checked 2026-08-18 · the bank's own page →
Bank savings rates in Germany
4 banks, each figure read off the bank's own product page. The number on a card is what you get without meeting any conditions.
The highest rate you can get in Germany without conditions is 2.25 % at Trade Republic, as of our last check.
advertises 1.75 % — со связкой Giro
1,75% — только если одновременно открыть Girokonto (плюс премия до 100 €); 1,5% — акционная ставка для новых клиентов
checked 2026-08-30 · the bank's own page →
advertises 3.75 % — первые 4 месяца
3,20% — только на первый Extra-Konto и только 4 месяца; 3,75% — если открыть его в связке с Girokonto (акция до 30.09.2026, плюс 200 €)
checked 2026-08-30 · the bank's own page →
advertises 1.5 % — с платным тарифом
1,50% — только на тарифе N26 Metal; на бесплатном 0,25%
checked 2026-08-18 · the bank's own page →
Every figure is read off the bank's own product page — never an aggregator, never a comparison site. Where a bank publishes only a ceiling, we say so instead of printing it as a rate. Records we could not confirm on the bank's page are left out entirely rather than shown as approximate.