YieldCompare · head to head
Bybit Earn vs WhiteBIT
Asset-by-asset comparison of rates and risk profiles
Short answer
WhiteBIT is the safer of the two: it passes 4 of our five public safety checks, while Bybit Earn passes 3.
On rates, the highest advertised APY is 34 % at Bybit Earn and 11.1 % at WhiteBIT. Base rates only, no promo tiers.
Bybit Earn
Safety grade C
5 checks ✓ ✗ ✓ ✓ ✗
USDT 5.16 %
BTC 1.2 %
ETH 2.14 %
Top product AXL · 34 %
Products tracked 164
Coins tracked 164
Jurisdiction Dubai (VARA)
Founded 2018
Min deposit $10
Open Bybit Earn → 
WhiteBIT
Safety grade B
5 checks ✓ ✓ ✓ ✗ ✓
USDT 11.1 %
BTC 10.4 %
ETH 10.4 %
Top product USDT · 11.1 %
Products tracked 80
Coins tracked 76
Jurisdiction Lithuania + Estonia VASP + EU MiCA (Austria)
Founded 2018
Min deposit $1
Open WhiteBIT → Coin by coin
Shared coins, side by side
| Asset | Bybit Earn | WhiteBIT | Winner |
|---|---|---|---|
| ATOM | 17.3 % | 10.4 % | ★ Bybit Earn |
| GRAM | 14.9 % | 1.85 % | ★ Bybit Earn |
| SAND | 14 % | 1.24 % | ★ Bybit Earn |
| NEAR | 4.66 % | 10.4 % | ★ WhiteBIT |
| SOL | 4.5 % | 10.4 % | ★ WhiteBIT |
| DOT | 2.88 % | 10.4 % | ★ WhiteBIT |
| TRX | 2.29 % | 10.4 % | ★ WhiteBIT |
| ADA | 2.14 % | 10.4 % | ★ WhiteBIT |
| OP | 1.0 % | 10.4 % | ★ WhiteBIT |
| SHIB | 1.0 % | 10.4 % | ★ WhiteBIT |
| BCH | 0.95 % | 10.4 % | ★ WhiteBIT |
| A | 0.8 % | 10.4 % | ★ WhiteBIT |
| POL | 0.8 % | 10.4 % | ★ WhiteBIT |
| APE | 0.8 % | 10.4 % | ★ WhiteBIT |
| XLM | 0.8 % | 10.4 % | ★ WhiteBIT |
| LTC | 0.8 % | 10.4 % | ★ WhiteBIT |
| ARB | 0.8 % | 10.4 % | ★ WhiteBIT |
| AVAX | 0.8 % | 10.4 % | ★ WhiteBIT |
| LINK | 0.7 % | 10.4 % | ★ WhiteBIT |
| XRP | 0.7 % | 10.4 % | ★ WhiteBIT |
| DOGE | 0.5 % | 10.4 % | ★ WhiteBIT |
| UNI | 0.4 % | 10.4 % | ★ WhiteBIT |
| W | 7.34 % | 1.85 % | ★ Bybit Earn |
| APT | 2.56 % | 6.68 % | ★ WhiteBIT |
| AXS | 0.8 % | 6.68 % | ★ WhiteBIT |
| ENA | 0.8 % | 6.68 % | ★ WhiteBIT |
| FLOKI | 0.8 % | 6.68 % | ★ WhiteBIT |
| JUP | 0.8 % | 6.68 % | ★ WhiteBIT |
| KAVA | 0.8 % | 6.68 % | ★ WhiteBIT |
| INJ | 0.8 % | 6.68 % | ★ WhiteBIT |
| USDC | 6.62 % | 2.06 % | ★ Bybit Earn |
| USDT | 5.16 % | 1.94 % | ★ Bybit Earn |
| MANA | 2.81 % | 5.15 % | ★ WhiteBIT |
| IO | 2.63 % | 5.15 % | ★ WhiteBIT |
| FLOW | 0.8 % | 5.15 % | ★ WhiteBIT |
| SEI | 1.0 % | 3.71 % | ★ WhiteBIT |
| FIL | 1.0 % | 3.71 % | ★ WhiteBIT |
| DYDX | 0.8 % | 3.71 % | ★ WhiteBIT |
| SUI | 1.23 % | 2.57 % | ★ WhiteBIT |
| SKY | 0.8 % | 2.57 % | ★ WhiteBIT |
| ETHFI | 0.8 % | 2.57 % | ★ WhiteBIT |
