YieldCompare · head to head
KuCoin vs Telegram Wallet
Asset-by-asset comparison of rates and risk profiles
Short answer
KuCoin is the safer of the two: it passes 2 of our five public safety checks, while Telegram Wallet passes 1.
On rates, the highest advertised APY is 5.0 % at KuCoin and 13.5 % at Telegram Wallet. Base rates only, no promo tiers.
KuCoin
Safety grade D
5 checks ✗ ✓ ✓ ✗ ✗
USDT 0.95 %
BTC —
ETH 0.13 %
Top product USDD · 5.0 %
Products tracked 58
Coins tracked 58
Jurisdiction Seychelles
Founded 2017
Min deposit $1
Open KuCoin → 
Telegram Wallet
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT —
BTC 3.6 %
ETH 5.1 %
Top product GRAM · 13.5 %
Products tracked 5
Coins tracked 5
Jurisdiction Panama (TG Wallet Inc., built by The Open Platform)
Founded 2023
Min deposit $1
Open Telegram Wallet → Coin by coin
Shared coins, side by side
| Asset | KuCoin | Telegram Wallet | Winner |
|---|---|---|---|
| ETH | 0.13 % | 5.1 % | ★ Telegram Wallet |
| USDE | 3.5 % | 4.0 % | ★ Telegram Wallet |
| GRAM | — | 13.5 % | ★ Telegram Wallet |
| USDD | 5.0 % | — | ★ KuCoin |
| BCH | 4.0 % | — | ★ KuCoin |
| KAITO | 4.0 % | — | ★ KuCoin |
| RE | 4.0 % | — | ★ KuCoin |
| BTC | — | 3.6 % | ★ Telegram Wallet |
| USDG | 3.1 % | — | ★ KuCoin |
| XAUT | — | 3.05 % | ★ Telegram Wallet |
| ZIL | 1.0 % | — | ★ KuCoin |
| USDT | 0.95 % | — | ★ KuCoin |
| PUMP | 0.88 % | — | ★ KuCoin |
| AXS | 0.5 % | — | ★ KuCoin |
| DGB | 0.5 % | — | ★ KuCoin |
| FLR | 0.5 % | — | ★ KuCoin |
| XMR | 0.5 % | — | ★ KuCoin |
| XTZ | 0.5 % | — | ★ KuCoin |
| CRV | 0.37 % | — | ★ KuCoin |
| USDC | 0.3 % | — | ★ KuCoin |
| KSM | 0.2 % | — | ★ KuCoin |
| SHIB | 0.19 % | — | ★ KuCoin |
| ZEC | 0.13 % | — | ★ KuCoin |
| CHZ | 0.12 % | — | ★ KuCoin |
| JASMY | 0.12 % | — | ★ KuCoin |
| DOT | 0.11 % | — | ★ KuCoin |
| ZRO | 0.1 % | — | ★ KuCoin |
| ICP | 0.09 % | — | ★ KuCoin |
| SOL | 0.08 % | — | ★ KuCoin |
| BNB | 0.07 % | — | ★ KuCoin |
| CHIP | 0.07 % | — | ★ KuCoin |
| TRUMP | 0.07 % | — | ★ KuCoin |
| WLD | 0.07 % | — | ★ KuCoin |
| APT | 0.06 % | — | ★ KuCoin |
| ATOM | 0.06 % | — | ★ KuCoin |
| GRT | 0.05 % | — | ★ KuCoin |
| AR | 0.04 % | — | ★ KuCoin |
| SAND | 0.04 % | — | ★ KuCoin |
| LTC | 0.03 % | — | ★ KuCoin |
| OP | 0.03 % | — | ★ KuCoin |
| W | 0.03 % | — | ★ KuCoin |
| ADA | 0.02 % | — | ★ KuCoin |
| APE | 0.02 % | — | ★ KuCoin |
| ARB | 0.02 % | — | ★ KuCoin |
| ATH | 0.02 % | — | ★ KuCoin |
| CAKE | 0.02 % | — | ★ KuCoin |
| DOGE | 0.02 % | — | ★ KuCoin |
| JUP | 0.02 % | — | ★ KuCoin |
| STRK | 0.02 % | — | ★ KuCoin |
| SUI | 0.02 % | — | ★ KuCoin |
| UNI | 0.02 % | — | ★ KuCoin |
| AVAX | 0.01 % | — | ★ KuCoin |
| BONK | 0.01 % | — | ★ KuCoin |
| CRO | 0.01 % | — | ★ KuCoin |
| LDO | 0.01 % | — | ★ KuCoin |
| LINK | 0.01 % | — | ★ KuCoin |
| NEAR | 0.01 % | — | ★ KuCoin |
| SEI | 0.01 % | — | ★ KuCoin |
| STX | 0.01 % | — | ★ KuCoin |
| TRX | 0.01 % | — | ★ KuCoin |
| XRP | 0.01 % | — | ★ KuCoin |
Safety — check by check
| Check | D KuCoin | F Telegram Wallet |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 2/5 · D | 1/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.