YieldCompare · head to head
Coinbase Earn vs Uphold
Asset-by-asset comparison of rates and risk profiles
Short answer
Coinbase Earn is the safer of the two: it passes 5 of our five public safety checks, while Uphold passes 3.
On rates, the highest advertised APY is 12.9 % at Coinbase Earn and 13.7 % at Uphold. Base rates only, no promo tiers.
Coinbase Earn
Safety grade A
5 checks ✓ ✓ ✓ ✓ ✓
USDT —
BTC —
ETH 1.59 %
Top product ATOM · 12.9 %
Products tracked 7
Coins tracked 7
Jurisdiction USA (NASDAQ:COIN), Ireland (CB Europe)
Founded 2012
Min deposit $1
Open Coinbase Earn → 
Uphold
Safety grade C
5 checks ✓ ✓ ✓ ✗ ✗
USDT —
BTC —
ETH 0.88 %
Top product ATOM · 13.7 %
Products tracked 23
Coins tracked 23
Jurisdiction USA (FinCEN MSB) + UK FCA + EU
Founded 2014
Min deposit $1
Open Uphold → Coin by coin
Shared coins, side by side
| Asset | Coinbase Earn | Uphold | Winner |
|---|---|---|---|
| ATOM | 12.9 % | 13.7 % | ★ Uphold |
| AVAX | 3.38 % | 3.39 % | ★ Uphold |
| SOL | 3.23 % | 1.67 % | ★ Coinbase Earn |
| XTZ | 2.84 % | 3.03 % | ★ Uphold |
| DOT | 2.01 % | 2.14 % | ★ Uphold |
| ETH | 1.59 % | 0.88 % | ★ Coinbase Earn |
| ADA | 1.35 % | 0.63 % | ★ Coinbase Earn |
| INJ | — | 6.02 % | ★ Uphold |
| CCD | — | 4.22 % | ★ Uphold |
| CSPR | — | 3.32 % | ★ Uphold |
| POL | — | 2.11 % | ★ Uphold |
| KSM | — | 2.07 % | ★ Uphold |
| AXL | — | 2.0 % | ★ Uphold |
| TAO | — | 1.66 % | ★ Uphold |
| HYPE | — | 1.64 % | ★ Uphold |
| ALGO | — | 1.54 % | ★ Uphold |
| NEAR | — | 1.53 % | ★ Uphold |
| XDC | — | 0.85 % | ★ Uphold |
| APT | — | 0.65 % | ★ Uphold |
| ROSE | — | 0.64 % | ★ Uphold |
| SUI | — | 0.46 % | ★ Uphold |
| HBAR | — | 0.32 % | ★ Uphold |
| FLR | — | 0.19 % | ★ Uphold |
Safety — check by check
| Check | A Coinbase Earn | C Uphold |
|---|---|---|
| Regulation | ✓ | ✓ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✗ |
| Score | 5/5 · A | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.