YieldCompare · head to head
KuCoin vs WhiteBIT
Asset-by-asset comparison of rates and risk profiles
Short answer
WhiteBIT is the safer of the two: it passes 4 of our five public safety checks, while KuCoin passes 2.
On rates, the highest advertised APY is 5.0 % at KuCoin and 11.1 % at WhiteBIT. Base rates only, no promo tiers.
KuCoin
Safety grade D
5 checks ✗ ✓ ✓ ✗ ✗
USDT 0.95 %
BTC —
ETH 0.13 %
Top product USDD · 5.0 %
Products tracked 58
Coins tracked 58
Jurisdiction Seychelles
Founded 2017
Min deposit $1
Open KuCoin → 
WhiteBIT
Safety grade B
5 checks ✓ ✓ ✓ ✗ ✓
USDT 11.1 %
BTC 10.4 %
ETH 10.4 %
Top product USDT · 11.1 %
Products tracked 82
Coins tracked 78
Jurisdiction Lithuania + Estonia VASP + EU MiCA (Austria)
Founded 2018
Min deposit $1
Open WhiteBIT → Coin by coin
Shared coins, side by side
| Asset | KuCoin | WhiteBIT | Winner |
|---|---|---|---|
| USDT | 0.95 % | 11.1 % | ★ WhiteBIT |
| BCH | 4.0 % | 10.4 % | ★ WhiteBIT |
| USDC | 0.3 % | 10.4 % | ★ WhiteBIT |
| SHIB | 0.19 % | 10.4 % | ★ WhiteBIT |
| ETH | 0.13 % | 10.4 % | ★ WhiteBIT |
| DOT | 0.11 % | 10.4 % | ★ WhiteBIT |
| SOL | 0.08 % | 10.4 % | ★ WhiteBIT |
| ATOM | 0.06 % | 10.4 % | ★ WhiteBIT |
| LTC | 0.03 % | 10.4 % | ★ WhiteBIT |
| OP | 0.03 % | 10.4 % | ★ WhiteBIT |
| ADA | 0.02 % | 10.4 % | ★ WhiteBIT |
| APE | 0.02 % | 10.4 % | ★ WhiteBIT |
| ARB | 0.02 % | 10.4 % | ★ WhiteBIT |
| DOGE | 0.02 % | 10.4 % | ★ WhiteBIT |
| UNI | 0.02 % | 10.4 % | ★ WhiteBIT |
| AVAX | 0.01 % | 10.4 % | ★ WhiteBIT |
| LINK | 0.01 % | 10.4 % | ★ WhiteBIT |
| NEAR | 0.01 % | 10.4 % | ★ WhiteBIT |
| TRX | 0.01 % | 10.4 % | ★ WhiteBIT |
| XRP | 0.01 % | 10.4 % | ★ WhiteBIT |
| AXS | 0.5 % | 6.68 % | ★ WhiteBIT |
| APT | 0.06 % | 6.68 % | ★ WhiteBIT |
| JUP | 0.02 % | 6.68 % | ★ WhiteBIT |
| ZEC | 0.13 % | 5.15 % | ★ WhiteBIT |
| SEI | 0.01 % | 3.71 % | ★ WhiteBIT |
| ICP | 0.09 % | 2.57 % | ★ WhiteBIT |
| GRT | 0.05 % | 2.57 % | ★ WhiteBIT |
| STRK | 0.02 % | 2.57 % | ★ WhiteBIT |
| SUI | 0.02 % | 2.57 % | ★ WhiteBIT |
| PUMP | 0.88 % | 1.85 % | ★ WhiteBIT |
| CHZ | 0.12 % | 1.85 % | ★ WhiteBIT |
| W | 0.03 % | 1.85 % | ★ WhiteBIT |
| CRV | 0.37 % | 1.24 % | ★ WhiteBIT |
| JASMY | 0.12 % | 1.24 % | ★ WhiteBIT |
| ZRO | 0.1 % | 1.24 % | ★ WhiteBIT |
| AR | 0.04 % | 1.24 % | ★ WhiteBIT |
