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Bank savings rates in Germany

4 banks, each figure read off the bank's own product page. The number on a card is what you get without meeting any conditions.

The highest rate you can get in Germany without conditions is 2.25 % at Trade Republic, as of our last check.

comdirect
1.5 % savings account

advertises 1.75 % — со связкой Giro

1,75% — только если одновременно открыть Girokonto (плюс премия до 100 €); 1,5% — акционная ставка для новых клиентов

checked 2026-08-30 · the bank's own page →

ING Deutschland
0.75 % savings account

advertises 3.75 % — первые 4 месяца

3,20% — только на первый Extra-Konto и только 4 месяца; 3,75% — если открыть его в связке с Girokonto (акция до 30.09.2026, плюс 200 €)

checked 2026-08-30 · the bank's own page →

N26
0.25 % savings account

advertises 1.5 % — с платным тарифом

1,50% — только на тарифе N26 Metal; на бесплатном 0,25%

checked 2026-08-18 · the bank's own page →

Every figure is read off the bank's own product page — never an aggregator, never a comparison site. Where a bank publishes only a ceiling, we say so instead of printing it as a rate. Records we could not confirm on the bank's page are left out entirely rather than shown as approximate.

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