Compare · head to head

Binance Earn vs Bybit Earn

Asset-by-asset comparison of rates and risk profiles

Short answer

Binance Earn is the safer of the two: it passes 4 of our five public safety checks, while Bybit Earn passes 3.

On rates, the highest advertised APY is 15.1 % at Binance Earn and 34 % at Bybit Earn. Base rates only, no promo tiers.

Binance Earn B VS

Bybit Earn C

Binance Earn

Safety grade B

5 checks ✗ ✓ ✓ ✓ ✓

USDT 2.43 %

BTC 0.02 %

ETH 1.19 %

Bybit Earn

Safety grade C

5 checks ✓ ✗ ✓ ✓ ✗

USDT 5.16 %

BTC 1.2 %

ETH 2.14 %

Shared coins, side by side

Binance Earn wins on 42 assets, Bybit Earn on 98, with 0 ties

Asset	Binance Earn	Bybit Earn	Winner
AXL	11.4 %	34 %	★ Bybit Earn
BERA	7.25 %	26.2 %	★ Bybit Earn
MET	7.41 %	20.1 %	★ Bybit Earn
WAL	14.6 %	18.8 %	★ Bybit Earn
KMNO	12.4 %	18.4 %	★ Bybit Earn
ALT	3.28 %	18.1 %	★ Bybit Earn
ATOM	2.12 %	17.3 %	★ Bybit Earn
MINA	2.86 %	15.6 %	★ Bybit Earn
GRAM	0.13 %	14.9 %	★ Bybit Earn
SAND	14.2 %	14 %	★ Binance Earn
CHIP	7.51 %	1.3 %	★ Binance Earn
W	2.74 %	7.34 %	★ Bybit Earn
SENT	0.92 %	6.83 %	★ Bybit Earn
MEGA	6.72 %	0.8 %	★ Binance Earn
USDC	1.99 %	6.62 %	★ Bybit Earn
NXPC	6.15 %	2.43 %	★ Binance Earn
VTHO	5.4 %	5.63 %	★ Bybit Earn
USDT	2.43 %	5.16 %	★ Bybit Earn
NEAR	0.26 %	4.66 %	★ Bybit Earn
SOL	2.22 %	4.5 %	★ Bybit Earn
KAIA	3.03 %	4.35 %	★ Bybit Earn
KAVA	4.0 %	0.8 %	★ Binance Earn
RED	3.9 %	1.24 %	★ Binance Earn
JST	3.8 %	3.04 %	★ Binance Earn
BAT	3.78 %	2.84 %	★ Binance Earn
USD1	3.47 %	0.5 %	★ Binance Earn
2Z	3.39 %	0.8 %	★ Binance Earn
NEXO	3.25 %	1.25 %	★ Binance Earn
DOT	0.08 %	2.88 %	★ Bybit Earn
TRX	2.85 %	2.29 %	★ Binance Earn
MANA	1.19 %	2.81 %	★ Bybit Earn
SNX	2.7 %	0.8 %	★ Binance Earn
IO	0.76 %	2.63 %	★ Bybit Earn
APT	0.16 %	2.56 %	★ Bybit Earn
CELO	1.77 %	2.45 %	★ Bybit Earn
ID	2.44 %	0.8 %	★ Binance Earn
QTUM	2.35 %	0.8 %	★ Binance Earn
MORPHO	2.3 %	1.2 %	★ Binance Earn
FF	2.21 %	0.8 %	★ Binance Earn
AERO	2.2 %	0.8 %	★ Binance Earn
ZAMA	2.16 %	0.8 %	★ Binance Earn
ETH	1.19 %	2.14 %	★ Bybit Earn
ADA	0.06 %	2.14 %	★ Bybit Earn
HYPE	0.01 %	2.11 %	★ Bybit Earn
NIGHT	2.02 %	0.8 %	★ Binance Earn
GMX	1.92 %	0.8 %	★ Binance Earn
MEME	1.92 %	0.8 %	★ Binance Earn
STRK	1.85 %	0.8 %	★ Binance Earn
ENJ	1.78 %	0.8 %	★ Binance Earn
SPK	1.77 %	0.8 %	★ Binance Earn
XTZ	1.75 %	0.93 %	★ Binance Earn
ZRX	1.74 %	0.8 %	★ Binance Earn
JASMY	0.55 %	1.61 %	★ Bybit Earn
STX	1.47 %	1.06 %	★ Binance Earn
KSM	1.42 %	1.29 %	★ Binance Earn
BCH	1.42 %	0.95 %	★ Binance Earn
TIA	1.34 %	0.8 %	★ Binance Earn
GPS	1.27 %	0.81 %	★ Binance Earn
SUN	1.27 %	0.8 %	★ Binance Earn
