Yield
Robinhood Crypto
Robinhood Crypto is the digital-asset arm of the US brokerage Robinhood, offering ETH and SOL staking plus a new USDG rewards product. It grades D on our scale — and the reason is instructive: a well-regulated US operator can stil…
Why this grade
- ✓ Regulation
Robinhood Crypto, LLC is registered as an MSB with FinCEN and holds state money-transmitter licenses (NMLS 1702840). No NYDFS BitLicense, so New York has a reduced token list. Source →
- ✗ Proof-of-Reserves
Robinhood publishes no independent Merkle-tree proof-of-reserves or regular 1:1 reserve audit. Only external infrastructure security audits are mentioned. Source →
- ✗ Flexible withdrawal
Spot selling is instant, but the main earn product — ETH/SOL staking — has an unbonding period, usually ~1 day and up to several weeks under market stress. Source →
- ✗ Insurance Fund
SIPC/FDIC do not cover crypto (Robinhood confirms this). There is Lloyd's crime insurance against custody theft, but the amount is undisclosed and the company has told the SEC that the crypto under its control significantly exceeds the coverage. Source →
- ✓ Track record (2+ years incident-free)
The crypto service has run since 2018 (7+ years) with no client crypto-asset hacks. The 2021 data breach touched only emails/names. The SEC investigation into the crypto arm (2024 Wells notice) was closed with no action in Feb 2025. Source →
Incidents we count
Known incidents
2- November 2021 A social-engineering data breach against a support employee exposed ~5M emails and ~2M names. No financial loss and no access to crypto assets. Source →
- May 2024 The SEC issued a Wells notice to the crypto arm (RHC) over possible securities-law violations. The investigation was closed with no action in February 2025. Source →
All Robinhood Crypto products
Yield products
as of Jul 17, 2026| Product | Rate | Type | Lock | |
|---|---|---|---|---|
| ETH | 3.15 % | staking | — | Open Robinhood Crypto → |
| SOL | 4.55 % | staking | — | Open Robinhood Crypto → |
| USDG | 7.0 % | flexible | — | Open Robinhood Crypto → |
What would Robinhood Crypto pay you?
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
How yields have moved
Source: daily snapshots via exchange API · accumulating since YieldScope launch
This is not an affiliate link. Price for you doesn't change.
Robinhood Crypto review: what this platform is
Robinhood Crypto is the digital-asset arm of the US brokerage Robinhood, offering ETH and SOL staking plus a new USDG rewards product. It grades D on our scale — and the reason is instructive: a well-regulated US operator can still miss most of our safety checks.
How Earn works on Robinhood Crypto
ETH staking pays around 3.15% and SOL around 4.55% (both figures are dynamic and locked with an unbonding period). The newer USDG product targets ~7% and is flexible, sourced from on-chain lending via Morpho — that yield floats and can fall to zero. Robinhood takes a cut of staking rewards (up to 25% of APY), so treat the headline rate as gross.
How to start on Robinhood Crypto, step by step
- 01Confirm staking is available in your US state (excluded in CA/MD/NJ/NY/WI).
- 02Open Robinhood Crypto, fund the account, and pick ETH or SOL staking from $1.
- 03Budget for the unbonding delay before you can sell, and net out Robinhood's fee.
Should you park money here?
- +Real US regulatory footing (FinCEN MSB + state money-transmitter licenses)
- +Clean 7-year crypto track record; the 2024 SEC investigation closed with no action
- +Very low entry — staking from $1, familiar mainstream app
- −No independent proof-of-reserves published
- −Staking is locked with an unbonding period (up to weeks); not instant to exit
- −SIPC/FDIC do not cover crypto, and Lloyd's coverage is below assets held
Compare Robinhood Crypto with others
Asset-by-asset rates and risk grades