YieldCompare · head to head
EarnPark vs LBank
Asset-by-asset comparison of rates and risk profiles
Short answer
LBank is the safer of the two: it passes 2 of our five public safety checks, while EarnPark passes 1.
On rates, the highest advertised APY is 7.02 % at EarnPark and 9.0 % at LBank. Base rates only, no promo tiers.
EarnPark
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT 5.0 %
BTC 5.0 %
ETH 4.0 %
Top product ARB · 7.02 %
Products tracked 21
Coins tracked 21
Jurisdiction British Virgin Islands (EarnPark Limited) + UK LLP
Founded 2022
Min deposit $100
Open EarnPark → 
LBank
Safety grade D
5 checks ✗ ✗ ✓ ✗ ✓
USDT 2.9 %
BTC 0.15 %
ETH 1.4 %
Top product TRX · 9.0 %
Products tracked 15
Coins tracked 15
Jurisdiction British Virgin Islands (governing law of LBank's user agreement)
Founded 2015
Min deposit $0
Open LBank → Coin by coin
Shared coins, side by side
| Asset | EarnPark | LBank | Winner |
|---|---|---|---|
| TRX | 6.0 % | 9.0 % | ★ LBank |
| SOL | 6.5 % | 3.0 % | ★ EarnPark |
| ADA | 5.0 % | 1.3 % | ★ EarnPark |
| BTC | 5.0 % | 0.15 % | ★ EarnPark |
| GRAM | 5.0 % | 3.0 % | ★ EarnPark |
| USDC | 5.0 % | 3.1 % | ★ EarnPark |
| USDT | 5.0 % | 2.9 % | ★ EarnPark |
| POL | 4.23 % | 1.5 % | ★ EarnPark |
| ETH | 4.0 % | 1.4 % | ★ EarnPark |
| ARB | 7.02 % | — | ★ EarnPark |
| ZIL | 7.02 % | — | ★ EarnPark |
| DAI | 7.0 % | — | ★ EarnPark |
| DOGE | 7.0 % | — | ★ EarnPark |
| DOT | 7.0 % | — | ★ EarnPark |
| LINK | 7.0 % | — | ★ EarnPark |
| BNB | 6.0 % | — | ★ EarnPark |
| AVAX | 5.0 % | — | ★ EarnPark |
| BCH | 5.0 % | — | ★ EarnPark |
| PAXG | 5.0 % | — | ★ EarnPark |
| XLM | 5.0 % | — | ★ EarnPark |
| XRP | 5.0 % | — | ★ EarnPark |
| USDD | — | 5.0 % | ★ LBank |
| USDY | — | 2.5 % | ★ LBank |
| NEAR | — | 2.0 % | ★ LBank |
| SEI | — | 1.5 % | ★ LBank |
| HYPE | — | 1.2 % | ★ LBank |
| SUI | — | 1.0 % | ★ LBank |
Safety — check by check
| Check | F EarnPark | D LBank |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✗ | ✗ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✓ |
| Score | 1/5 · F | 2/5 · D |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.