YieldCompare · head to head
Lune.fi vs Poloniex
Asset-by-asset comparison of rates and risk profiles
Short answer
Poloniex is the safer of the two: it passes 3 of our five public safety checks, while Lune.fi passes 1.
On rates, the highest advertised APY is 29.5 % at Lune.fi and 6.0 % at Poloniex. Base rates only, no promo tiers.
Lune.fi
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT 29.5 %
BTC 21.5 %
ETH 21.5 %
Top product USDC · 29.5 %
Products tracked 8
Coins tracked 4
Jurisdiction Seychelles (Lune International Holdings LTD, IBC 250439 — claimed by the venue, not publicly verifiable)
Founded 2021
Min deposit $10
Open Lune.fi → 
Poloniex
Safety grade C
5 checks ✗ ✓ ✓ ✗ ✓
USDT 2.0 %
BTC 0.01 %
ETH 1.0 %
Top product ATOM · 6.0 %
Products tracked 42
Coins tracked 42
Jurisdiction Panama (governing law of Poloniex's user agreement, revised 1 April 2026)
Founded 2014
Min deposit $0
Open Poloniex → Coin by coin
Shared coins, side by side
| Asset | Lune.fi | Poloniex | Winner |
|---|---|---|---|
| USDC | 18 % | 3.0 % | ★ Lune.fi |
| USDT | 18 % | 2.0 % | ★ Lune.fi |
| BTC | 14 % | 0.01 % | ★ Lune.fi |
| ETH | 14 % | 1.0 % | ★ Lune.fi |
| ATOM | — | 6.0 % | ★ Poloniex |
| AXS | — | 5.0 % | ★ Poloniex |
| DOT | — | 4.5 % | ★ Poloniex |
| USDD | — | 4.0 % | ★ Poloniex |
| HTX | — | 4.0 % | ★ Poloniex |
| TRX | — | 3.0 % | ★ Poloniex |
| SOL | — | 3.0 % | ★ Poloniex |
| XTZ | — | 1.2 % | ★ Poloniex |
| TUSD | — | 1.0 % | ★ Poloniex |
| ADA | — | 1.0 % | ★ Poloniex |
| A | — | 1.0 % | ★ Poloniex |
| POL | — | 1.0 % | ★ Poloniex |
| BSV | — | 1.0 % | ★ Poloniex |
| NEAR | — | 1.0 % | ★ Poloniex |
| NFT | — | 1.0 % | ★ Poloniex |
| BTT | — | 1.0 % | ★ Poloniex |
| FLR | — | 1.0 % | ★ Poloniex |
| LPT | — | 0.8 % | ★ Poloniex |
| FLOKI | — | 0.5 % | ★ Poloniex |
| DASH | — | 0.5 % | ★ Poloniex |
| JST | — | 0.5 % | ★ Poloniex |
| FIL | — | 0.4 % | ★ Poloniex |
| LTC | — | 0.25 % | ★ Poloniex |
| AVAX | — | 0.25 % | ★ Poloniex |
| LINK | — | 0.25 % | ★ Poloniex |
| ZEC | — | 0.1 % | ★ Poloniex |
| PEPE | — | 0.1 % | ★ Poloniex |
| WIN | — | 0.1 % | ★ Poloniex |
| XEC | — | 0.02 % | ★ Poloniex |
| LUNC | — | 0.02 % | ★ Poloniex |
| DOGE | — | 0.01 % | ★ Poloniex |
| XRP | — | 0.01 % | ★ Poloniex |
| ETC | — | 0.01 % | ★ Poloniex |
| XMR | — | 0.01 % | ★ Poloniex |
| XLM | — | 0.01 % | ★ Poloniex |
| SHIB | — | 0.01 % | ★ Poloniex |
| BCH | — | 0.01 % | ★ Poloniex |
| BNB | — | 0.01 % | ★ Poloniex |
Safety — check by check
| Check | F Lune.fi | C Poloniex |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✓ |
| Score | 1/5 · F | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.