| STRK | 0.8 % | 2.57 % | ★ WhiteBIT |
| ICP | 0.8 % | 2.57 % | ★ WhiteBIT |
| GRT | 0.8 % | 2.57 % | ★ WhiteBIT |
| ETH | 2.14 % | 1.48 % | ★ Bybit Earn |
| S | 1.17 % | 1.85 % | ★ WhiteBIT |
| CHZ | 1.07 % | 1.85 % | ★ WhiteBIT |
| AAVE | 1.0 % | 1.85 % | ★ WhiteBIT |
| WLFI | 0.8 % | 1.85 % | ★ WhiteBIT |
| PUMP | 0.8 % | 1.85 % | ★ WhiteBIT |
| ZK | 0.8 % | 1.85 % | ★ WhiteBIT |
| HBAR | 0.8 % | 1.85 % | ★ WhiteBIT |
| JASMY | 1.61 % | 1.24 % | ★ Bybit Earn |
| BTC | 1.2 % | 1.38 % | ★ WhiteBIT |
| BONK | 1.0 % | 1.24 % | ★ WhiteBIT |
| CRV | 1.0 % | 1.24 % | ★ WhiteBIT |
| ZRO | 0.8 % | 1.24 % | ★ WhiteBIT |
| WIF | 0.8 % | 1.24 % | ★ WhiteBIT |
| SNX | 0.8 % | 1.24 % | ★ WhiteBIT |
| PENDLE | 0.8 % | 1.24 % | ★ WhiteBIT |
| ARKM | 0.8 % | 1.24 % | ★ WhiteBIT |
| THETA | 0.8 % | 1.24 % | ★ WhiteBIT |
| AR | 0.8 % | 1.24 % | ★ WhiteBIT |
| MEME | 0.8 % | 1.24 % | ★ WhiteBIT |
| GALA | 0.8 % | 1.24 % | ★ WhiteBIT |
| SUSHI | 0.8 % | 1.24 % | ★ WhiteBIT |
| ALGO | 0.8 % | 1.24 % | ★ WhiteBIT |
| LDO | 0.8 % | 1.24 % | ★ WhiteBIT |
| PEPE | 0.5 % | 1.24 % | ★ WhiteBIT |
| AXL | 34 % | — | ★ Bybit Earn |
| BERA | 26.2 % | — | ★ Bybit Earn |
| MET | 20.1 % | — | ★ Bybit Earn |
| WAL | 18.8 % | — | ★ Bybit Earn |
| KMNO | 18.4 % | — | ★ Bybit Earn |
| ALT | 18.1 % | — | ★ Bybit Earn |
| MINA | 15.6 % | — | ★ Bybit Earn |
| ETC | — | 10.4 % | ★ WhiteBIT |
| MON | 10.4 % | — | ★ Bybit Earn |
| DATA | 9.56 % | — | ★ Bybit Earn |
| SENT | 6.83 % | — | ★ Bybit Earn |
| ASTR | — | 6.68 % | ★ WhiteBIT |
| USDS | — | 6.68 % | ★ WhiteBIT |
| VTHO | 5.63 % | — | ★ Bybit Earn |
| TAO | — | 5.15 % | ★ WhiteBIT |
| ZEC | — | 5.15 % | ★ WhiteBIT |
| KAIA | 4.35 % | — | ★ Bybit Earn |
| JST | 3.04 % | — | ★ Bybit Earn |
| BAT | 2.84 % | — | ★ Bybit Earn |
| CELO | 2.45 % | — | ★ Bybit Earn |
| NXPC | 2.43 % | — | ★ Bybit Earn |
| HYPE | 2.11 % | — | ★ Bybit Earn |
| AI | — | 1.85 % | ★ WhiteBIT |
| CHIP | 1.3 % | — | ★ Bybit Earn |
| KSM | 1.29 % | — | ★ Bybit Earn |
| NEXO | 1.25 % | — | ★ Bybit Earn |
| RED | 1.24 % | — | ★ Bybit Earn |
| TRB | — | 1.24 % | ★ WhiteBIT |
| SAFE | 1.2 % | — | ★ Bybit Earn |
| MORPHO | 1.2 % | — | ★ Bybit Earn |
| YFI | 1.12 % | — | ★ Bybit Earn |
| STX | 1.06 % | — | ★ Bybit Earn |
| XAUT | 1.0 % | — | ★ Bybit Earn |
| TRUMP | 1.0 % | — | ★ Bybit Earn |
| ZETA | 1.0 % | — | ★ Bybit Earn |
| COMP | 1.0 % | — | ★ Bybit Earn |
| 1INCH | 0.99 % | — | ★ Bybit Earn |
| VVV | 0.98 % | — | ★ Bybit Earn |
| IMX | 0.96 % | — | ★ Bybit Earn |
