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Platform review / crypto

Uphold

Uphold is a long-standing, US/UK-licensed platform best known for transparency — it runs a real-time proof-of-reserves dashboard. Its earn product is proof-of-stake staking on assets like ETH and SOL.

Safety grade
B
4 of 5 criteria passed
🟡 Medium risk
Verified Jul 17, 2026 Manual review
Jurisdiction USA (FinCEN MSB) + UK FCA + EU Founded 2014 Minimum $1 Insurance Fund Yield products 2 Unavailable in CA, DE, NL, RU
The five checks

Why this grade

Is Uphold safe? →
5 criteria · check each one
  • Regulation

    Registered with US FinCEN as an MSB, authorised by the UK FCA, and operating under EU registrations — a well-licensed money-services platform. Source →

  • Proof-of-Reserves

    A public real-time proof-of-reserves dashboard is refreshed roughly every 30 seconds, one of the most transparent setups in the industry. Source →

  • Flexible withdrawal

    Staking carries no platform lock-up; only the network unbonding period (about 4 days for ETH) applies. Source →

  • Insurance Fund

    No dedicated customer insurance fund is publicly disclosed. Source →

  • Track record (2+ years incident-free)

    Operating since 2014 with no major user-fund breach; only a minor NY AG settlement in its history. Source →

Track record

Incidents we count

Known incidents

No known incidents in the past 2 years

Rates

All Uphold products

Yield products

as of Jul 17, 2026
Product Rate Type Lock
ETH 2.0 % staking Open Uphold →
SOL 6.05 % staking Open Uphold →
Calculator

What would Uphold pay you?

How much will you earn?

SOL
Interest
+0.6221 SOL
Total
10.6221 SOL
On Uphold:+0.0017per day·+0.0504per month·+0.6221per year

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Rate history

How yields have moved

Source: daily snapshots via exchange API · accumulating since YieldScope launch

Open account on Uphold →

This is not an affiliate link. Price for you doesn't change.

Overview

Uphold review: what this platform is

Uphold is a long-standing, US/UK-licensed platform best known for transparency — it runs a real-time proof-of-reserves dashboard. Its earn product is proof-of-stake staking on assets like ETH and SOL.

How Earn works on Uphold

Staking is offered on a range of proof-of-stake assets (ETH around 3.5%, SOL around 5%), paid in the asset. Rates shown are indicative and move with network conditions. Uphold does not offer a clear stablecoin yield product in most regions.

How to start on Uphold, step by step

  1. 01Open and verify an Uphold account.
  2. 02Deposit a supported proof-of-stake asset and enable staking.
Verdict

Should you park money here?

✓ Pros
  • +Strong transparency — a public real-time proof-of-reserves dashboard.
  • +Well licensed (US FinCEN, UK FCA) with a clean decade-long record.
✕ Cons
  • Mostly staking only — limited or no clear stablecoin yield in many regions.
  • Rates are not shown on a public page, so they need a manual or in-app check.
⚖️
Our verdict. A transparent, well-regulated home for staking ETH or SOL, with best-in-class proof-of-reserves. Less relevant if you want stablecoin or Bitcoin yield.

Frequently asked questions

Is Uphold safe?
In our assessment Uphold has a risk grade of B: it passes 4 of 5 reliability criteria — regulation, proof-of-reserves, insurance fund, flexible withdrawals and track record. Jurisdiction: USA (FinCEN MSB) + UK FCA + EU, operating since 2014. The grade is a guide, not a guarantee; the decision is always yours.
What are the rates on Uphold?
The current top rate on Uphold is around 6.05 % APY (per our data, updated regularly). 2 assets are available: stablecoins, BTC, ETH and more. Exact rates, product type and terms are in the table above.
Can I withdraw quickly from Uphold?
Yes. Uphold offers flexible products with no lock period, so you can withdraw at any time. Some fixed-term products have an explicit lock period, shown in the table.
What is the minimum deposit on Uphold?
The minimum deposit is around $1. Note: the platform isn't available in every country — check the regional restrictions above.