YieldCompare · head to head
Poloniex vs Telegram Wallet
Asset-by-asset comparison of rates and risk profiles
Short answer
Poloniex is the safer of the two: it passes 3 of our five public safety checks, while Telegram Wallet passes 1.
On rates, the highest advertised APY is 6.0 % at Poloniex and 11.8 % at Telegram Wallet. Base rates only, no promo tiers.
Poloniex
Safety grade C
5 checks ✗ ✓ ✓ ✗ ✓
USDT 2.0 %
BTC 0.01 %
ETH 1.0 %
Top product ATOM · 6.0 %
Products tracked 42
Coins tracked 42
Jurisdiction Panama (governing law of Poloniex's user agreement, revised 1 April 2026)
Founded 2014
Min deposit $0
Open Poloniex → 
Telegram Wallet
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT —
BTC —
ETH 2.31 %
Top product GRAM · 11.8 %
Products tracked 6
Coins tracked 6
Jurisdiction Panama (TG Wallet Inc., built by The Open Platform)
Founded 2023
Min deposit $1
Open Telegram Wallet → Coin by coin
Shared coins, side by side
| Asset | Poloniex | Telegram Wallet | Winner |
|---|---|---|---|
| SOL | 3.0 % | 4.88 % | ★ Telegram Wallet |
| TRX | 3.0 % | 3.35 % | ★ Telegram Wallet |
| ETH | 1.0 % | 2.31 % | ★ Telegram Wallet |
| GRAM | — | 11.8 % | ★ Telegram Wallet |
| MON | — | 10.9 % | ★ Telegram Wallet |
| ATOM | 6.0 % | — | ★ Poloniex |
| AXS | 5.0 % | — | ★ Poloniex |
| DOT | 4.5 % | — | ★ Poloniex |
| USDE | — | 4.13 % | ★ Telegram Wallet |
| USDD | 4.0 % | — | ★ Poloniex |
| HTX | 4.0 % | — | ★ Poloniex |
| USDC | 3.0 % | — | ★ Poloniex |
| USDT | 2.0 % | — | ★ Poloniex |
| XTZ | 1.2 % | — | ★ Poloniex |
| TUSD | 1.0 % | — | ★ Poloniex |
| ADA | 1.0 % | — | ★ Poloniex |
| A | 1.0 % | — | ★ Poloniex |
| POL | 1.0 % | — | ★ Poloniex |
| BSV | 1.0 % | — | ★ Poloniex |
| NEAR | 1.0 % | — | ★ Poloniex |
| NFT | 1.0 % | — | ★ Poloniex |
| BTT | 1.0 % | — | ★ Poloniex |
| FLR | 1.0 % | — | ★ Poloniex |
| LPT | 0.8 % | — | ★ Poloniex |
| FLOKI | 0.5 % | — | ★ Poloniex |
| DASH | 0.5 % | — | ★ Poloniex |
| JST | 0.5 % | — | ★ Poloniex |
| FIL | 0.4 % | — | ★ Poloniex |
| LTC | 0.25 % | — | ★ Poloniex |
| AVAX | 0.25 % | — | ★ Poloniex |
| LINK | 0.25 % | — | ★ Poloniex |
| ZEC | 0.1 % | — | ★ Poloniex |
| PEPE | 0.1 % | — | ★ Poloniex |
| WIN | 0.1 % | — | ★ Poloniex |
| XEC | 0.02 % | — | ★ Poloniex |
| LUNC | 0.02 % | — | ★ Poloniex |
| BTC | 0.01 % | — | ★ Poloniex |
| DOGE | 0.01 % | — | ★ Poloniex |
| XRP | 0.01 % | — | ★ Poloniex |
| ETC | 0.01 % | — | ★ Poloniex |
| XMR | 0.01 % | — | ★ Poloniex |
| XLM | 0.01 % | — | ★ Poloniex |
| SHIB | 0.01 % | — | ★ Poloniex |
| BCH | 0.01 % | — | ★ Poloniex |
| BNB | 0.01 % | — | ★ Poloniex |
Safety — check by check
| Check | C Poloniex | F Telegram Wallet |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✗ |
| Score | 3/5 · C | 1/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.