YieldCompare · head to head
StakeWise (osETH) vs Telegram Wallet
Asset-by-asset comparison of rates and risk profiles
Short answer
StakeWise (osETH) is the safer of the two: it passes 3 of our five public safety checks, while Telegram Wallet passes 1.
On rates, the highest advertised APY is 3.34 % at StakeWise (osETH) and 13.5 % at Telegram Wallet. Base rates only, no promo tiers.
StakeWise (osETH)
Safety grade C
5 checks ✗ ✓ ✓ ✓ ✗
USDT —
BTC —
ETH 3.34 %
Top product ETH · 3.34 %
Products tracked 1
Coins tracked 1
Jurisdiction Decentralized
Founded 2023
Min deposit $0
Open StakeWise (osETH) → 
Telegram Wallet
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT —
BTC 3.6 %
ETH 5.1 %
Top product GRAM · 13.5 %
Products tracked 5
Coins tracked 5
Jurisdiction Panama (TG Wallet Inc., built by The Open Platform)
Founded 2023
Min deposit $1
Open Telegram Wallet → Coin by coin
Shared coins, side by side
Safety — check by check
| Check | C StakeWise (osETH) | F Telegram Wallet |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 3/5 · C | 1/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.