4 banks, each figure read off the bank's own product page. The number on a card is what you get without meeting any conditions.
The highest rate you can get in Malaysia without conditions is 3 % at Boost Bank, as of our last check.
advertises 3.3 % — Special Jars, нужны траты у партнёров
Ставка Special Jars, и она требует трат: банк пишет «Unlock Special Jars to start earning 3.3% p.a. daily interest! Just spend with our eligible partners». Без этого доступны 2,5% на обычном счёте и 3% на Savings Jars.
checked 2026-10-01 · the bank's own page →
GXBank (Grab) advertises 3.8 % — Bonus Pocket на 6 месяцев, до RM 50 000
Не ставка на остаток, а награда за то, что вы не трогали деньги. FAQ банка дословно: «You get 3.18% p.a. for the 3-month tenure, or 3.80% p.a. for the 6-month tenure. This is inclusive of the 2.00% p.a. base rate» — 3,80% дают за полные 6 месяцев без снятий (до 01.10.2026 было 3,70%).
checked 2026-10-01 · the bank's own page →
RHB Bank advertises 0.75 % — condition not yet verified
чтобы дойти до 0,65–0,70%, нужно 12 месяцев подряд наращивать остаток на RM 500 в месяц
checked 2026-10-01 · the bank's own page →
CIMB Bank checked 2026-08-18 · the bank's own page →
Every figure is read off the bank's own product page — never an aggregator, never a comparison site. Where a bank publishes only a ceiling, we say so instead of printing it as a rate. Records we could not confirm on the bank's page are left out entirely rather than shown as approximate.
Yield