YieldCompare · head to head
Backpack Exchange vs Uphold
Asset-by-asset comparison of rates and risk profiles
Short answer
Neither is safer on our checks — Backpack Exchange and Uphold both pass 3 of five.
On rates, the highest advertised APY is 1.22 % at Backpack Exchange and 13.7 % at Uphold. Base rates only, no promo tiers.
Backpack Exchange
Safety grade C
5 checks ✓ ✓ ✓ ✗ ✗
USDT 1.22 %
BTC 0.01 %
ETH 0.21 %
Top product USDT · 1.22 %
Products tracked 15
Coins tracked 15
Jurisdiction UAE (Dubai VARA), Cyprus (CySEC), USA (FinCEN MSB)
Founded 2024
Min deposit $1
Open Backpack Exchange → 
Uphold
Safety grade C
5 checks ✓ ✓ ✓ ✗ ✗
USDT —
BTC —
ETH 0.88 %
Top product ATOM · 13.7 %
Products tracked 23
Coins tracked 23
Jurisdiction USA (FinCEN MSB) + UK FCA + EU
Founded 2014
Min deposit $1
Open Uphold → Coin by coin
Shared coins, side by side
| Asset | Backpack Exchange | Uphold | Winner |
|---|---|---|---|
| SOL | 0.24 % | 1.67 % | ★ Uphold |
| HYPE | 0.02 % | 1.64 % | ★ Uphold |
| ETH | 0.21 % | 0.88 % | ★ Uphold |
| APT | 0.28 % | 0.65 % | ★ Uphold |
| SUI | 0.52 % | 0.46 % | ★ Backpack Exchange |
| ATOM | — | 13.7 % | ★ Uphold |
| INJ | — | 6.02 % | ★ Uphold |
| CCD | — | 4.22 % | ★ Uphold |
| AVAX | — | 3.39 % | ★ Uphold |
| CSPR | — | 3.32 % | ★ Uphold |
| XTZ | — | 3.03 % | ★ Uphold |
| DOT | — | 2.14 % | ★ Uphold |
| POL | — | 2.11 % | ★ Uphold |
| KSM | — | 2.07 % | ★ Uphold |
| AXL | — | 2.0 % | ★ Uphold |
| TAO | — | 1.66 % | ★ Uphold |
| ALGO | — | 1.54 % | ★ Uphold |
| NEAR | — | 1.53 % | ★ Uphold |
| USDT | 1.22 % | — | ★ Backpack Exchange |
| USDC | 1.01 % | — | ★ Backpack Exchange |
| XDC | — | 0.85 % | ★ Uphold |
| ROSE | — | 0.64 % | ★ Uphold |
| ADA | — | 0.63 % | ★ Uphold |
| MON | 0.42 % | — | ★ Backpack Exchange |
| HBAR | — | 0.32 % | ★ Uphold |
| DOGE | 0.31 % | — | ★ Backpack Exchange |
| FLR | — | 0.19 % | ★ Uphold |
| SEI | 0.16 % | — | ★ Backpack Exchange |
| XPL | 0.11 % | — | ★ Backpack Exchange |
| BNB | 0.03 % | — | ★ Backpack Exchange |
| PAXG | 0.01 % | — | ★ Backpack Exchange |
| BTC | 0.01 % | — | ★ Backpack Exchange |
| XRP | 0.01 % | — | ★ Backpack Exchange |
Safety — check by check
| Check | C Backpack Exchange | C Uphold |
|---|---|---|
| Regulation | ✓ | ✓ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 3/5 · C | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.