YieldCompare · head to head
BingX Earn vs Poloniex
Asset-by-asset comparison of rates and risk profiles
Short answer
BingX Earn is the safer of the two: it passes 5 of our five public safety checks, while Poloniex passes 3.
On rates, the highest advertised APY is 1.0 % at BingX Earn and 6.0 % at Poloniex. Base rates only, no promo tiers.
BingX Earn
Safety grade A
5 checks ✓ ✓ ✓ ✓ ✓
USDT 1.0 %
BTC 0.1 %
ETH 0.3 %
Top product USDT · 1.0 %
Products tracked 19
Coins tracked 19
Jurisdiction British Virgin Islands
Founded 2018
Min deposit $1
Open BingX Earn → 
Poloniex
Safety grade C
5 checks ✗ ✓ ✓ ✗ ✓
USDT 2.0 %
BTC 0.01 %
ETH 1.0 %
Top product ATOM · 6.0 %
Products tracked 42
Coins tracked 42
Jurisdiction Panama (governing law of Poloniex's user agreement, revised 1 April 2026)
Founded 2014
Min deposit $0
Open Poloniex → Coin by coin
Shared coins, side by side
| Asset | BingX Earn | Poloniex | Winner |
|---|---|---|---|
| USDC | 0.4 % | 3.0 % | ★ Poloniex |
| SOL | 0.3 % | 3.0 % | ★ Poloniex |
| USDT | 1.0 % | 2.0 % | ★ Poloniex |
| ETH | 0.3 % | 1.0 % | ★ Poloniex |
| ADA | 0.01 % | 1.0 % | ★ Poloniex |
| NEAR | 0.01 % | 1.0 % | ★ Poloniex |
| AVAX | 0.01 % | 0.25 % | ★ Poloniex |
| LINK | 0.01 % | 0.25 % | ★ Poloniex |
| LTC | 0.01 % | 0.25 % | ★ Poloniex |
| BTC | 0.1 % | 0.01 % | ★ BingX Earn |
| PEPE | 0.01 % | 0.1 % | ★ Poloniex |
| BCH | 0.01 % | 0.01 % | = Tie |
| BNB | 0.01 % | 0.01 % | = Tie |
| DOGE | 0.01 % | 0.01 % | = Tie |
| SHIB | 0.01 % | 0.01 % | = Tie |
| XRP | 0.01 % | 0.01 % | = Tie |
| ATOM | — | 6.0 % | ★ Poloniex |
| AXS | — | 5.0 % | ★ Poloniex |
| DOT | — | 4.5 % | ★ Poloniex |
| USDD | — | 4.0 % | ★ Poloniex |
| HTX | — | 4.0 % | ★ Poloniex |
| TRX | — | 3.0 % | ★ Poloniex |
| XTZ | — | 1.2 % | ★ Poloniex |
| TUSD | — | 1.0 % | ★ Poloniex |
| A | — | 1.0 % | ★ Poloniex |
| POL | — | 1.0 % | ★ Poloniex |
| BSV | — | 1.0 % | ★ Poloniex |
| NFT | — | 1.0 % | ★ Poloniex |
| BTT | — | 1.0 % | ★ Poloniex |
| FLR | — | 1.0 % | ★ Poloniex |
| LPT | — | 0.8 % | ★ Poloniex |
| FLOKI | — | 0.5 % | ★ Poloniex |
| DASH | — | 0.5 % | ★ Poloniex |
| JST | — | 0.5 % | ★ Poloniex |
| FIL | — | 0.4 % | ★ Poloniex |
| ZEC | — | 0.1 % | ★ Poloniex |
| WIN | — | 0.1 % | ★ Poloniex |
| SUI | 0.05 % | — | ★ BingX Earn |
| XEC | — | 0.02 % | ★ Poloniex |
| LUNC | — | 0.02 % | ★ Poloniex |
| KAS | 0.01 % | — | ★ BingX Earn |
| ONDO | 0.01 % | — | ★ BingX Earn |
| ETC | — | 0.01 % | ★ Poloniex |
| XMR | — | 0.01 % | ★ Poloniex |
| XLM | — | 0.01 % | ★ Poloniex |
Safety — check by check
| Check | A BingX Earn | C Poloniex |
|---|---|---|
| Regulation | ✓ | ✗ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✓ |
| Score | 5/5 · A | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.