Nebeus
Is Nebeus safe? It scores D on our five safety checks, passing 2 of 5 — Regulation, Track record (2+ years incident-free); not passed: Proof-of-Reserves, Flexible withdrawal, Insurance Fund. Every check below cites the evidence behind it and links its source. See how it ranks against the other 42 venues we grade →
Why this grade
- ✓
Regulation
Genuinely regulated — VASP registration with Banco de España (July 2022, no. D664, entity Rintral Trading SL) and a MiCA CASP authorisation from CNMV (July 3, 2026) passported across 30 EEA countries. Source 1 → Source 2 →
- ✗
Proof-of-Reserves
No independent proof-of-reserves or reserve audit — no public PoR reports or on-chain dashboards exist. The only public claim is BitGo/Lloyd's custody insurance, which proves nothing about reserves. Source →
- ✗
Flexible withdrawal
The earning "renting" tiers (except the low-yield Sprout) require 1–4 month locks. Trustpilot also carries recurring complaints about withdrawal delays of up to 6 weeks and account freezes pending AML checks. Source 1 → Source 2 →
- ✗
Insurance Fund
The advertised $250M via Lloyd's is BitGo cold-custody insurance (hacks, key theft), NOT deposit insurance. Worse, it is unclear whether it covers funds in renting at all, since those are deployed as liquidity rather than held in BitGo custody. Source →
- ✓
Track record (2+ years incident-free)
Operating since 2014 — one of Europe's oldest surviving crypto fintechs; made it through the 2022 CeFi crisis with no public defaults. Caveats — a 2023 reputational episode around dubious reviews and a steady stream of support complaints. Source 1 → Source 2 →
Incidents we count
Known incidents
No known incidents in the past 2 years
All Nebeus products
Yield products
as of Sep 26, 2026| Product | Rate | Type | Lock | |
|---|---|---|---|---|
| USDC | 12 % | locked | 120 days | Open Nebeus → |
| USDC | 9.0 % | locked | 30 days | Open Nebeus → |
| BCH | 4.5 % | locked | 120 days | Open Nebeus → |
| ALGO | 4.5 % | locked | 120 days | Open Nebeus → |
| 1INCH | 4.5 % | locked | 120 days | Open Nebeus → |
| USDC | 4.0 % | flexible | — | Open Nebeus → |
| BTC | 3.5 % | locked | 30 days | Open Nebeus → |
| ETH | 3.5 % | locked | 30 days | Open Nebeus → |
What would Nebeus pay you?
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
How yields have moved
Source: daily snapshots via exchange API · accumulating since YieldScope launch
Paid placement · price for you doesn't change · we earn a share per click via the Bitcompare ad network
Compare Nebeus with others
Asset-by-asset rates and risk grades
Frequently asked questions
Is Nebeus safe?
Is Nebeus legit or a scam?
What are the rates on Nebeus?
Can I withdraw quickly from Nebeus?
What is the minimum deposit on Nebeus?
Do you work at Nebeus? The grade above is ours and is not for sale, but the right of reply is. Buy a page and write your own side →