YieldCompare · head to head
Poloniex vs Toobit
Asset-by-asset comparison of rates and risk profiles
Short answer
Neither is safer on our checks — Poloniex and Toobit both pass 3 of five.
On rates, the highest advertised APY is 6.0 % at Poloniex and 12 % at Toobit. Base rates only, no promo tiers.
Poloniex
Safety grade C
5 checks ✗ ✓ ✓ ✗ ✓
USDT 2.0 %
BTC 0.01 %
ETH 1.0 %
Top product ATOM · 6.0 %
Products tracked 42
Coins tracked 42
Jurisdiction Panama (governing law of Poloniex's user agreement, revised 1 April 2026)
Founded 2014
Min deposit $0
Open Poloniex → 
Toobit
Safety grade C
5 checks ✗ ✓ ✓ ✗ ✓
USDT 3.1 %
BTC 0.15 %
ETH 1.5 %
Top product KITE · 12 %
Products tracked 41
Coins tracked 41
Jurisdiction Cayman Islands; EU clients contract with Elyndret Sp. z o.o. (Poland)
Founded 2022
Min deposit $0
Open Toobit → Coin by coin
Shared coins, side by side
| Asset | Poloniex | Toobit | Winner |
|---|---|---|---|
| ATOM | 6.0 % | 3.0 % | ★ Poloniex |
| DOT | 4.5 % | 2.0 % | ★ Poloniex |
| TRX | 3.0 % | 4.0 % | ★ Toobit |
| USDT | 2.0 % | 3.1 % | ★ Toobit |
| USDC | 3.0 % | 2.5 % | ★ Poloniex |
| SOL | 3.0 % | 3.0 % | = Tie |
| NEAR | 1.0 % | 3.0 % | ★ Toobit |
| ADA | 1.0 % | 2.0 % | ★ Toobit |
| POL | 1.0 % | 2.0 % | ★ Toobit |
| AVAX | 0.25 % | 2.0 % | ★ Toobit |
| ETH | 1.0 % | 1.5 % | ★ Toobit |
| LTC | 0.25 % | 1.1 % | ★ Toobit |
| BNB | 0.01 % | 1.0 % | ★ Toobit |
| PEPE | 0.1 % | 0.5 % | ★ Toobit |
| DOGE | 0.01 % | 0.5 % | ★ Toobit |
| XRP | 0.01 % | 0.5 % | ★ Toobit |
| LINK | 0.25 % | 0.4 % | ★ Toobit |
| ETC | 0.01 % | 0.35 % | ★ Toobit |
| SHIB | 0.01 % | 0.2 % | ★ Toobit |
| BTC | 0.01 % | 0.15 % | ★ Toobit |
| KITE | — | 12 % | ★ Toobit |
| AXS | 5.0 % | — | ★ Poloniex |
| ZAMA | — | 5.0 % | ★ Toobit |
| USDD | 4.0 % | — | ★ Poloniex |
| HTX | 4.0 % | — | ★ Poloniex |
| TRUMP | — | 4.0 % | ★ Toobit |
| BONK | — | 3.0 % | ★ Toobit |
| CAKE | — | 3.0 % | ★ Toobit |
| COAI | — | 3.0 % | ★ Toobit |
| APT | — | 2.2 % | ★ Toobit |
| CRV | — | 2.1 % | ★ Toobit |
| XAUT | — | 2.0 % | ★ Toobit |
| GRAM | — | 1.5 % | ★ Toobit |
| WLFI | — | 1.5 % | ★ Toobit |
| XPL | — | 1.5 % | ★ Toobit |
| XTZ | 1.2 % | — | ★ Poloniex |
| SUI | — | 1.2 % | ★ Toobit |
| ASTER | — | 1.1 % | ★ Toobit |
| TUSD | 1.0 % | — | ★ Poloniex |
| A | 1.0 % | — | ★ Poloniex |
| BSV | 1.0 % | — | ★ Poloniex |
| NFT | 1.0 % | — | ★ Poloniex |
| BTT | 1.0 % | — | ★ Poloniex |
| FLR | 1.0 % | — | ★ Poloniex |
| PAXG | — | 1.0 % | ★ Toobit |
| UNI | — | 1.0 % | ★ Toobit |
| LPT | 0.8 % | — | ★ Poloniex |
| HBAR | — | 0.6 % | ★ Toobit |
| OP | — | 0.6 % | ★ Toobit |
| SAND | — | 0.6 % | ★ Toobit |
| FLOKI | 0.5 % | — | ★ Poloniex |
| DASH | 0.5 % | — | ★ Poloniex |
| JST | 0.5 % | — | ★ Poloniex |
| ONDO | — | 0.5 % | ★ Toobit |
| FIL | 0.4 % | — | ★ Poloniex |
| ARB | — | 0.26 % | ★ Toobit |
| ZEC | 0.1 % | — | ★ Poloniex |
| WIN | 0.1 % | — | ★ Poloniex |
| XEC | 0.02 % | — | ★ Poloniex |
| LUNC | 0.02 % | — | ★ Poloniex |
| XMR | 0.01 % | — | ★ Poloniex |
| XLM | 0.01 % | — | ★ Poloniex |
| BCH | 0.01 % | — | ★ Poloniex |
Safety — check by check
| Check | C Poloniex | C Toobit |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✓ |
| Score | 3/5 · C | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.