Telegram Wallet

Telegram Wallet is a wallet built into Telegram. Two products are easy to confuse: the custodial 'Wallet' (a third party holds the keys — graded here) and the self-custodial DeFi account (you hold the keys). The 'Earn' tab offers flexible earn on several coins.

The Wallet has no public API, so the table above was compiled by hand from the in-app "Earn" tab and each coin's "promotion terms" screen on 18 October 2026. Most tiles carry a "bonus" ribbon, and the terms explain it: the tile shows a promotional rate that applies only to the first slice of a deposit and, for most coins, only for the first 30 or 60 days. After that the ordinary flexible rate applies. That flexible rate is what our table shows; the promo is listed as the first tier, so both numbers are visible.

MON: up to 16.43% on the first 25,000 MON for 60 days, the flexible 10.89% on anything above; deposits are capped at 500,000 MON.

SOL: up to 15.37% on the first 7 SOL for 30 days, 4.88% on anything above.

TRX: up to 13.68% on the first 2,500 TRX for 60 days, then 3.35% on any amount.

ETH: up to 4.36% on the first 4.2 ETH for 30 days, 2.31% on anything above.

GRAM: 11.84% on any amount, no promotion; the yield comes from GRAM staking.

USDe (the "Dollars" tile): 9% on the first 100 USDe with no end date, 4.13% on anything above. You deposit USDT (minimum 10) and hold Ethena's synthetic USDe; the yield is generated by the Ethena protocol, not owed by the Wallet itself.

ADI: up to 25% on the first 500 ADI for 60 days, then 4%, with the promotion ending on 18 November. It is not in the table because ADI has no page in our catalogue.

Rewards are paid to a separate balance and reinvested automatically. On 2 September a second Telegram account saw the same figures, so these are not personal loyalty bonuses.