YieldCompare · head to head
CoinEx Earn vs Telegram Wallet
Asset-by-asset comparison of rates and risk profiles
Short answer
CoinEx Earn is the safer of the two: it passes 2 of our five public safety checks, while Telegram Wallet passes 1.
On rates, the highest advertised APY is 159.2 % at CoinEx Earn and 13.5 % at Telegram Wallet. Base rates only, no promo tiers.
CoinEx Earn
Safety grade D
5 checks ✗ ✓ ✓ ✗ ✗
USDT 3.36 %
BTC 0.55 %
ETH 1.76 %
Top product WIF · 159.2 %
Products tracked 39
Coins tracked 39
Jurisdiction Hong Kong (ViaBTC Group)
Founded 2017
Min deposit $1
Open CoinEx Earn → 
Telegram Wallet
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT —
BTC 3.6 %
ETH 5.1 %
Top product GRAM · 13.5 %
Products tracked 5
Coins tracked 5
Jurisdiction Panama (TG Wallet Inc., built by The Open Platform)
Founded 2023
Min deposit $1
Open Telegram Wallet → Coin by coin
Shared coins, side by side
| Asset | CoinEx Earn | Telegram Wallet | Winner |
|---|---|---|---|
| GRAM | 13.3 % | 13.5 % | ★ Telegram Wallet |
| ETH | 1.76 % | 5.1 % | ★ Telegram Wallet |
| BTC | 0.55 % | 3.6 % | ★ Telegram Wallet |
| XAUT | 0.54 % | 3.05 % | ★ Telegram Wallet |
| WIF | 159.2 % | — | ★ CoinEx Earn |
| USDE | — | 4.0 % | ★ Telegram Wallet |
| USDT | 3.36 % | — | ★ CoinEx Earn |
| USDC | 3.09 % | — | ★ CoinEx Earn |
| TAO | 2.85 % | — | ★ CoinEx Earn |
| PEPE | 2.56 % | — | ★ CoinEx Earn |
| FLOKI | 2.22 % | — | ★ CoinEx Earn |
| CAKE | 2.08 % | — | ★ CoinEx Earn |
| NEAR | 1.11 % | — | ★ CoinEx Earn |
| XMR | 1.11 % | — | ★ CoinEx Earn |
| VET | 1.03 % | — | ★ CoinEx Earn |
| ADA | 0.72 % | — | ★ CoinEx Earn |
| APT | 0.68 % | — | ★ CoinEx Earn |
| POL | 0.53 % | — | ★ CoinEx Earn |
| SHIB | 0.47 % | — | ★ CoinEx Earn |
| BNB | 0.34 % | — | ★ CoinEx Earn |
| ICP | 0.32 % | — | ★ CoinEx Earn |
| ATOM | 0.28 % | — | ★ CoinEx Earn |
| LTC | 0.28 % | — | ★ CoinEx Earn |
| HBAR | 0.24 % | — | ★ CoinEx Earn |
| ONDO | 0.22 % | — | ★ CoinEx Earn |
| XRP | 0.22 % | — | ★ CoinEx Earn |
| HYPE | 0.2 % | — | ★ CoinEx Earn |
| TRX | 0.17 % | — | ★ CoinEx Earn |
| NOT | 0.14 % | — | ★ CoinEx Earn |
| DOT | 0.13 % | — | ★ CoinEx Earn |
| BCH | 0.12 % | — | ★ CoinEx Earn |
| AAVE | 0.1 % | — | ★ CoinEx Earn |
| AVAX | 0.09 % | — | ★ CoinEx Earn |
| SUI | 0.07 % | — | ★ CoinEx Earn |
| BSV | 0.06 % | — | ★ CoinEx Earn |
| DOGE | 0.06 % | — | ★ CoinEx Earn |
| FIL | 0.06 % | — | ★ CoinEx Earn |
| SOL | 0.04 % | — | ★ CoinEx Earn |
| XLM | 0.03 % | — | ★ CoinEx Earn |
| LINK | 0.02 % | — | ★ CoinEx Earn |
Safety — check by check
| Check | D CoinEx Earn | F Telegram Wallet |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 2/5 · D | 1/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.