YieldEvery crypto rate.
Ranked by who you can trust.
We pull the base rate from every major platform daily — no promo tiers, no paid placements — and grade each venue A–F on five public safety checks.
USDD · Gate.io Earn B USDD · Gate.io Earn B 
USDC · Lune.fi F Today in yield, on one screen
Spike watch. ENJ on OKX Earn dropped from 59.0% to 16.0% — promo pools reset fast. We log every spike so you don't learn this with your own money.
The full table — filter, sort, verify
USDT
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Robinhood Crypto
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Bybit Earn
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Bitget Earn
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Binance Earn
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Bitrue
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U
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COMP
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AXL
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ATH
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KAVA
ASTR
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CRV
ALEO
PYTH
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BANANAS31
JST
ZEN
ALT
WLFI
LINEA
MEME
IO
ZEC
ARKM
ZAMA
BTW
M
OPEN
WIN
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SKY
GLM
ZIG
Uphold
RIF
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MORPHO
LDO
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XMR
BR
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GNO
CSPR
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FET
CAKE
COAI
AKT
VSN
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TWT
Bitvavo Staking
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ID
PRL
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ALLO
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FF
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RUNE
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SPX
DRV
PENDLE
XDC
BRETT
PEAQ
ASTER
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PONS
OMI
SYRUP
NXPC
GENIUS
GPS
FORM
VET
LUNC
KAS
BGB
HNT
AB
BSV
PROS
ARX
H
CC
SNEK
QUBIC
EDGE
OKB
DEXE
XYO
SOSO
BTT
DEEP
VELO
FLR
VVV
SFP
XEC
FARTCOIN
XCN
CTC
DBR
GT
XVS
DGB
KuCoin
HTX
API3
UB
ZBCN
CHEEMS
SPYX
TSLAX
BABYDOGE
MNT
MSTRX
HOT
TAG
MELANIA
ARC
XPR
B
LEO
ROBO
BAN
WEMIX
PIEVERSE
CRCLX
CRCLON
DOG
JELLYJELLY
NOT
TRACBest stablecoin interest rates right now
Highest base rate on a venue passing at least four of our five safety checks is 5.09 % on USDD at Gate.io Earn, grade B. Withdraw-anytime rates only — no promo tiers, no lock-ups. 6 venues qualify.
- Gate.io EarnBUSDD5.09 %
- Bitget EarnBUSDS5.0 %
- Kraken EarnBUSDG4.25 %
- OKX EarnBUSDC3.92 %
- WhiteBITBUSDC2.06 %
- BingX EarnBUSDT1.0 %
Where to earn interest on Bitcoin
Bitcoin pays far less than dollars almost everywhere. The best base rate among venues passing four or more checks is 1.38 % at WhiteBIT, grade B.
- WhiteBITBBTC1.38 %
- OKX EarnBBTC0.5 %
- Bitget EarnBBTC0.12 %
- BingX EarnBBTC0.1 %
- Gate.io EarnBBTC0.1 %
Highest APY on Ethereum
Best base Ethereum rate on a venue passing four or more of the five checks is 3.1 % at Bitstamp, grade B. Staking rewards, withdraw-anytime.
- BitstampBETH3.1 %
- Coinbase cbETHBETH2.25 %
- LidoBETH2.22 %
- Rocket PoolBETH2.18 %
- GeminiBETH2.0 %
Every figure is a base withdraw-anytime rate, refreshed daily, taken from the venue's own page. Rates float and change without notice. Not financial advice.
How we make money — and what we never do
One email on Monday. The whole week's yield, graded.
Best safe rates, biggest movers, every spike that died. No spam, unsubscribe anytime.
Built to be checked, not believed
Verified daily, timestamped
Every platform page shows when its rate was last confirmed and from which source. Data older than 48h triggers our own alarm before you ever see it.
Grades you can re-derive
A–F comes from five binary checks with linked sources — regulation, reserves, withdrawals, insurance, track record. The formula is public. Platforms can't pay to change it.
Base rates only
"Up to 13%" headlines need locked tokens and loyalty tiers. We publish the rate you actually get on any amount, day one — and we log every promo spike that collapses.
🛡 How we evaluate platform risk five checks, five sources, one grade — tap to see exactly how ▾
Active license from a financial regulator (VARA, MAS, NYDFS, SEC, etc.)
Public Merkle-tree PoR or annual Big Four audit
All main products allow withdrawal at any time
Public insurance fund of $100M or more
At least 2 years without serious asset incidents
All five criteria passed. Platform is transparent, regulated, and has no major incidents in its history.
Four of five passed — one yellow flag, but a solid, well-run platform.
Some criteria failed — there are yellow flags, but the platform generally operates fine.
Only two of five passed — real gaps; use smaller amounts and extra caution.
Most criteria failed. Either the platform is young, or there were serious incidents.