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YieldScope
Polkadot yield

Earn yield on your Polkadot

DOT earns mainly through staking and exchange savings. Here they are side by side and ranked by risk, with the real rates.

Best on an exchange
5.29 %
DOT · Bybit Earn

Exchanges (CeFi)

custodial
5.29 % Bybit Earn Medium risk 1.65 % Binance Earn Medium risk 1.0 % OKX Earn Medium risk
All DOT offers, ranked by safety →

How does Polkadot staking work?

Polkadot is proof-of-stake: you nominate validators with your DOT and earn protocol rewards paid in DOT. Native nomination keeps your DOT in your own account (non-custodial) but has an unbonding period of about 28 days before you can move it. Exchanges offer simpler custodial DOT staking for convenience. The live rates above show what each route pays today.

Native staking vs exchange savings?

Native nomination is non-custodial and usually pays the most, but locks DOT for ~28 days to unbond. Exchange savings are flexible and simpler, but custodial — you trust the platform, and they pay less. Same coin, different risk and liquidity trade-off — check the grade next to each rate.

Is Polkadot staking safe?

Native nomination is low counterparty risk — your DOT stays in your account, and while validators can be slashed for misbehaviour, nominators' principal is largely protected. Custodial exchange staking adds platform risk. A much-higher APY usually means a lock-up or more risk. Not financial advice.

Rates are snapshots and change constantly. Earning yield means lending — every platform carries counterparty or smart-contract risk. Not financial advice.