Yield
ETH on Telegram Wallet
Telegram Wallet pays 6.49 % APY on Ethereum (ETH) as a Flexible rate. On YieldScope Telegram Wallet carries a safety grade of F, scored across five risk criteria. Below: where ETH earns more — and where it earns safer.
WhiteBIT B Yield source: Exchange Earn
Where else ETH earns
Telegram Wallet pays 6.49 % on ETH. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Telegram Wallet (this page) | 6.49 % | Flexible | F |
 CoinDepo | 12 % | Flexible | F |
| WhiteBIT | 10.9 % | 🔒 30d lock | B |
 StakeWise (osETH) | 7.47 % | Earn | C |
 Nexo | 3.25 % | Flexible | C |
 Robinhood Crypto | 3.15 % | Earn | D |
Telegram Wallet is graded F. If safety matters more than a few extra basis points, Coinbase Earn earns ETH at a higher grade (A).
Why Telegram Wallet is graded F
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗ Regulation
The custodial wallet is operated by TG Wallet Inc. (Panama), built by The Open Platform — not by Telegram itself. No dedicated financial licence; in September 2024 the custodial Wallet was suspended for UK users pending FCA registration. Source →
- ✗ Proof-of-Reserves
No public proof-of-reserves for the custodial wallet. Custody mechanics are described, but reserves are not independently attested. Source →
- ✓ Flexible withdrawal
The 'Earn' products are flexible — funds can be withdrawn at any time. USDT deposit is free. Source 1 → Source 2 →
- ✗ Insurance Fund
No user-protection / insurance fund is disclosed (unlike Binance's SAFU or Bybit's fund). Source →
- ✗ Track record (2+ years incident-free)
The custodial Wallet has run since about 2023, reaching 100M+ Telegram users, with a HackerOne bug bounty — but it is young, offshore, and was suspended for UK users pending the FCA. Too short a record to pass. Source →
ETH rate history on Telegram Wallet
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How ETH yields moved across exchanges
from 2026-05-25 to 2026-07-17
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
Affiliate link · price for you doesn't change · we earn a commission from Telegram Wallet
How ETH earns on Telegram Wallet
When you deposit ETH into Telegram Wallet's earn product you receive 6.49 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Telegram Wallet carries a YieldScope safety grade of F, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on ETH move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.