Yield
BTC on BingX Earn
BingX Earn pays 0.1 % APY on Bitcoin (BTC) as a Flexible rate. On YieldScope BingX Earn carries a safety grade of A, scored across five risk criteria. Below: where BTC earns more — and where it earns safer.
Lune.fi F Yield source: Exchange Earn
Where else BTC earns
BingX Earn pays 0.1 % on BTC. Here's how other venues compare — by rate and by safety.
Why BingX Earn is graded A
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓
Regulation
A MiCA licence for its EU company, MEGE zweite GmbH ("BingX EU"), from Austria's Financial Market Authority (FMA) — listed in the FMA register as a crypto-asset service provider (CASP); announced on 15 October 2026, with EEA services subject to passporting. Outside the EU BingX has only anti-money-laundering registrations — FinCEN (US), FINTRAC (Canada), AUSTRAC (Australia) — which are not licences. Source 1 → Source 2 →
- ✓
Proof-of-Reserves
Monthly Merkle-tree PoR with an open-source verifier on GitHub. Oct 2025: BTC 134%, ETH 137%, USDT 152%, USDC 127% — all above 100%. Source →
- ✓
Flexible withdrawal
Flexible Earn redemption is typically credited in real time (per the official Wealth FAQ). Note: newly subscribed flexible positions can be redeemed only from the day after purchase. Source →
- ✓
Insurance Fund
Shield Fund of public size (1000 BTC + 4000 ETH + 40M USDT, ~$400M+), audited, protects all users automatically. Source →
- ✓
Track record (2+ years incident-free)
Operating since 2018. In September 2024 a hot-wallet hack took about $44–52M; BingX froze withdrawals, pledged to cover the loss from its own reserves and resumed operations. In the two years since we found no hack, withdrawal freeze or loss of client funds, so it passes our two-year rule. On 13 October 2026 South Korea ordered its website blocked there, along with other exchanges not registered in the country — a market-access measure, not a freeze of client funds. Source 1 → Source 2 →
BTC rate history on BingX Earn
This rate has held for 101 days straight. Over the 120 days we have recorded it, BingX Earn changed it once — a rate you can actually plan around.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How BTC yields moved across exchanges
from 2026-05-25 to 2026-10-18
Among the 24 venues we have BTC history for, BingX Earn currently sits at #16 by rate — with 120 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
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How BTC earns on BingX Earn
When you deposit BTC into BingX Earn's earn product you receive 0.1 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. BingX Earn carries a YieldScope safety grade of A, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on BTC move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.