Bitget Earn
Bitget is a fast-growing exchange founded in 2018. Until 24 September 2026 it was the only venue on our board that passed all five safety checks and still ran a flexible stablecoin product. That day attackers took about $387.5M (f…
Is Bitget Earn safe? It scores B on our five safety checks, passing 4 of 5 — Regulation, Proof-of-Reserves, Flexible withdrawal, Insurance Fund; not passed: Track record (2+ years incident-free). Every check below cites the evidence behind it and links its source. See how it ranks against the other 44 venues we grade →
Why this grade
- ✓
Regulation
Dubai VASP license (VARA) since 2024. No EU MiCA license as of 2026 — MiCAR application filed with Austria’s FMA (June 2026), pending approval; EU clients cannot be legally served after 1 July 2026. Source 1 → Source 2 →
- ✓
Proof-of-Reserves
Publishes monthly Merkle-tree PoR since October 2022. Covers BTC, ETH, USDT, USDC. Source →
- ✓
Flexible withdrawal
Flexible Savings with no lock period. Fixed-term products are clearly locked. After the 24 September 2026 hack (see track record), withdrawals from the exchange were suspended and restored in phases between 28 September and 2 October; ADA, the last major coin still closed, had reopened by our 15 October check. The Earn terms themselves have not changed. Source 1 → Source 2 → Source 3 →
- ✓
Insurance Fund
User Protection Fund: over $464M before the 24 September 2026 hack, per Bitget (earlier reported at $600M+). It covered the loss of about $387.5M, and on 30 September Bitget said the fund had been refilled to $300M+, with its wallet addresses published for on-chain checks. Hot wallet protection, 95%+ cold storage. Source 1 → Source 2 → Source 3 →
- ✗
Track record (2+ years incident-free)
Operating since 2018. On 24 September 2026 at 18:31 UTC attackers moved about $387.5M (Bitget's figure of 25 September; first estimated at $351.6M) out of parts of Bitget's hot and warm wallets; cold wallets were not touched. Bitget says the loss is covered by its User Protection Fund (over $464M at the time) and account balances are intact. Withdrawals were suspended pending a security review and restored in phases — BTC on 28 September, ETH on 29 September, USDT on 30 September, the rest on 2 October; ADA, the last major coin still closed, had reopened by 15 October. Reports by SlowMist and Mandiant, published on 30 September, trace the breach to compromised third-party security products. Earlier, in April 2025, a bug in the VOXEL perpetual-futures market-making bot let eight accounts take ~$20M; Bitget rolled back the trades and compensated users from the same fund. Source 1 → Source 2 → Source 3 → Source 4 → Source 5 → Source 6 → Source 7 → Source 8 →
Incidents we count
Known incidents
2- September 2026 About $387.5M taken (first estimated at $351.6M) from parts of the hot and warm wallets on 24 September; cold wallets untouched. Bitget says its User Protection Fund covered the loss and was refilled to $300M+ by 30 September; SlowMist and Mandiant traced the breach to compromised third-party security products. Withdrawals came back in phases from 28 September to 2 October; ADA, the last major coin still closed on 3 October, had reopened by 15 October. Source →
- April 2025 A bug in the VOXEL perpetual-futures market-making bot let eight accounts take ~$20M; Bitget rolled back the trades and compensated users from its Protection Fund. Source →
All Bitget Earn products
Yield products
as of Oct 18, 2026What would Bitget Earn pay you?
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
How yields have moved
Source: daily snapshots via exchange API · accumulating since YieldScope launch
Affiliate link · price for you doesn't change · we earn a commission from Bitget Earn
Bitget review: what this platform is
Bitget is a fast-growing exchange founded in 2018. Until 24 September 2026 it was the only venue on our board that passed all five safety checks and still ran a flexible stablecoin product. That day attackers took about $387.5M (first estimated at $351.6M) from parts of its hot and warm wallets, and withdrawals were suspended pending a security review. Bitget says its User Protection Fund covered the loss and account balances are intact; withdrawals came back in phases from 28 September to 2 October, and by our 15 October check every major coin, ADA included, could be withdrawn. Reports by SlowMist and Mandiant trace the breach to compromised third-party security products. The hack costs it the track-record check, so it now passes four of five.
It is registered across several jurisdictions — Seychelles, Dubai's VARA regime and Lithuania — publishes proof-of-reserves, and runs a self-funded protection fund (refilled to $300M+ after this payout, per Bitget). Earn products have no lock-up. The current rates are shown in the table on this page and may change over time.
The honest caveat: withdrawals are back — ADA, the last major coin still closed, reopened by 15 October. Beyond that, Bitget is younger than Kraken or Coinbase and offshore-headquartered, and its stablecoin base rates are no longer high — the large figures apply only to a small opening slice. This review is not investment advice.
How Earn works on Bitget
Bitget's Earn products are flexible — no platform-imposed lock-up — and you can start from $1. The main ones — USDT, USDC, BTC and ETH — are tiered: a higher rate on a small opening slice (for USDT and USDC, the first 300), then a much lower base on the rest. The table shows the base, which is what a larger deposit mostly earns.
Treat the rates as a live snapshot: they float, and Bitget also runs separate promotional pools elsewhere on its site. Verify the current rate on Bitget before depositing.
How to start on Bitget, step by step
- 01Open a Bitget account and complete verification.
- 02Go to Earn → Savings and pick a flexible product (USDC/USDT for the top rates).
- 03Deposit; rewards accrue daily and flexible products can be redeemed anytime. Withdrawals off the exchange were restored in phases after the September 2026 hack; by 15 October every major coin, ADA included, could be withdrawn.
Should you park money here?
- +Passes four of five safety checks: regulation, proof-of-reserves, flexible withdrawal, insurance fund
- +Self-funded protection fund that covered the September 2026 loss and was refilled to $300M+ (per Bitget), and published proof-of-reserves
- +Flexible products with a $1 minimum
- −Hacked for about $387.5M on 24 September 2026; withdrawals were paused and restored in phases from 28 September to 2 October
- −Younger (2018) and offshore-headquartered — less pedigree than Kraken or Coinbase
- −Not available in the US, UK, Canada or Singapore
- −High stablecoin rates can shift, and promotional tiers elsewhere can blur the real base rate
- −Earning yield, as anywhere, means lending — counterparty risk remains
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Bitget Earn passes 4 of 5 of our safety checks. If you run Bitget Earn, you can show the grade with this badge — it links to this page and updates itself whenever the grade changes, up or down. Free and without sign-up; we never sell or adjust grades.
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