| SAND | 0.04 % | 1.24 % | ★ WhiteBIT |
| BONK | 0.01 % | 1.24 % | ★ WhiteBIT |
| LDO | 0.01 % | 1.24 % | ★ WhiteBIT |
| BTC | — | 10.4 % | ★ WhiteBIT |
| XLM | — | 10.4 % | ★ WhiteBIT |
| POL | — | 10.4 % | ★ WhiteBIT |
| ETC | — | 10.4 % | ★ WhiteBIT |
| A | — | 10.4 % | ★ WhiteBIT |
| ASTR | — | 6.68 % | ★ WhiteBIT |
| ENA | — | 6.68 % | ★ WhiteBIT |
| INJ | — | 6.68 % | ★ WhiteBIT |
| FLOKI | — | 6.68 % | ★ WhiteBIT |
| KAVA | — | 6.68 % | ★ WhiteBIT |
| USDS | — | 6.68 % | ★ WhiteBIT |
| MANA | — | 5.15 % | ★ WhiteBIT |
| TAO | — | 5.15 % | ★ WhiteBIT |
| IO | — | 5.15 % | ★ WhiteBIT |
| USDD | 5.0 % | — | ★ KuCoin |
| KAITO | 4.0 % | — | ★ KuCoin |
| RE | 4.0 % | — | ★ KuCoin |
| FIL | — | 3.71 % | ★ WhiteBIT |
| DYDX | — | 3.71 % | ★ WhiteBIT |
| USDE | 3.5 % | — | ★ KuCoin |
| USDG | 3.1 % | — | ★ KuCoin |
| ETHFI | — | 2.57 % | ★ WhiteBIT |
| NOT | — | 2.57 % | ★ WhiteBIT |
| ZETA | — | 2.57 % | ★ WhiteBIT |
| SKY | — | 2.57 % | ★ WhiteBIT |
| ZK | — | 1.85 % | ★ WhiteBIT |
| HBAR | — | 1.85 % | ★ WhiteBIT |
| AAVE | — | 1.85 % | ★ WhiteBIT |
| BOME | — | 1.85 % | ★ WhiteBIT |
| S | — | 1.85 % | ★ WhiteBIT |
| WLFI | — | 1.85 % | ★ WhiteBIT |
| GRAM | — | 1.85 % | ★ WhiteBIT |
| TRB | — | 1.24 % | ★ WhiteBIT |
| ARKM | — | 1.24 % | ★ WhiteBIT |
| SUSHI | — | 1.24 % | ★ WhiteBIT |
| SNX | — | 1.24 % | ★ WhiteBIT |
| THETA | — | 1.24 % | ★ WhiteBIT |
| PENDLE | — | 1.24 % | ★ WhiteBIT |
| ALGO | — | 1.24 % | ★ WhiteBIT |
| RUNE | — | 1.24 % | ★ WhiteBIT |
| GALA | — | 1.24 % | ★ WhiteBIT |
| MEME | — | 1.24 % | ★ WhiteBIT |
| WIF | — | 1.24 % | ★ WhiteBIT |
| PEPE | — | 1.24 % | ★ WhiteBIT |
| ZIL | 1.0 % | — | ★ KuCoin |
| DGB | 0.5 % | — | ★ KuCoin |
| FLR | 0.5 % | — | ★ KuCoin |
| XMR | 0.5 % | — | ★ KuCoin |
| XTZ | 0.5 % | — | ★ KuCoin |
| KSM | 0.2 % | — | ★ KuCoin |
| BNB | 0.07 % | — | ★ KuCoin |
| CHIP | 0.07 % | — | ★ KuCoin |
| TRUMP | 0.07 % | — | ★ KuCoin |
| WLD | 0.07 % | — | ★ KuCoin |
| ATH | 0.02 % | — | ★ KuCoin |
| CAKE | 0.02 % | — | ★ KuCoin |
| CRO | 0.01 % | — | ★ KuCoin |
| STX | 0.01 % | — | ★ KuCoin |
Safety — check by check
| Check | D KuCoin | B WhiteBIT |
|---|---|---|
| Regulation | ✗ | ✓ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✓ |
| Score | 2/5 · D | 4/5 · B |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.