Best rate over time
5.15 %

from 2026-05-25 to 2026-10-18

Source: daily snapshots via exchange APIs

All venues

All platforms for ZEC

How much will you earn?

ZEC
PlatformInterestTotal
★WhiteBITLock+0.527310.5273
HTX+0.511610.5116
Bitfinex+0.290810.2908
Bitrue+0.181510.1815
Bitget Earn+0.100510.1005
LBank+0.100510.1005
OKX Earn+0.100510.1005
Binance Earn+0.046110.0461
Poloniex+0.010010.0100
KuCoin+0.007010.0070
On WhiteBIT:+0.0014per day·+0.0429per month·+0.5273per year
🏦 A bank at 0.5% would pay just +0.0501 ZEC over this period.The top rate here pays 11× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#10
Platforms with offers10
Best flexible5.0 %
Best overall5.15 %
Average1.84 %
Rate moves

ZEC rates on the move

Recently increased
Recently decreased
Coin signals

What to watch on ZEC

🏆 Top 10 by market cap (#10)
🚀 Sharp 1-year gain (+405%) — speculative risk
FAQ

ZEC yield FAQ

What's the best ZEC interest rate right now?

The highest ZEC rate we currently track is 5.15% APY on WhiteBIT, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on ZEC safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these ZEC rates promotional?

No. We track 10 platforms for ZEC and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

ZEC

What is ZEC

Zcash (ZEC) is a PoW privacy coin optimized for transaction privacy. Supports shielded addresses (full privacy) and transparent ones. Uses zk-SNARK proofs.

Known risks

  • ⚠Delisted in Europe and other regions
  • ⚠Declining shielded pool usage
  • ⚠Competition with Monero

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