YieldCompare · head to head
BingX Earn vs Lune.fi
Asset-by-asset comparison of rates and risk profiles
Short answer
BingX Earn is the safer of the two: it passes 4 of our five public safety checks, while Lune.fi passes 1.
On rates, the highest advertised APY is 1.0 % at BingX Earn and 29.5 % at Lune.fi. Base rates only, no promo tiers.
BingX Earn
Safety grade B
5 checks ✓ ✓ ✓ ✓ ✗
USDT 1.0 %
BTC 0.1 %
ETH 0.3 %
Top product USDT · 1.0 %
Products tracked 19
Coins tracked 19
Jurisdiction British Virgin Islands
Founded 2018
Min deposit $1
Open BingX Earn → 
Lune.fi
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT 29.5 %
BTC 21.5 %
ETH 21.5 %
Top product USDC · 29.5 %
Products tracked 8
Coins tracked 4
Jurisdiction Seychelles (Lune International Holdings LTD, IBC 250439 — claimed by the venue, not publicly verifiable)
Founded 2021
Min deposit $10
Open Lune.fi → Coin by coin
Shared coins, side by side
| Asset | BingX Earn | Lune.fi | Winner |
|---|---|---|---|
| USDT | 1.0 % | 29.5 % | ★ Lune.fi |
| USDC | 0.4 % | 29.5 % | ★ Lune.fi |
| ETH | 0.3 % | 21.5 % | ★ Lune.fi |
| BTC | 0.1 % | 21.5 % | ★ Lune.fi |
| SOL | 0.3 % | — | ★ BingX Earn |
| SUI | 0.05 % | — | ★ BingX Earn |
| ADA | 0.01 % | — | ★ BingX Earn |
| AVAX | 0.01 % | — | ★ BingX Earn |
| BCH | 0.01 % | — | ★ BingX Earn |
| BNB | 0.01 % | — | ★ BingX Earn |
| DOGE | 0.01 % | — | ★ BingX Earn |
| KAS | 0.01 % | — | ★ BingX Earn |
| LINK | 0.01 % | — | ★ BingX Earn |
| LTC | 0.01 % | — | ★ BingX Earn |
| NEAR | 0.01 % | — | ★ BingX Earn |
| ONDO | 0.01 % | — | ★ BingX Earn |
| PEPE | 0.01 % | — | ★ BingX Earn |
| SHIB | 0.01 % | — | ★ BingX Earn |
| XRP | 0.01 % | — | ★ BingX Earn |
Safety — check by check
| Check | B BingX Earn | F Lune.fi |
|---|---|---|
| Regulation | ✓ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 4/5 · B | 1/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.