YieldHow safe is BingX Earn,
really?
Instead of a vague 'trusted' badge, we grade BingX Earn on five concrete, checkable criteria — each with sources. Here's exactly how it scores.
Criterion by criterion, with sources
- ✓ Regulation
Registered with AUSTRAC (Australia), FCIS (Lithuania, moving under MiCA), FinCEN MSB (US), FINTRAC (Canada). No Tier-1 licenses (FCA/MAS/SEC). Source →
- ✓ Proof-of-Reserves
Monthly Merkle-tree PoR with an open-source verifier on GitHub. Oct 2025: BTC 134%, ETH 137%, USDT 152%, USDC 127% — all above 100%. Source →
- ✓ Flexible withdrawal
Flexible Earn redemption is typically credited in real time (per the official Wealth FAQ). Note: newly subscribed flexible positions can be redeemed only from the day after purchase. Source →
- ✓ Insurance Fund
Shield Fund of public size (1000 BTC + 4000 ETH + 40M USDT, ~$400M+), audited, protects all users automatically. Source →
- ✗ Track record (2+ years incident-free)
September 2024 hot-wallet hack of ~$44-52M (tactics resembling Lazarus). The exchange froze withdrawals, pledged compensation from reserves, and resumed operations. Some account-freeze complaints exist. Source →
Incidents we count
Known incidents
1- September 2024 Hot-wallet hack of ~$44-52M via multiple exploit addresses. Withdrawals frozen within ~1 hour; the exchange pledged full compensation from reserves and restored operations by October 2024. Source →
Current earn rates on BingX Earn
| USDT | 1.0 % | flexible |
| USDC | 0.4 % | flexible |
| ETH | 0.3 % | flexible |
| SOL | 0.3 % | flexible |
| BTC | 0.1 % | flexible |