YieldCompare · head to head
Coinbase Earn vs Uphold
Asset-by-asset comparison of rates and risk profiles
Short answer
Coinbase Earn is the safer of the two: it passes 5 of our five public safety checks, while Uphold passes 4.
On rates, the highest advertised APY is 13.4 % at Coinbase Earn and 13.6 % at Uphold. Base rates only, no promo tiers.
Coinbase Earn
Safety grade A
5 checks ✓ ✓ ✓ ✓ ✓
USDT —
BTC —
ETH 1.73 %
Top product ATOM · 13.4 %
Products tracked 7
Coins tracked 7
Jurisdiction USA (NASDAQ:COIN), Ireland (CB Europe)
Founded 2012
Min deposit $1
Open Coinbase Earn → 
Uphold
Safety grade B
5 checks ✓ ✓ ✓ ✗ ✓
USDT —
BTC —
ETH 0.87 %
Top product ATOM · 13.6 %
Products tracked 22
Coins tracked 22
Jurisdiction USA (FinCEN MSB) + UK FCA + EU
Founded 2014
Min deposit $1
Open Uphold → Coin by coin
Shared coins, side by side
| Asset | Coinbase Earn | Uphold | Winner |
|---|---|---|---|
| ATOM | 13.4 % | 13.6 % | ★ Uphold |
| AVAX | 3.23 % | 3.97 % | ★ Uphold |
| SOL | 3.49 % | 1.64 % | ★ Coinbase Earn |
| XTZ | 2.97 % | 1.94 % | ★ Coinbase Earn |
| DOT | 1.99 % | 1.98 % | ★ Coinbase Earn |
| ETH | 1.73 % | 0.87 % | ★ Coinbase Earn |
| ADA | 1.39 % | 0.66 % | ★ Coinbase Earn |
| INJ | — | 5.34 % | ★ Uphold |
| AXL | — | 4.84 % | ★ Uphold |
| CCD | — | 3.8 % | ★ Uphold |
| CSPR | — | 3.32 % | ★ Uphold |
| POL | — | 2.05 % | ★ Uphold |
| ALGO | — | 1.61 % | ★ Uphold |
| TAO | — | 1.36 % | ★ Uphold |
| NEAR | — | 1.32 % | ★ Uphold |
| XDC | — | 1.1 % | ★ Uphold |
| APT | — | 0.59 % | ★ Uphold |
| SUI | — | 0.47 % | ★ Uphold |
| KSM | — | 0.45 % | ★ Uphold |
| ROSE | — | 0.4 % | ★ Uphold |
| FLR | — | 0.34 % | ★ Uphold |
| HBAR | — | 0.34 % | ★ Uphold |
Safety — check by check
| Check | A Coinbase Earn | B Uphold |
|---|---|---|
| Regulation | ✓ | ✓ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✓ |
| Score | 5/5 · A | 4/5 · B |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.