YieldCompare · head to head
Bitfinex vs Uphold
Asset-by-asset comparison of rates and risk profiles
Short answer
Uphold is the safer of the two: it passes 3 of our five public safety checks, while Bitfinex passes 2.
On rates, the highest advertised APY is 18.1 % at Bitfinex and 13.7 % at Uphold. Base rates only, no promo tiers.
Bitfinex
Safety grade D
5 checks ✗ ✗ ✓ ✗ ✓
USDT 8.89 %
BTC —
ETH 1.19 %
Top product XLM · 18.1 %
Products tracked 19
Coins tracked 19
Jurisdiction British Virgin Islands
Founded 2012
Min deposit $1
Open Bitfinex → 
Uphold
Safety grade C
5 checks ✓ ✓ ✓ ✗ ✗
USDT —
BTC —
ETH 0.88 %
Top product ATOM · 13.7 %
Products tracked 23
Coins tracked 23
Jurisdiction USA (FinCEN MSB) + UK FCA + EU
Founded 2014
Min deposit $1
Open Uphold → Coin by coin
Shared coins, side by side
| Asset | Bitfinex | Uphold | Winner |
|---|---|---|---|
| AVAX | 14.6 % | 3.39 % | ★ Bitfinex |
| DOT | 9.72 % | 2.14 % | ★ Bitfinex |
| ADA | 7.23 % | 0.63 % | ★ Bitfinex |
| SUI | 5.0 % | 0.46 % | ★ Bitfinex |
| SOL | 3.69 % | 1.67 % | ★ Bitfinex |
| ETH | 1.19 % | 0.88 % | ★ Bitfinex |
| XLM | 18.1 % | — | ★ Bitfinex |
| ETC | 16.8 % | — | ★ Bitfinex |
| ATOM | — | 13.7 % | ★ Uphold |
| IOTA | 11 % | — | ★ Bitfinex |
| USDT | 8.89 % | — | ★ Bitfinex |
| FIL | 7.31 % | — | ★ Bitfinex |
| BCH | 7.0 % | — | ★ Bitfinex |
| INJ | — | 6.02 % | ★ Uphold |
| XAUT | 5.44 % | — | ★ Bitfinex |
| CCD | — | 4.22 % | ★ Uphold |
| UNI | 4.01 % | — | ★ Bitfinex |
| SHIB | 3.65 % | — | ★ Bitfinex |
| XMR | 3.61 % | — | ★ Bitfinex |
| CSPR | — | 3.32 % | ★ Uphold |
| DASH | 3.28 % | — | ★ Bitfinex |
| XTZ | — | 3.03 % | ★ Uphold |
| ZEC | 2.87 % | — | ★ Bitfinex |
| POL | — | 2.11 % | ★ Uphold |
| KSM | — | 2.07 % | ★ Uphold |
| AXL | — | 2.0 % | ★ Uphold |
| TAO | — | 1.66 % | ★ Uphold |
| HYPE | — | 1.64 % | ★ Uphold |
| ALGO | — | 1.54 % | ★ Uphold |
| NEAR | — | 1.53 % | ★ Uphold |
| LINK | 1.25 % | — | ★ Bitfinex |
| XDC | — | 0.85 % | ★ Uphold |
| APT | — | 0.65 % | ★ Uphold |
| ROSE | — | 0.64 % | ★ Uphold |
| HBAR | — | 0.32 % | ★ Uphold |
| FLR | — | 0.19 % | ★ Uphold |
Safety — check by check
| Check | D Bitfinex | C Uphold |
|---|---|---|
| Regulation | ✗ | ✓ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✗ |
| Score | 2/5 · D | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.