YieldCompare · head to head
CoinW vs Uphold
Asset-by-asset comparison of rates and risk profiles
Short answer
Neither is safer on our checks — CoinW and Uphold both pass 3 of five.
On rates, the highest advertised APY is 3.0 % at CoinW and 13.7 % at Uphold. Base rates only, no promo tiers.
CoinW
Safety grade C
5 checks ✗ ✓ ✓ ✗ ✓
USDT —
BTC —
ETH —
Top product ATOM · 3.0 %
Products tracked 30
Coins tracked 30
Jurisdiction Union of Comoros (issuer of CoinW's Legal Statement)
Founded 2017
Min deposit $0
Open CoinW → 
Uphold
Safety grade C
5 checks ✓ ✓ ✓ ✗ ✗
USDT —
BTC —
ETH 0.88 %
Top product ATOM · 13.7 %
Products tracked 23
Coins tracked 23
Jurisdiction USA (FinCEN MSB) + UK FCA + EU
Founded 2014
Min deposit $1
Open Uphold → Coin by coin
Shared coins, side by side
| Asset | CoinW | Uphold | Winner |
|---|---|---|---|
| ATOM | 3.0 % | 13.7 % | ★ Uphold |
| INJ | — | 6.02 % | ★ Uphold |
| CCD | — | 4.22 % | ★ Uphold |
| AVAX | — | 3.39 % | ★ Uphold |
| CSPR | — | 3.32 % | ★ Uphold |
| XTZ | — | 3.03 % | ★ Uphold |
| DOT | — | 2.14 % | ★ Uphold |
| POL | — | 2.11 % | ★ Uphold |
| KSM | — | 2.07 % | ★ Uphold |
| DYDX | 2.0 % | — | ★ CoinW |
| AXL | — | 2.0 % | ★ Uphold |
| SOL | — | 1.67 % | ★ Uphold |
| TAO | — | 1.66 % | ★ Uphold |
| HYPE | — | 1.64 % | ★ Uphold |
| ALGO | — | 1.54 % | ★ Uphold |
| NEAR | — | 1.53 % | ★ Uphold |
| CRV | 1.0 % | — | ★ CoinW |
| QTUM | 1.0 % | — | ★ CoinW |
| THETA | 1.0 % | — | ★ CoinW |
| LINK | 1.0 % | — | ★ CoinW |
| ETH | — | 0.88 % | ★ Uphold |
| XDC | — | 0.85 % | ★ Uphold |
| UNI | 0.67 % | — | ★ CoinW |
| APT | — | 0.65 % | ★ Uphold |
| ROSE | — | 0.64 % | ★ Uphold |
| ADA | — | 0.63 % | ★ Uphold |
| ETHFI | 0.6 % | — | ★ CoinW |
| VIRTUAL | 0.6 % | — | ★ CoinW |
| USDC | 0.5 % | — | ★ CoinW |
| VET | 0.5 % | — | ★ CoinW |
| AR | 0.5 % | — | ★ CoinW |
| ZK | 0.5 % | — | ★ CoinW |
| TIA | 0.5 % | — | ★ CoinW |
| STRK | 0.5 % | — | ★ CoinW |
| LUNC | 0.5 % | — | ★ CoinW |
| ICP | 0.5 % | — | ★ CoinW |
| WIF | 0.5 % | — | ★ CoinW |
| PENGU | 0.5 % | — | ★ CoinW |
| EIGEN | 0.5 % | — | ★ CoinW |
| ARKM | 0.5 % | — | ★ CoinW |
| ETC | 0.5 % | — | ★ CoinW |
| SUI | — | 0.46 % | ★ Uphold |
| HBAR | — | 0.32 % | ★ Uphold |
| SHIB | 0.2 % | — | ★ CoinW |
| BONK | 0.2 % | — | ★ CoinW |
| BABYDOGE | 0.2 % | — | ★ CoinW |
| FLR | — | 0.19 % | ★ Uphold |
| JUP | 0.1 % | — | ★ CoinW |
| TURBO | 0.1 % | — | ★ CoinW |
| DASH | 0.1 % | — | ★ CoinW |
| PEAQ | 0.1 % | — | ★ CoinW |
| PAXG | 0.1 % | — | ★ CoinW |
Safety — check by check
| Check | C CoinW | C Uphold |
|---|---|---|
| Regulation | ✗ | ✓ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✗ |
| Score | 3/5 · C | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.