SUI	0.02 %	1.23 %	★ Bybit Earn
S	1.21 %	1.17 %	★ Binance Earn
BTC	0.02 %	1.2 %	★ Bybit Earn
SKY	1.17 %	0.8 %	★ Binance Earn
EGLD	1.12 %	0.8 %	★ Binance Earn
YFI	0.84 %	1.12 %	★ Bybit Earn
0G	1.09 %	0.8 %	★ Binance Earn
COMP	1.08 %	1.0 %	★ Binance Earn
CHZ	0.5 %	1.07 %	★ Bybit Earn
POL	1.05 %	0.8 %	★ Binance Earn
WIF	1.0 %	0.8 %	★ Binance Earn
BONK	0.54 %	1.0 %	★ Bybit Earn
TRUMP	0.51 %	1.0 %	★ Bybit Earn
XAUT	0.26 %	1.0 %	★ Bybit Earn
SEI	0.25 %	1.0 %	★ Bybit Earn
CRV	0.17 %	1.0 %	★ Bybit Earn
OP	0.14 %	1.0 %	★ Bybit Earn
AAVE	0.1 %	1.0 %	★ Bybit Earn
FIL	0.09 %	1.0 %	★ Bybit Earn
SHIB	0.01 %	1.0 %	★ Bybit Earn
1INCH	0.8 %	0.99 %	★ Bybit Earn
IMX	0.85 %	0.96 %	★ Bybit Earn
LINEA	0.92 %	0.8 %	★ Binance Earn
A	0.89 %	0.8 %	★ Binance Earn
RUNE	0.79 %	0.8 %	★ Bybit Earn
PLUME	0.73 %	0.8 %	★ Bybit Earn
VIRTUAL	0.73 %	0.8 %	★ Bybit Earn
XPL	0.7 %	0.8 %	★ Bybit Earn
ZRO	0.67 %	0.8 %	★ Bybit Earn
PENGU	0.66 %	0.8 %	★ Bybit Earn
PUMP	0.66 %	0.8 %	★ Bybit Earn
JUP	0.53 %	0.8 %	★ Bybit Earn
APE	0.51 %	0.8 %	★ Bybit Earn
ZK	0.5 %	0.8 %	★ Bybit Earn
HUMA	0.49 %	0.8 %	★ Bybit Earn
WLFI	0.48 %	0.8 %	★ Bybit Earn
AXS	0.47 %	0.8 %	★ Bybit Earn
FLOKI	0.42 %	0.8 %	★ Bybit Earn
JTO	0.39 %	0.8 %	★ Bybit Earn
ICP	0.37 %	0.8 %	★ Bybit Earn
FLOW	0.37 %	0.8 %	★ Bybit Earn
QNT	0.31 %	0.8 %	★ Bybit Earn
EIGEN	0.27 %	0.8 %	★ Bybit Earn
ENA	0.26 %	0.8 %	★ Bybit Earn
PYTH	0.26 %	0.8 %	★ Bybit Earn
SUSHI	0.26 %	0.8 %	★ Bybit Earn
GALA	0.24 %	0.8 %	★ Bybit Earn
FET	0.22 %	0.8 %	★ Bybit Earn
LTC	0.21 %	0.8 %	★ Bybit Earn
WLD	0.18 %	0.8 %	★ Bybit Earn
GRT	0.17 %	0.8 %	★ Bybit Earn
XLM	0.16 %	0.8 %	★ Bybit Earn
ARKM	0.16 %	0.8 %	★ Bybit Earn
AVAX	0.15 %	0.8 %	★ Bybit Earn
ZEN	0.15 %	0.8 %	★ Bybit Earn
ARB	0.14 %	0.8 %	★ Bybit Earn
ROSE	0.14 %	0.8 %	★ Bybit Earn
PENDLE	0.13 %	0.8 %	★ Bybit Earn
ORDI	0.12 %	0.8 %	★ Bybit Earn
TWT	0.12 %	0.8 %	★ Bybit Earn
RENDER	0.11 %	0.8 %	★ Bybit Earn
THETA	0.1 %	0.8 %	★ Bybit Earn
ENS	0.1 %	0.8 %	★ Bybit Earn
ETHFI	0.09 %	0.8 %	★ Bybit Earn
INJ	0.08 %	0.8 %	★ Bybit Earn
ALGO	0.08 %	0.8 %	★ Bybit Earn
BNB	0.07 %	0.8 %	★ Bybit Earn
ASTER	0.07 %	0.8 %	★ Bybit Earn
CAKE	0.06 %	0.8 %	★ Bybit Earn
LDO	0.04 %	0.8 %	★ Bybit Earn
VET	0.03 %	0.8 %	★ Bybit Earn
DYDX	0.03 %	0.8 %	★ Bybit Earn
HBAR	0.02 %	0.8 %	★ Bybit Earn
AR	0.01 %	0.8 %	★ Bybit Earn
LUNC	0.01 %	0.8 %	★ Bybit Earn
XRP	0.04 %	0.7 %	★ Bybit Earn
LINK	0.01 %	0.7 %	★ Bybit Earn
ONDO	0.21 %	0.6 %	★ Bybit Earn
PEPE	0.09 %	0.5 %	★ Bybit Earn
DOGE	0.06 %	0.5 %	★ Bybit Earn
UNI	0.26 %	0.4 %	★ Bybit Earn
ESP	15.1 %	—	★ Binance Earn
AMP	14.3 %	—	★ Binance Earn
ORCA	13.5 %	—	★ Binance Earn
