YieldCompare · head to head
LBank vs Poloniex
Asset-by-asset comparison of rates and risk profiles
Short answer
Poloniex is the safer of the two: it passes 3 of our five public safety checks, while LBank passes 2.
On rates, the highest advertised APY is 9.0 % at LBank and 6.0 % at Poloniex. Base rates only, no promo tiers.
LBank
Safety grade D
5 checks ✗ ✗ ✓ ✗ ✓
USDT 2.9 %
BTC 0.15 %
ETH 1.4 %
Top product TRX · 9.0 %
Products tracked 18
Coins tracked 18
Jurisdiction British Virgin Islands (governing law of LBank's user agreement)
Founded 2015
Min deposit $0
Open LBank → 
Poloniex
Safety grade C
5 checks ✗ ✓ ✓ ✗ ✓
USDT 2.0 %
BTC 0.01 %
ETH 1.0 %
Top product ATOM · 6.0 %
Products tracked 42
Coins tracked 42
Jurisdiction Panama (governing law of Poloniex's user agreement, revised 1 April 2026)
Founded 2014
Min deposit $0
Open Poloniex → Coin by coin
Shared coins, side by side
| Asset | LBank | Poloniex | Winner |
|---|---|---|---|
| TRX | 9.0 % | 3.0 % | ★ LBank |
| USDD | 5.0 % | 4.0 % | ★ LBank |
| SOL | 3.0 % | 3.0 % | = Tie |
| USDC | 2.9 % | 3.0 % | ★ Poloniex |
| USDT | 2.9 % | 2.0 % | ★ LBank |
| AVAX | 2.5 % | 0.25 % | ★ LBank |
| NEAR | 2.0 % | 1.0 % | ★ LBank |
| POL | 1.5 % | 1.0 % | ★ LBank |
| ETH | 1.4 % | 1.0 % | ★ LBank |
| ADA | 1.3 % | 1.0 % | ★ LBank |
| ZEC | 1.0 % | 0.1 % | ★ LBank |
| BTC | 0.15 % | 0.01 % | ★ LBank |
| ATOM | — | 6.0 % | ★ Poloniex |
| AXS | — | 5.0 % | ★ Poloniex |
| DOT | — | 4.5 % | ★ Poloniex |
| HTX | — | 4.0 % | ★ Poloniex |
| GRAM | 3.0 % | — | ★ LBank |
| XAUT | 1.8 % | — | ★ LBank |
| SEI | 1.5 % | — | ★ LBank |
| HYPE | 1.2 % | — | ★ LBank |
| XTZ | — | 1.2 % | ★ Poloniex |
| PAXG | 1.0 % | — | ★ LBank |
| SUI | 1.0 % | — | ★ LBank |
| TUSD | — | 1.0 % | ★ Poloniex |
| A | — | 1.0 % | ★ Poloniex |
| BSV | — | 1.0 % | ★ Poloniex |
| NFT | — | 1.0 % | ★ Poloniex |
| BTT | — | 1.0 % | ★ Poloniex |
| FLR | — | 1.0 % | ★ Poloniex |
| LPT | — | 0.8 % | ★ Poloniex |
| FLOKI | — | 0.5 % | ★ Poloniex |
| DASH | — | 0.5 % | ★ Poloniex |
| JST | — | 0.5 % | ★ Poloniex |
| FIL | — | 0.4 % | ★ Poloniex |
| LTC | — | 0.25 % | ★ Poloniex |
| LINK | — | 0.25 % | ★ Poloniex |
| PEPE | — | 0.1 % | ★ Poloniex |
| WIN | — | 0.1 % | ★ Poloniex |
| XEC | — | 0.02 % | ★ Poloniex |
| LUNC | — | 0.02 % | ★ Poloniex |
| DOGE | — | 0.01 % | ★ Poloniex |
| XRP | — | 0.01 % | ★ Poloniex |
| ETC | — | 0.01 % | ★ Poloniex |
| XMR | — | 0.01 % | ★ Poloniex |
| XLM | — | 0.01 % | ★ Poloniex |
| SHIB | — | 0.01 % | ★ Poloniex |
| BCH | — | 0.01 % | ★ Poloniex |
| BNB | — | 0.01 % | ★ Poloniex |
Safety — check by check
| Check | D LBank | C Poloniex |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✓ |
| Score | 2/5 · D | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.