YieldCompare · head to head
LBank vs Nexo
Asset-by-asset comparison of rates and risk profiles
Short answer
Nexo is the safer of the two: it passes 3 of our five public safety checks, while LBank passes 2.
On rates, the highest advertised APY is 9.0 % at LBank and 8.0 % at Nexo. Base rates only, no promo tiers.
LBank
Safety grade D
5 checks ✗ ✗ ✓ ✗ ✓
USDT 2.9 %
BTC 0.15 %
ETH 1.4 %
Top product TRX · 9.0 %
Products tracked 15
Coins tracked 15
Jurisdiction British Virgin Islands (governing law of LBank's user agreement)
Founded 2015
Min deposit $0
Open LBank → 
Nexo
Safety grade C
5 checks ✗ ✓ ✓ ✓ ✗
USDT —
BTC 1.35 %
ETH 2.25 %
Top product DOT · 8.0 %
Products tracked 30
Coins tracked 30
Jurisdiction EU (Lithuania), Switzerland
Founded 2018
Min deposit $1
Open Nexo → Coin by coin
Shared coins, side by side
| Asset | LBank | Nexo | Winner |
|---|---|---|---|
| TRX | 9.0 % | 4.0 % | ★ LBank |
| SOL | 3.0 % | 3.5 % | ★ Nexo |
| NEAR | 2.0 % | 3.25 % | ★ Nexo |
| ADA | 1.3 % | 2.75 % | ★ Nexo |
| ETH | 1.4 % | 2.25 % | ★ Nexo |
| POL | 1.5 % | 0.9 % | ★ LBank |
| BTC | 0.15 % | 1.35 % | ★ Nexo |
| DOT | — | 8.0 % | ★ Nexo |
| KSM | — | 7.0 % | ★ Nexo |
| ATOM | — | 6.0 % | ★ Nexo |
| AXS | — | 5.5 % | ★ Nexo |
| USDD | 5.0 % | — | ★ LBank |
| BCH | — | 4.0 % | ★ Nexo |
| XLM | — | 4.0 % | ★ Nexo |
| LTC | — | 3.5 % | ★ Nexo |
| XRP | — | 3.15 % | ★ Nexo |
| USDC | 3.1 % | — | ★ LBank |
| GRAM | 3.0 % | — | ★ LBank |
| A | — | 3.0 % | ★ Nexo |
| AVAX | — | 3.0 % | ★ Nexo |
| BNB | — | 3.0 % | ★ Nexo |
| NEXO | — | 3.0 % | ★ Nexo |
| USDT | 2.9 % | — | ★ LBank |
| USDY | 2.5 % | — | ★ LBank |
| APE | — | 2.25 % | ★ Nexo |
| LINK | — | 1.75 % | ★ Nexo |
| S | — | 1.75 % | ★ Nexo |
| SEI | 1.5 % | — | ★ LBank |
| WBTC | — | 1.35 % | ★ Nexo |
| HYPE | 1.2 % | — | ★ LBank |
| SUI | 1.0 % | — | ★ LBank |
| GRT | — | 1.0 % | ★ Nexo |
| INJ | — | 1.0 % | ★ Nexo |
| TIA | — | 1.0 % | ★ Nexo |
| XAUT | — | 1.0 % | ★ Nexo |
| ARB | — | 0.75 % | ★ Nexo |
| PAXG | — | 0.5 % | ★ Nexo |
| AAVE | — | 0.25 % | ★ Nexo |
Safety — check by check
| Check | D LBank | C Nexo |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✓ |
| Track record (2+ years incident-free) | ✓ | ✗ |
| Score | 2/5 · D | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.