YieldCompare · head to head
Nexo vs Uphold
Asset-by-asset comparison of rates and risk profiles
Short answer
Nexo is the safer of the two: it passes 4 of our five public safety checks, while Uphold passes 3.
On rates, the highest advertised APY is 8.0 % at Nexo and 13.7 % at Uphold. Base rates only, no promo tiers.
Nexo
Safety grade B
5 checks ✗ ✓ ✓ ✓ ✓
USDT —
BTC 1.2 %
ETH 2.0 %
Top product DOT · 8.0 %
Products tracked 30
Coins tracked 30
Jurisdiction EU (Lithuania), Switzerland
Founded 2018
Min deposit $1
Open Nexo → 
Uphold
Safety grade C
5 checks ✓ ✓ ✓ ✗ ✗
USDT —
BTC —
ETH 0.88 %
Top product ATOM · 13.7 %
Products tracked 23
Coins tracked 23
Jurisdiction USA (FinCEN MSB) + UK FCA + EU
Founded 2014
Min deposit $1
Open Uphold → Coin by coin
Shared coins, side by side
| Asset | Nexo | Uphold | Winner |
|---|---|---|---|
| ATOM | 6.0 % | 13.7 % | ★ Uphold |
| DOT | 8.0 % | 2.14 % | ★ Nexo |
| KSM | 7.0 % | 2.07 % | ★ Nexo |
| INJ | 1.0 % | 6.02 % | ★ Uphold |
| SOL | 3.5 % | 1.67 % | ★ Nexo |
| AVAX | 3.0 % | 3.39 % | ★ Uphold |
| NEAR | 3.25 % | 1.53 % | ★ Nexo |
| ADA | 2.75 % | 0.63 % | ★ Nexo |
| POL | 0.9 % | 2.11 % | ★ Uphold |
| ETH | 2.0 % | 0.88 % | ★ Nexo |
| CCD | — | 4.22 % | ★ Uphold |
| BCH | 4.0 % | — | ★ Nexo |
| TRX | 4.0 % | — | ★ Nexo |
| XLM | 4.0 % | — | ★ Nexo |
| LTC | 3.5 % | — | ★ Nexo |
| CSPR | — | 3.32 % | ★ Uphold |
| XTZ | — | 3.03 % | ★ Uphold |
| A | 3.0 % | — | ★ Nexo |
| NEXO | 3.0 % | — | ★ Nexo |
| BNB | 2.75 % | — | ★ Nexo |
| XRP | 2.5 % | — | ★ Nexo |
| APE | 2.25 % | — | ★ Nexo |
| AXL | — | 2.0 % | ★ Uphold |
| LINK | 1.75 % | — | ★ Nexo |
| S | 1.75 % | — | ★ Nexo |
| TAO | — | 1.66 % | ★ Uphold |
| HYPE | — | 1.64 % | ★ Uphold |
| ALGO | — | 1.54 % | ★ Uphold |
| BTC | 1.2 % | — | ★ Nexo |
| WBTC | 1.2 % | — | ★ Nexo |
| GRT | 1.0 % | — | ★ Nexo |
| TIA | 1.0 % | — | ★ Nexo |
| XDC | — | 0.85 % | ★ Uphold |
| ARB | 0.75 % | — | ★ Nexo |
| APT | — | 0.65 % | ★ Uphold |
| ROSE | — | 0.64 % | ★ Uphold |
| XAUT | 0.5 % | — | ★ Nexo |
| PAXG | 0.5 % | — | ★ Nexo |
| SUI | — | 0.46 % | ★ Uphold |
| HBAR | — | 0.32 % | ★ Uphold |
| AXS | 0.25 % | — | ★ Nexo |
| AAVE | 0.25 % | — | ★ Nexo |
| FLR | — | 0.19 % | ★ Uphold |
Safety — check by check
| Check | B Nexo | C Uphold |
|---|---|---|
| Regulation | ✗ | ✓ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✗ |
| Score | 4/5 · B | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.