YieldCompare · head to head
Telegram Wallet vs Uphold
Asset-by-asset comparison of rates and risk profiles
Short answer
Uphold is the safer of the two: it passes 3 of our five public safety checks, while Telegram Wallet passes 1.
On rates, the highest advertised APY is 11.8 % at Telegram Wallet and 13.7 % at Uphold. Base rates only, no promo tiers.
Telegram Wallet
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT —
BTC —
ETH 2.31 %
Top product GRAM · 11.8 %
Products tracked 6
Coins tracked 6
Jurisdiction Panama (TG Wallet Inc., built by The Open Platform)
Founded 2023
Min deposit $1
Open Telegram Wallet → 
Uphold
Safety grade C
5 checks ✓ ✓ ✓ ✗ ✗
USDT —
BTC —
ETH 0.88 %
Top product ATOM · 13.7 %
Products tracked 23
Coins tracked 23
Jurisdiction USA (FinCEN MSB) + UK FCA + EU
Founded 2014
Min deposit $1
Open Uphold → Coin by coin
Shared coins, side by side
| Asset | Telegram Wallet | Uphold | Winner |
|---|---|---|---|
| SOL | 4.88 % | 1.67 % | ★ Telegram Wallet |
| ETH | 2.31 % | 0.88 % | ★ Telegram Wallet |
| ATOM | — | 13.7 % | ★ Uphold |
| GRAM | 11.8 % | — | ★ Telegram Wallet |
| MON | 10.9 % | — | ★ Telegram Wallet |
| INJ | — | 6.02 % | ★ Uphold |
| CCD | — | 4.22 % | ★ Uphold |
| USDE | 4.13 % | — | ★ Telegram Wallet |
| AVAX | — | 3.39 % | ★ Uphold |
| TRX | 3.35 % | — | ★ Telegram Wallet |
| CSPR | — | 3.32 % | ★ Uphold |
| XTZ | — | 3.03 % | ★ Uphold |
| DOT | — | 2.14 % | ★ Uphold |
| POL | — | 2.11 % | ★ Uphold |
| KSM | — | 2.07 % | ★ Uphold |
| AXL | — | 2.0 % | ★ Uphold |
| TAO | — | 1.66 % | ★ Uphold |
| HYPE | — | 1.64 % | ★ Uphold |
| ALGO | — | 1.54 % | ★ Uphold |
| NEAR | — | 1.53 % | ★ Uphold |
| XDC | — | 0.85 % | ★ Uphold |
| APT | — | 0.65 % | ★ Uphold |
| ROSE | — | 0.64 % | ★ Uphold |
| ADA | — | 0.63 % | ★ Uphold |
| SUI | — | 0.46 % | ★ Uphold |
| HBAR | — | 0.32 % | ★ Uphold |
| FLR | — | 0.19 % | ★ Uphold |
Safety — check by check
| Check | F Telegram Wallet | C Uphold |
|---|---|---|
| Regulation | ✗ | ✓ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 1/5 · F | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.