T	10.9 %	—	★ Binance Earn
MON	—	10.4 %	★ Bybit Earn
TURBO	10.2 %	—	★ Binance Earn
DATA	—	9.56 %	★ Bybit Earn
BABY	9.3 %	—	★ Binance Earn
RE	8.73 %	—	★ Binance Earn
RLC	8.33 %	—	★ Binance Earn
PROM	8.02 %	—	★ Binance Earn
EDU	6.54 %	—	★ Binance Earn
RSR	6.42 %	—	★ Binance Earn
BANANAS31	6.27 %	—	★ Binance Earn
KITE	5.86 %	—	★ Binance Earn
TRB	4.71 %	—	★ Binance Earn
GLM	4.53 %	—	★ Binance Earn
RIF	4.37 %	—	★ Binance Earn
AWE	4.29 %	—	★ Binance Earn
NMR	3.97 %	—	★ Binance Earn
GNO	3.36 %	—	★ Binance Earn
FRAX	3.19 %	—	★ Binance Earn
KAITO	2.98 %	—	★ Binance Earn
ONT	2.97 %	—	★ Binance Earn
COW	2.83 %	—	★ Binance Earn
ONE	2.83 %	—	★ Binance Earn
XUSD	2.73 %	—	★ Binance Earn
POLYX	2.65 %	—	★ Binance Earn
DUSK	2.58 %	—	★ Binance Earn
SUPER	2.55 %	—	★ Binance Earn
ALLO	2.54 %	—	★ Binance Earn
ASTR	2.35 %	—	★ Binance Earn
CVX	2.27 %	—	★ Binance Earn
DCR	2.24 %	—	★ Binance Earn
TFUEL	2.01 %	—	★ Binance Earn
CKB	1.67 %	—	★ Binance Earn
TUSD	1.56 %	—	★ Binance Earn
MUBARAK	1.27 %	—	★ Binance Earn
SAFE	—	1.2 %	★ Bybit Earn
GAS	1.19 %	—	★ Binance Earn
DEXE	1.12 %	—	★ Binance Earn
AI	1.01 %	—	★ Binance Earn
ZETA	—	1.0 %	★ Bybit Earn
GENIUS	0.98 %	—	★ Binance Earn
VVV	—	0.98 %	★ Bybit Earn
SYRUP	0.92 %	—	★ Binance Earn
LPT	0.86 %	—	★ Binance Earn
ZIG	—	0.8 %	★ Bybit Earn
SKR	—	0.8 %	★ Bybit Earn
VELO	—	0.8 %	★ Bybit Earn
H	—	0.8 %	★ Bybit Earn
EDGE	—	0.8 %	★ Bybit Earn
CFG	—	0.8 %	★ Bybit Earn
LIT	—	0.8 %	★ Bybit Earn
HNT	—	0.8 %	★ Bybit Earn
BTT	—	0.8 %	★ Bybit Earn
MERL	—	0.8 %	★ Bybit Earn
SPX	—	0.8 %	★ Bybit Earn
XDC	—	0.8 %	★ Bybit Earn
DEEP	—	0.8 %	★ Bybit Earn
GRASS	—	0.8 %	★ Bybit Earn
KAS	—	0.8 %	★ Bybit Earn
ATH	—	0.8 %	★ Bybit Earn
FLR	—	0.8 %	★ Bybit Earn
SFP	0.78 %	—	★ Binance Earn
U	0.73 %	—	★ Binance Earn
RAY	0.69 %	—	★ Binance Earn
XVS	0.65 %	—	★ Binance Earn
XEC	0.64 %	—	★ Binance Earn
IOTA	0.62 %	—	★ Binance Earn
RLUSD	—	0.6 %	★ Bybit Earn
BIO	0.57 %	—	★ Binance Earn
ZEC	0.46 %	—	★ Binance Earn
DASH	0.44 %	—	★ Binance Earn
DGB	0.43 %	—	★ Binance Earn
FDUSD	0.37 %	—	★ Binance Earn
NEO	0.35 %	—	★ Binance Earn
MNT	—	0.3 %	★ Bybit Earn
TAO	0.21 %	—	★ Binance Earn
ETC	0.18 %	—	★ Binance Earn
HOT	0.17 %	—	★ Binance Earn
FORM	0.15 %	—	★ Binance Earn
USDS	0.12 %	—	★ Binance Earn
WIN	0.05 %	—	★ Binance Earn
CFX	0.03 %	—	★ Binance Earn
PAXG	0.02 %	—	★ Binance Earn
MARSCOIN	0.01 %	—	★ Binance Earn

Safety — check by check

Check	B Binance Earn	C Bybit Earn
Regulation	✗	✓
Proof-of-Reserves	✓	✗
Flexible withdrawal	✓	✓
Insurance Fund	✓	✓
Track record (2+ years incident-free)	✓	✗
Score	4/5 · B	3/5 · C

The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.