| XTZ | 0.93 % | — | ★ Bybit Earn |
| GPS | 0.81 % | — | ★ Bybit Earn |
| ZIG | 0.8 % | — | ★ Bybit Earn |
| SKR | 0.8 % | — | ★ Bybit Earn |
| VELO | 0.8 % | — | ★ Bybit Earn |
| H | 0.8 % | — | ★ Bybit Earn |
| FF | 0.8 % | — | ★ Bybit Earn |
| EDGE | 0.8 % | — | ★ Bybit Earn |
| QTUM | 0.8 % | — | ★ Bybit Earn |
| MEGA | 0.8 % | — | ★ Bybit Earn |
| CFG | 0.8 % | — | ★ Bybit Earn |
| LIT | 0.8 % | — | ★ Bybit Earn |
| ZAMA | 0.8 % | — | ★ Bybit Earn |
| 2Z | 0.8 % | — | ★ Bybit Earn |
| NIGHT | 0.8 % | — | ★ Bybit Earn |
| SUN | 0.8 % | — | ★ Bybit Earn |
| HNT | 0.8 % | — | ★ Bybit Earn |
| LINEA | 0.8 % | — | ★ Bybit Earn |
| XPL | 0.8 % | — | ★ Bybit Earn |
| ASTER | 0.8 % | — | ★ Bybit Earn |
| 0G | 0.8 % | — | ★ Bybit Earn |
| FET | 0.8 % | — | ★ Bybit Earn |
| BTT | 0.8 % | — | ★ Bybit Earn |
| AERO | 0.8 % | — | ★ Bybit Earn |
| SPK | 0.8 % | — | ★ Bybit Earn |
| MERL | 0.8 % | — | ★ Bybit Earn |
| HUMA | 0.8 % | — | ★ Bybit Earn |
| VET | 0.8 % | — | ★ Bybit Earn |
| SPX | 0.8 % | — | ★ Bybit Earn |
| XDC | 0.8 % | — | ★ Bybit Earn |
| DEEP | 0.8 % | — | ★ Bybit Earn |
| PLUME | 0.8 % | — | ★ Bybit Earn |
| GRASS | 0.8 % | — | ★ Bybit Earn |
| VIRTUAL | 0.8 % | — | ★ Bybit Earn |
| PENGU | 0.8 % | — | ★ Bybit Earn |
| KAS | 0.8 % | — | ★ Bybit Earn |
| EIGEN | 0.8 % | — | ★ Bybit Earn |
| RENDER | 0.8 % | — | ★ Bybit Earn |
| ZEN | 0.8 % | — | ★ Bybit Earn |
| ATH | 0.8 % | — | ★ Bybit Earn |
| ENJ | 0.8 % | — | ★ Bybit Earn |
| FLR | 0.8 % | — | ★ Bybit Earn |
| RUNE | 0.8 % | — | ★ Bybit Earn |
| ID | 0.8 % | — | ★ Bybit Earn |
| ENS | 0.8 % | — | ★ Bybit Earn |
| TWT | 0.8 % | — | ★ Bybit Earn |
| GMX | 0.8 % | — | ★ Bybit Earn |
| JTO | 0.8 % | — | ★ Bybit Earn |
| CAKE | 0.8 % | — | ★ Bybit Earn |
| ROSE | 0.8 % | — | ★ Bybit Earn |
| PYTH | 0.8 % | — | ★ Bybit Earn |
| QNT | 0.8 % | — | ★ Bybit Earn |
| ORDI | 0.8 % | — | ★ Bybit Earn |
| LUNC | 0.8 % | — | ★ Bybit Earn |
| ZRX | 0.8 % | — | ★ Bybit Earn |
| EGLD | 0.8 % | — | ★ Bybit Earn |
| TIA | 0.8 % | — | ★ Bybit Earn |
| WLD | 0.8 % | — | ★ Bybit Earn |
| BNB | 0.8 % | — | ★ Bybit Earn |
| RLUSD | 0.6 % | — | ★ Bybit Earn |
| ONDO | 0.6 % | — | ★ Bybit Earn |
| USD1 | 0.5 % | — | ★ Bybit Earn |
| MNT | 0.3 % | — | ★ Bybit Earn |
Safety — check by check
| Check | C Bybit Earn | B WhiteBIT |
|---|---|---|
| Regulation | ✓ | ✓ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✓ |
| Score | 3/5 · C | 4/5 · B |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.