Yield
Uphold
Uphold is a long-standing, US/UK-licensed platform best known for transparency — it runs a real-time proof-of-reserves dashboard. Its earn product is proof-of-stake staking on assets like ETH and SOL.
Is Uphold safe? It scores B on our five safety checks, passing 4 of 5 — Regulation, Proof-of-Reserves, Flexible withdrawal, Track record (2+ years incident-free); not passed: Insurance Fund. Every check below cites the evidence behind it and links its source. See how it ranks against the other 36 venues we grade →
Why this grade
- ✓
Regulation
Registered with US FinCEN as an MSB, authorised by the UK FCA, and operating under EU registrations — a well-licensed money-services platform. Source →
- ✓
Proof-of-Reserves
A public real-time proof-of-reserves dashboard is refreshed roughly every 30 seconds, one of the most transparent setups in the industry. Source →
- ✓
Flexible withdrawal
Staking carries no platform lock-up; only the network unbonding period (about 4 days for ETH) applies. Source →
- ✗
Insurance Fund
No dedicated customer insurance fund is publicly disclosed. Source →
- ✓
Track record (2+ years incident-free)
Operating since 2014 with no major user-fund breach; only a minor NY AG settlement in its history. Source →
Incidents we count
Known incidents
No known incidents in the past 2 years
All Uphold products
Yield products
as of Aug 31, 2026| Product | Rate | Type | Lock | |
|---|---|---|---|---|
| ATOM | 13.6 % | locked | — | Open Uphold → |
| INJ | 5.34 % | locked | — | Open Uphold → |
| AXL | 4.84 % | locked | — | Open Uphold → |
| CCD | 3.8 % | locked | — | Open Uphold → |
| CSPR | 3.32 % | flexible | — | Open Uphold → |
| AVAX | 3.97 % | locked | — | Open Uphold → |
| POL | 2.05 % | locked | — | Open Uphold → |
| SOL | 1.64 % | flexible | — | Open Uphold → |
| ALGO | 1.61 % | flexible | — | Open Uphold → |
| XTZ | 1.94 % | locked | — | Open Uphold → |
| TAO | 1.36 % | flexible | — | Open Uphold → |
| DOT | 1.98 % | locked | — | Open Uphold → |
| NEAR | 1.32 % | flexible | — | Open Uphold → |
| ADA | 0.66 % | flexible | — | Open Uphold → |
| XDC | 1.1 % | flexible | — | Open Uphold → |
| ETH | 0.87 % | flexible | — | Open Uphold → |
| FLR | 0.34 % | flexible | — | Open Uphold → |
| APT | 0.59 % | flexible | — | Open Uphold → |
| KSM | 0.45 % | flexible | — | Open Uphold → |
| ROSE | 0.4 % | flexible | — | Open Uphold → |
| SUI | 0.47 % | flexible | — | Open Uphold → |
| HBAR | 0.34 % | flexible | — | Open Uphold → |
What would Uphold pay you?
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
How yields have moved
Source: daily snapshots via exchange API · accumulating since YieldScope launch
This is not an affiliate link. Price for you doesn't change.
Uphold review: what this platform is
Uphold is a long-standing, US/UK-licensed platform best known for transparency — it runs a real-time proof-of-reserves dashboard. Its earn product is proof-of-stake staking on assets like ETH and SOL.
How Earn works on Uphold
Staking is offered on a range of proof-of-stake assets (ETH around 2%, SOL around 6%), paid in the asset. Rates shown are indicative and move with network conditions. Uphold does not offer a clear stablecoin yield product in most regions. Checked 8 August 2026 through a US residential proxy exiting in Pennsylvania: uphold.com/api/staking-assets?country=us&state=us-pa. Each coin carries two fields, flexibleDetails and bondedDetails, and the difference matters. The flexible rate is withdraw-anytime; bonded means a lock-up whose term Uphold does not publish. We had been taking the bonded figure and labelling it flexible; 14 coins now carry their true flexible rate, and the 8 that have no flexible option at all are marked locked with no term, because inventing one would be worse than leaving it blank.
How to start on Uphold, step by step
- 01Open and verify an Uphold account.
- 02Deposit a supported proof-of-stake asset and enable staking.
Should you park money here?
- +Strong transparency — a public real-time proof-of-reserves dashboard.
- +Well licensed (US FinCEN, UK FCA) with a clean decade-long record.
- −Mostly staking only — limited or no clear stablecoin yield in many regions.
- −Rates are not shown on a public page, so they need a manual or in-app check.
Compare Uphold with others
Asset-by-asset rates and risk grades