YieldCompare · head to head
Lido vs Nebeus
Asset-by-asset comparison of rates and risk profiles
Short answer
Lido is the safer of the two: it passes 4 of our five public safety checks, while Nebeus passes 2.
On rates, the highest advertised APY is 2.2 % at Lido and 12 % at Nebeus. Base rates only, no promo tiers.
Lido
Safety grade B
5 checks ✗ ✓ ✓ ✓ ✓
USDT —
BTC —
ETH 2.2 %
Top product ETH · 2.2 %
Products tracked 1
Coins tracked 1
Jurisdiction Decentralized (Lido DAO)
Founded 2020
Min deposit $0
Open Lido → 
Nebeus
Safety grade D
5 checks ✓ ✗ ✗ ✗ ✓
USDT —
BTC 3.5 %
ETH 3.5 %
Top product USDC · 12 %
Products tracked 8
Coins tracked 6
Jurisdiction Spain (Rintral Trading SL, Barcelona)
Founded 2014
Min deposit $50
Open Nebeus → Safety — check by check
| Check | B Lido | D Nebeus |
|---|---|---|
| Regulation | ✗ | ✓ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✗ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✓ |
| Score | 4/5 · B | 2/5 · D |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.