Yield
XTZ on Uphold
Uphold pays 1.94 % APY on Tezos (XTZ) as a Earn rate. On YieldScope Uphold carries a safety grade of B, scored across five risk criteria. Below: where XTZ earns more — and where it earns safer.
Coinbase Earn A Yield source: Exchange Earn
Where else XTZ earns
Uphold pays 1.94 % on XTZ. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Uphold (this page) | 1.94 % | 🔒 Earn | B |
 OKX Earn | 14.7 % | Flexible | B |
 Binance Earn | 8.01 % | Flexible | C |
 Kraken Earn | 3.98 % | Earn | B |
 Gate.io Earn | 3.84 % | Flexible | B |
| Coinbase Earn | 2.97 % | Earn | A |
Uphold is graded B. If safety matters more than a few extra basis points, Coinbase Earn earns XTZ at a higher grade (A).
Why Uphold is graded B
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓
Regulation
Registered with US FinCEN as an MSB, authorised by the UK FCA, and operating under EU registrations — a well-licensed money-services platform. Source →
- ✓
Proof-of-Reserves
A public real-time proof-of-reserves dashboard is refreshed roughly every 30 seconds, one of the most transparent setups in the industry. Source →
- ✓
Flexible withdrawal
Staking carries no platform lock-up; only the network unbonding period (about 4 days for ETH) applies. Source →
- ✗
Insurance Fund
No dedicated customer insurance fund is publicly disclosed. Source →
- ✓
Track record (2+ years incident-free)
Operating since 2014 with no major user-fund breach; only a minor NY AG settlement in its history. Source →
XTZ rate history on Uphold
Over the 28 days we have recorded it, Uphold changed this XTZ rate 4 times; the current one has held for 1 days.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How XTZ yields moved across exchanges
from 2026-05-25 to 2026-08-29
Among the 10 venues we have XTZ history for, Uphold currently sits at #8 by rate — with 28 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How XTZ earns on Uphold
When you deposit XTZ into Uphold's earn product you receive 1.94 % APY as a Earn rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Uphold carries a YieldScope safety grade of B, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on XTZ move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.