YieldCompare · head to head
Uphold vs WhiteBIT
Asset-by-asset comparison of rates and risk profiles
Short answer
WhiteBIT is the safer of the two: it passes 4 of our five public safety checks, while Uphold passes 3.
On rates, the highest advertised APY is 13.7 % at Uphold and 11.1 % at WhiteBIT. Base rates only, no promo tiers.
Uphold
Safety grade C
5 checks ✓ ✓ ✓ ✗ ✗
USDT —
BTC —
ETH 0.88 %
Top product ATOM · 13.7 %
Products tracked 23
Coins tracked 23
Jurisdiction USA (FinCEN MSB) + UK FCA + EU
Founded 2014
Min deposit $1
Open Uphold → 
WhiteBIT
Safety grade B
5 checks ✓ ✓ ✓ ✗ ✓
USDT 11.1 %
BTC 10.4 %
ETH 10.4 %
Top product USDT · 11.1 %
Products tracked 80
Coins tracked 76
Jurisdiction Lithuania + Estonia VASP + EU MiCA (Austria)
Founded 2018
Min deposit $1
Open WhiteBIT → Coin by coin
Shared coins, side by side
| Asset | Uphold | WhiteBIT | Winner |
|---|---|---|---|
| ATOM | 13.7 % | 10.4 % | ★ Uphold |
| AVAX | 3.39 % | 10.4 % | ★ WhiteBIT |
| POL | 2.11 % | 10.4 % | ★ WhiteBIT |
| SOL | 1.67 % | 10.4 % | ★ WhiteBIT |
| DOT | 2.14 % | 10.4 % | ★ WhiteBIT |
| NEAR | 1.53 % | 10.4 % | ★ WhiteBIT |
| ADA | 0.63 % | 10.4 % | ★ WhiteBIT |
| INJ | 6.02 % | 6.68 % | ★ WhiteBIT |
| APT | 0.65 % | 6.68 % | ★ WhiteBIT |
| TAO | 1.66 % | 5.15 % | ★ WhiteBIT |
| SUI | 0.46 % | 2.57 % | ★ WhiteBIT |
| HBAR | 0.32 % | 1.85 % | ★ WhiteBIT |
| ALGO | 1.54 % | 1.24 % | ★ Uphold |
| ETH | 0.88 % | 1.48 % | ★ WhiteBIT |
| XRP | — | 10.4 % | ★ WhiteBIT |
| XLM | — | 10.4 % | ★ WhiteBIT |
| UNI | — | 10.4 % | ★ WhiteBIT |
| TRX | — | 10.4 % | ★ WhiteBIT |
| SHIB | — | 10.4 % | ★ WhiteBIT |
| LTC | — | 10.4 % | ★ WhiteBIT |
| LINK | — | 10.4 % | ★ WhiteBIT |
| DOGE | — | 10.4 % | ★ WhiteBIT |
| APE | — | 10.4 % | ★ WhiteBIT |
| OP | — | 10.4 % | ★ WhiteBIT |
| ARB | — | 10.4 % | ★ WhiteBIT |
| BCH | — | 10.4 % | ★ WhiteBIT |
| ETC | — | 10.4 % | ★ WhiteBIT |
| A | — | 10.4 % | ★ WhiteBIT |
| AXS | — | 6.68 % | ★ WhiteBIT |
| ASTR | — | 6.68 % | ★ WhiteBIT |
| ENA | — | 6.68 % | ★ WhiteBIT |
| JUP | — | 6.68 % | ★ WhiteBIT |
| FLOKI | — | 6.68 % | ★ WhiteBIT |
| KAVA | — | 6.68 % | ★ WhiteBIT |
| USDS | — | 6.68 % | ★ WhiteBIT |
| MANA | — | 5.15 % | ★ WhiteBIT |
| ZEC | — | 5.15 % | ★ WhiteBIT |
| IO | — | 5.15 % | ★ WhiteBIT |
| FLOW | — | 5.15 % | ★ WhiteBIT |
| CCD | 4.22 % | — | ★ Uphold |
| FIL | — | 3.71 % | ★ WhiteBIT |
| SEI | — | 3.71 % | ★ WhiteBIT |
| DYDX | — | 3.71 % | ★ WhiteBIT |
| CSPR | 3.32 % | — | ★ Uphold |
| XTZ | 3.03 % | — | ★ Uphold |
| ICP | — | 2.57 % | ★ WhiteBIT |
| STRK | — | 2.57 % | ★ WhiteBIT |
| ETHFI | — | 2.57 % | ★ WhiteBIT |
| GRT | — | 2.57 % | ★ WhiteBIT |
| SKY | — | 2.57 % | ★ WhiteBIT |
| KSM | 2.07 % | — | ★ Uphold |
| USDC | — | 2.06 % | ★ WhiteBIT |
| AXL | 2.0 % | — | ★ Uphold |
| USDT | — | 1.94 % | ★ WhiteBIT |
| AI | — | 1.85 % | ★ WhiteBIT |
| W | — | 1.85 % | ★ WhiteBIT |
| ZK | — | 1.85 % | ★ WhiteBIT |
| CHZ | — | 1.85 % | ★ WhiteBIT |
| AAVE | — | 1.85 % | ★ WhiteBIT |
| S | — | 1.85 % | ★ WhiteBIT |
| PUMP | — | 1.85 % | ★ WhiteBIT |
| WLFI | — | 1.85 % | ★ WhiteBIT |
| GRAM | — | 1.85 % | ★ WhiteBIT |
| HYPE | 1.64 % | — | ★ Uphold |
| BTC | — | 1.38 % | ★ WhiteBIT |
| TRB | — | 1.24 % | ★ WhiteBIT |
| ARKM | — | 1.24 % | ★ WhiteBIT |
| CRV | — | 1.24 % | ★ WhiteBIT |
| LDO | — | 1.24 % | ★ WhiteBIT |
| SUSHI | — | 1.24 % | ★ WhiteBIT |
| SNX | — | 1.24 % | ★ WhiteBIT |
| THETA | — | 1.24 % | ★ WhiteBIT |
| AR | — | 1.24 % | ★ WhiteBIT |
| SAND | — | 1.24 % | ★ WhiteBIT |
| PENDLE | — | 1.24 % | ★ WhiteBIT |
| GALA | — | 1.24 % | ★ WhiteBIT |
| MEME | — | 1.24 % | ★ WhiteBIT |
| JASMY | — | 1.24 % | ★ WhiteBIT |
| ZRO | — | 1.24 % | ★ WhiteBIT |
| WIF | — | 1.24 % | ★ WhiteBIT |
| BONK | — | 1.24 % | ★ WhiteBIT |
| PEPE | — | 1.24 % | ★ WhiteBIT |
| XDC | 0.85 % | — | ★ Uphold |
| ROSE | 0.64 % | — | ★ Uphold |
| FLR | 0.19 % | — | ★ Uphold |
Safety — check by check
| Check | C Uphold | B WhiteBIT |
|---|---|---|
| Regulation | ✓ | ✓ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✓ |
| Score | 3/5 · C | 4/5 · B |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.