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XTZ · Tezos

Where XTZ earns the most — safely.

Tezos — self-amending L1 with formal verification

The highest XTZ rate on YieldScope right now is 23.8 % APY on OKX Earn — safety grade B, Flexible. The best XTZ rate on a platform that passes all five of our safety checks is 4.51 % APY on Gate.io Earn (Flexible). Across 11 venues we track, XTZ averages 4.14 % APY. Rates float and are refreshed daily; last updated 2026-10-18.

Best rate right now
23.8 %
OKX Earn B
Flexible · withdraw anytime · base rate
Real reward: +19.84%
Visit site →
Best on an A-grade platform
4.51 %
Gate.io Earn A
Passes all 5 safety checks · flexible
Open →
Rank
#137
Market cap
$325M
24h volume
$4M
From ATH
-97%
1y change
-49%
Price · 1 year
$0.2998-48.1% · 1Y

ATH $9.12 on Oct 2021·upd. Oct 18

The spread

One coin, 11 prices for your trust

Rate history

How XTZ yields moved across exchanges

Best rate over time
23.8 %

from 2026-05-25 to 2026-10-18

Source: daily snapshots via exchange APIs

All venues

All platforms for XTZ

How much will you earn?

XTZ
PlatformInterestTotal
★OKX Earn+2.662512.6625
Gate.io Earn+0.460410.4604
Kraken Earn+0.405310.4053
UpholdLock+0.307210.3072
Coinbase Earn+0.287710.2877
Bitpanda Staking+0.201810.2018
Binance Earn+0.176410.1764
Poloniex+0.120710.1207
Bitget Earn+0.100510.1005
Bybit Earn+0.093410.0934
KuCoin+0.050110.0501
On OKX Earn:+0.0073per day·+0.1987per month·+2.6625per year
🏦 A bank at 0.5% would pay just +0.0501 XTZ over this period.The top rate here pays 53× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#137
Platforms with offers11
Best flexible23.8 %
Best overall23.8 %
Average4.14 %
Rate moves

XTZ rates on the move

Coin signals

What to watch on XTZ

🪙 Small market cap: $325M
💧 Low liquidity: only $4M traded in 24h
📉 Price -97% below ATH. Peak: Oct 2021
📊 Low market cap rank (#137)
FAQ

XTZ yield FAQ

What's the best XTZ interest rate right now?

The highest XTZ rate we currently track is 23.84% APY on OKX Earn, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on XTZ safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these XTZ rates promotional?

No. We track 11 platforms for XTZ and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

XTZ

What is XTZ

Tezos (XTZ) is a Liquid PoS Layer-1 with a unique feature: a self-amending protocol that upgrades via on-chain voting with no hard forks. Supports formal verification. Widely used for NFTs (Hic Et Nunc, Objkt).

Known risks

  • ⚠Weak DeFi traction vs Ethereum L2s
  • ⚠Drawdown of over 95% from 2021 ATH

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